Fair for You CIC
@fairforyou.bsky.social
88 followers 95 following 63 posts
We support financially-excluded households to buy essential items, avoid hardship, and build their financial resilience. Owned and overseen by the Fair Credit Charity.
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fairforyou.bsky.social
This includes customers feeling more in control of their finances, improving physical and mental health, and more.

This has been achieved with total investment of £17m, equating to social returns of £46 for every £1 invested.

Read the full report 👉 www.fairforyou.co.uk/10years
UK's No.1 Flexible Credit Provider | Pay Monthly Goods | Fair for You
Choose To Pay In Flexible Weekly, Four-Weekly, Monthly Or Fortnightly Payments. Get what you need on finance from UK's No.1 Flexible Credit Provider.
www.fairforyou.co.uk
fairforyou.bsky.social
🔟 10 years
💷 100,000 customers
💜 £797m in social value

Three numbers of which we are very proud.

As today's new report from @responsiblecred.bsky.social shows, we've proven that it is possible to lend sustainably to financially-excluded customers, creating social impact in the process.
The Fair for You logo, which is our name in purple and green, surrounding by icons representing people, a purple heart, and one hand giving a coin to another.
fairforyou.bsky.social
Within a few days of his investment into our raise, that funding had been matched, helping us pass the 75% milestone on our target of raising £500,000 - we're now close to 90%.

Thank you to Alan for your investment, and indeed to all his fellow investors.

#EthicalInvestment #EthicalInvesting
fairforyou.bsky.social
Alan adds:

"I'm providing matched funds as I'm keen to encourage others to join the fundraising. I really like the Scotland-focused, place-based approach of this round, as the impact of each pound invested is so tangible."
fairforyou.bsky.social
He invested a total of £45,000 in the raise, providing these as matched funds to encourage others to get involved as. He says:

"It's great seeing Fair for You return to the Ethex platform to secure additional funding."
fairforyou.bsky.social
This has ranged from small, local community projects through to larger, impact-focused institutional investments.

He's also one of the 178 investors so far to put his money into our latest bond offer on Ethex.
fairforyou.bsky.social
Today, we want to say 'thank you' to Alan and 177* others.

Alan - we're not using his full name, he's not in it for the recognition - began his career in the investment industry.

More recently, he has focused on not-for-profit and philanthropy projects.

(*and counting!)
Seedling emerges from soil with sun in background
fairforyou.bsky.social
We were delighted to win Best Lending Programme at last night's #PAY360Awards, organised by The Payments Associations.

Thanks to our friends at EML for you hard work on this partnership, and to all our amazing staff.

Congratulations also to those nominated and victorious in other categories.
Trophy - mainly black, with gold base and gold design at top. Text engraved on it: Pay 360 Awards in association with Mastercard. Best Lending Programme. Winner 2025: Fair for You's Lending Programme, Powered by EML Payments Group of five people smiling to camera, dressed in black tie, attending Pay 360 Awards event.
fairforyou.bsky.social
The Fair Credit Charity will now be chaired by @moore-jonathan.bsky.social, who is a former CEO and board member at two credit unions, and has been a trustee since 2022.

Read more reflections from Tom in a recent Q&A 👇

www.linkedin.com/pulse/he-her...

(5/5)
He was here from (before) the start, and soon we bid farewell: meet Tom Levitt
My role at Fair for You is..
www.linkedin.com
fairforyou.bsky.social
Farewell, Tom - it's been quite the journey!

Simon Dukes, chief executive of Fair for You and the Fair Credit Charity, says: “Tom Levitt is truly a pioneer of affordable credit and financial inclusion. We bid him farewell with very best wishes, and huge gratitude.”

(4/5)
fairforyou.bsky.social
Since the charity and lender launched in 2015, Fair for You has provided ethical microloans to 100,000 families, enabling them to buy essential items, avoid hardship, and stay away from exploitative lenders or loan sharks.

(3/5)
fairforyou.bsky.social
Tom first became involved in 2013, helping to ensure that we were created with an asset-locked, social enterprise structure - Fair for You is owned by a charity now known as the Fair Credit Charity, which oversees its work.

