Author | Lightnews

Damien | Your Money on Easy Mode

Damien | Your Money on Easy Mode

@moneyoneasymode.bsky.social

13 followers 4 following 73 posts

Tips on investing, saving, and credit card hacks to put YOUR MONEY ON EASY MODE 🎮 Level up your finances with Damien 💸 Get my guides: https://stan.store/YMOEM

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Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · 8d

A new car now costs $12,182/year, and loses value fast.

That’s a second rent payment for something that traps your cash.

Used doesn’t mean unreliable. Rethink the upgrade.

www.youtube.com/shorts/-iKvQ...

#personalfinance #carpayments #budgeting #sunkcost

Your Car Is a Second Rent Payment

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · 12d

3 money myths keeping people stuck:

-Cash in checking is “safe”
-Savings accounts aren’t worth it
-Investing is just gambling

All wrong. All costing you money.

Time to unlearn.

#moneytips #hysa #investing #personalfinance

www.youtube.com/shorts/rb-Ch...

3 Money Myths That Keep You Broke

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · 17d

That stock everyone’s hyped about?

Check for these 5 red flags before you buy:
❌ No news
❌ Weak earnings
❌ Short squeeze setup
❌ Volume spike
❌ TikTok hype
Don’t chase noise. Watch the fundamentals.

#memestocks #investingtips #FOMO #yourmoneyoneasymode

www.youtube.com/shorts/WFGlY...

5 Ways to Spot a Meme Stock Meltdown

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · 26d

High-yield savings accounts are the easiest upgrade in personal finance.

4–5% interest. FDIC insured. 10-minute setup.

Still letting your cash rot in checking? That’s on you.

#hysa #moneymoves #financialliteracy #savingmoney

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · 29d

That Costco sample wasn’t free; it was bait.

Your brain triggers reciprocity, making you feel like you owe them.

Even if you didn’t want it. Even if it’s gross.

Learn the psychology behind “free” 🧠

www.youtube.com/shorts/veHSt...

#MoneyTips #CostcoTricks #GroceryPsychology #Finance

Costco’s Free Samples Are a Trap

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 29

Sketchy bank bonus tips? Hard pass. 🚫

Fake addresses, overdrafts, and loopholes can get you blacklisted or worse.

Play it straight. There’s plenty of legit free money out there if you follow the rules.

#BankBonus #SmartMoney #FinancialTips

Full video here 👇

www.youtube.com/shorts/jEEgx...

Avoid These Bank Bonus Scams

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 27

BOGO isn’t always a bargain.

Neither is “limit 4.”

It’s pricing psychology, and your cart is the target 🎯
🧠 Learn the tricks
💰 Protect your budget

📹 Full video here 👇

www.youtube.com/shorts/Tj3ug...

#MoneyTips #GroceryHacks #BOGO

How Grocery Stores Trick You with “Free”

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 25

Krispy Kreme stock blew UP…then flopped 🍩💸

Here’s how a short squeeze tricked a ton of traders 👀

Tag the friend who always buys at the top 📉

www.youtube.com/shorts/7IrQl...

#shortsqueeze #stonks #memestocks #krispykreme #investing101

How a Short Squeeze Blew Up Krispy Kreme’s Stock

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 24

$50,000 in checking earns $35/year.

Same money in a high-yield savings account? $2,100+.

That’s not extra, it’s the cost of doing nothing.

Move your cash. Make it work.

#personalfinance #hysa #moneytips #inflation

www.youtube.com/shorts/veFib...

You’re Losing $$$ in Your Checking Account

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 23

The biggest wins aren’t in lattes, they’re in fixed costs. Rent, cars, recurring bills, interest.

Here’s a simple framework and scripts to lower them and breathe easier.

youtu.be/-9K1WxvZjBI

Attack The $500 Leaks, Not Lattes: Cut housing, car, bills, and interest with simple scripts

YouTube video by Damien | YMOEM

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 22

That $3,000 bank bonus?

You might be giving up $2,500 in interest to get it.

If you have to park $250K in a low-interest account, always ask:

What’s the opportunity cost?

Do the math before chasing the cash.

#MoneyTips #BankBonuses #OpportunityCost

Full video:

www.youtube.com/shorts/eg2On...

That $3K Bank Bonus Might Be a Trap

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 20

They put milk in the back on purpose 😳

It’s all a mind game to make you spend more 🧠💸

Beat the system: bring a list & treat it like a grocery speedrun 🏃‍♂️🛒

www.youtube.com/shorts/YGR86...

#MoneyHack #FinanceTok #GroceryTips #ImpulseBuying

The Real Reason Milk Is Always in the Back

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 18

Leaving all your money in checking isn’t safe; it’s lazy.

With inflation around 3%, $12K today only buys $11,600 a year from now.

That’s $400, gone.

