✅ Inflation is up ✅ Cost of housing is up ✅ Cost of Groceries are up ✅ Cost of Childcare is up ✅ Cost of Insurance is up ✅ US Household Debt - All-time high ✅ US Credit Card debt - Record Levels ✅ The US Dollar is down ✅ Unemployment up 4.3% ✅ US Credit Rating - Downgraded