(2/5)
fairforyou.bsky.social
Fair for You and the Fair Credit Charity today say a fond farewell to @tomlevitt.bsky.social, who has played an important leadership role in these two organisations since we were set up in 2015 - and has been the charity's chair since day one.

(1/5)
Tom Levitt headshot - man wearing glasses, suit and tie smiling to camera.
fairforyou.bsky.social
We're pleased to be able to respond to high customer demand for essential household tech like laptops, fridges and washing machines — and to give households with lower incomes another way to spread the cost of essential purchases.

#retail #FinancialInclusion
(2/2)
fairforyou.bsky.social
We’re delighted to announce that Currys is the latest major retailer to partner with Fair for You.

Our customers can now spend their Fair for You Shopping Card loan online at currys.co.uk, or in the electronics retailer’s nearly 300 UK stores.

(1/2)
Two Currys employees, in branded fleeces and high-vis vests, unload a new washing machine from a lorry with Currys branding.
fairforyou.bsky.social
🦋 Often known as the 'butterfly effect', small things can lead to big changes.

Our loans of £25-£350 can make a huge difference to peoples' lives...

...and now you can invest in us from just £50 through our new bond on @ethexuk.bsky.social - helping us to support even more customers.
Reposted by Fair for You CIC
ethexuk.bsky.social
Join us for an Ethex Cuppa Club chat and Q&A with @fairforyou.bsky.social, the award-winning social enterprise transforming lending for good.
learn more about their latest 8% IFISA-eligible bond offer on Ethex. Register: us02web.zoom.us/webinar/regi...

#AffordableFinance #FinancialInclusion
Reposted by Fair for You CIC
ethexuk.bsky.social
Announcing the latest @fairforyou.bsky.social 8% investment bond offer, launching today!
Now you can be part of the next chapter in their amazing impact story.

Find out more and invest here: www.ethex.org.uk/invest/fair-...

#FinancailInclusion #AffordableFinance #FairLending
fairforyou.bsky.social
It follows the runaway success of our 2024 bond offer, which exceeded its target by 30%.

Find out more here: www.ethex.org.uk/invest/fair-...

#SocialEnterprise #EthicalInvestment #EthicalInvesting #SocialInvestment #SocialInvesting
Ethex Crowdfunding
Ethex helps everyday people make ethical investments that fund extraordinary organisations. Make your money a powerful tool for change and get a fair return.
www.ethex.org.uk
fairforyou.bsky.social
Who doesn't love a good sequel?

Fair for You is delighted to launch its second bond offer on the ethical investment platform Ethex today.

This new bond gives ethically-minded investors the chance to earn a potential tax-free 8% return, while helping combat financial exclusion.

#FinancialInclusion
A screenshot of the Ethex website, showing detail of the new Fair for You bond offer. For full info, go to https://www.ethex.org.uk/invest/fair-for-you-8-bond-2030
fairforyou.bsky.social
More from the summary:

"Customers appreciate the straightforward and easy application process... the possibility to manage payments in a flexible manner, choosing the frequency and amount, is highly valued.

"People feel respected and well-supported throughout their interactions with the company."
fairforyou.bsky.social
In our humble opinion, Artificial Intelligence is flawless here!

We've noticed that there's a new AI-generated review summary on Trustpilot.

Here's what it says about the 18,500 reviews (with an excellent overall rating) that we've had on the platform...

#FinancialInclusion
Quote graphic: "Reviewers overwhelmingly had a great experience with this company."
Caption: Trustpilot's AI summary of FfY customer reviews.
Fair for You logo in corner.
fairforyou.bsky.social
Hang it in the Louvre!

Okay, perhaps we're getting a bit overexcited, but we're still loving our new rebrand, so we're excited to get some new wall art for the office.

It features, among other things, our five brand values: trust, partnership, fairness, integrity and openness.
Print on office wall shows boy wearing superhero costume, with word 'integrity' at bottom and Fair for You logo at top. Print on office wall shows smiling family relaxing on sofa, with word 'openness' at bottom and Fair for You logo at top. Print on office wall shows words 'trust', 'partnership', 'fairness', 'integrity' and 'openness', plus cartoon person at bottom and Fair for You logo at top. Print on office wall shows puzzle pieces, in Fair for You brand colours purple and green, with slogan 'individually unique, together complete', and Fair for You logo at top.