Time to rethink where your money sleeps.

www.youtube.com/shorts/3Ztib...

#personalfinance #inflation #checkingaccount #moneymistakes

Your Checking Account Is Losing You Money

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 17

Banks have a secret report on your behavior: ChexSystems.

Open too many accounts too fast and get flagged.

Want that next bonus?

Pace yourself. Don’t end up on the denial list.

#BankChurning #MoneyTips #ChexSystems

Full video here 👇

www.youtube.com/shorts/IQcQD...

Banks Are Secretly Rating You 😳

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 16

You’re not bad with money.

You’re just following a script someone else wrote.

This episode uncovers the hidden money beliefs holding you back and how to rewrite them.

Full episode 👇

www.youtube.com/watch?v=BLaO...

#MoneyMindset #BehavioralFinance #FinancialWellness #ScarcityTrap

Rewrite Your Money Story: How to Break Free from Invisible Scripts

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 15

In crypto, you're the bank.

Lose your recovery phrase? Funds = gone.

Send to the wrong address? No undo.

Empowering, but brutal if you’re careless.

#CryptoSecurity #DigitalHygiene #CryptoTips

Full video 👇

www.youtube.com/shorts/Hcwe3...

Crypto = Power and Risk. Here’s Why.

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 13

Buy now, pay later is getting messy 😬

People are using Klarna for groceries...and can’t pay it back.

And now the rules protecting you? Gone.

📉💸 Watch this before your next impulse buy

www.youtube.com/shorts/oyRJa...

#bnpl #klarna #moneymistakes #debttrap

Buy now, pay later is getting messy

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 10

That $300 bank bonus? The IRS wants a piece.

💸 It’s taxable income (unlike credit card rewards)
🧾 Get a 1099-INT if it’s $10+
💡 Pro tip: Set aside 20–25% for taxes

Don’t get surprised in April.

#TaxTips #BankBonus #SideHustle #MoneySmart

Full video here 👇
www.youtube.com/shorts/Y3qBm...

The IRS Wants a Cut of Your Bank Bonus 😬

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 9

The return of meme stocks isn’t about fundamentals; it’s about FOMO, feedback loops, and social algorithms amplifying hype.

Worth unpacking what we’ve learned…and what still catches us off guard.

youtu.be/2ozJmTep-DE

#finance #longform

To the Moon, Then What? What Reddit Didn’t Warn You About Opendoor and Krispy Kreme

YouTube video by Damien | YMOEM

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 8

You don’t need to be a programmer to use crypto.

If you can handle online banking, you’ve got the skills.

Crypto apps today are made for everyone.

#CryptoForBeginners #CryptoMyths #FinancialLiteracy

Full breakdown 👇

youtube.com/shorts/hBUix...

Do You Need to Be Techie to Use Crypto

YouTube video by Damien | YMOEM

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 5

The biggest scam in America?

Not crypto. Not phishing.

It’s fake support calls from “Amazon” or “your bank.”

1,000+ people fall for it every day.

Don’t be one of them.

⚠️ Watch till the end for your defense plan

#scamalert #fraudprevention #moneymoves

www.youtube.com/shorts/PZQQ0...

The #1 Scam in America Isn’t What You Think

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 3

That $300 bank bonus? It can quietly vanish if you miss the fine print.

☠️ $15 monthly fees

✅ Downgrade accounts
✅ Set reminders
✅ Know waiver rules
This is how churners keep the bonus.
#BankBonus #SideHustle #MoneyTips #EasyMode

Full video here 👇

www.youtube.com/shorts/Y7Sbd...

Avoid This $15 Bank Bonus Mistake

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 2

The “safest” place for your money might actually be one of the riskiest.

Checking accounts protect your cash from volatility, but not from inflation.

Smarter options are simple and beginner-friendly.

Watch the full breakdown here 👉 www.youtube.com/watch?v=6HKX...

#PersonalFinance

The Checking Account Trap: Why Parking Cash in Checking Is Risky

YouTube video by Damien | YMOEM

www.youtube.com

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Sep 1

Crypto isn’t a shortcut to wealth.

Yes, some hit it big, but many lost big, too.

Bitcoin has crashed 50%+ multiple times.

This isn’t a get-rich-quick game.

#CryptoMyths #BitcoinReality #SmartInvesting

Full video here 👇

youtube.com/shorts/9vWFV...

Is Crypto Really Easy Money?

YouTube video by Damien | YMOEM

Damien | Your Money on Easy Mode @moneyoneasymode.bsky.social · Aug 30

Not all “free money” is tax-free 😬💰

Spent to earn it? You’re good.

Got it for doing nothing? The IRS wants a cut.

👀 Watch before you cash that bank bonus!

#taxes #creditcardrewards #personalfinance101

youtube.com/shorts/ZBhWb...

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