Laurence Kotlikoff
kotlikoff.bsky.social
Laurence Kotlikoff
@kotlikoff.bsky.social

Professor of Economics at Boston University, Host of Economics Matters Podcast, Fellow of the American Academy of Arts and Sciences, Fellow of the Econometric Society, Research Associate of the National Bureau of Economic Research, and President of MaxiFi .. more

Laurence Jacob Kotlikoff is an American economist who has served as a professor of economics at Boston University since 1984. A specialist in macroeconomics and public finance, he has contributed to a range of fields, including climate change and carbon taxation, the global macroeconomic transition and the future of economic power, inequality, fiscal progressivity, economic guides to personal financial behavior, banking reform, marginal taxation and labor supply, healthcare reform, and social security. He is the author of over 20 books, and his scholarly articles have been published in a range of journals, including the American Economic Review, the Quarterly Journal of Economics, and the Journal of Political Economy. .. more

Economics 57%
Business 29%

MaxiFi Puzzler! 🧩
Think you’ve mastered financial planning logic? Test your instincts and see if you can crack these scenarios. It’s tougher than it looks. https://larrykotlikoff.substack.com/p/the-maxifi-puzzler-11-1-25
The MaxiFi Puzzler -- 11-1-25
Try this out on your financial advisor. If they can't answer these questions, have them run MaxiFi before providing you financial advice. Or, like tens of thousands, run it yourself!
larrykotlikoff.substack.com

We’ve rolled out new tools to help you make smarter financial decisions:
✨ Direct support for Health Savings Accounts (HSAs)
✨ New Estate Planning settings
✨ Support for Qualified Charitable Distributions (QCDs)

First-time subscribers save 20% through December 2.
Use code BFCM2025 at checkout!

In this episode, AI expert Seth Benzell explains scaling laws, double descent, the “bitter lesson,” and just how much of human work AI may replace. https://larrykotlikoff.substack.com/p/seth-benzell-is-back-to-update-us
Seth Benzell is Back to Update Us on All things AI
With the leading ten AI companies comprising one third of the value of the S&P and none showing a profit plus the threat they pose to our jobs, let alone humanity, we best keep careful track of the industry.
larrykotlikoff.substack.com

The holiday season is busy—but your financial planning shouldn’t be.
MaxiFi helps you review your finances, explore smarter strategies, and secure real peace of mind.

🎁 Save 20% if you’re a first-time subscriber
⏳ Offer ends December 2
Use code BFCM2025 at checkout!

Is the AI boom a genuine revolution—or a massive bubble waiting to burst? I take a hard look at valuations, hype, and history to see what the data (and past manias) can tell us about the future. https://larrykotlikoff.substack.com/p/are-ai-valuations-a-huge-bubble
Are AI Valuations a Huge Bubble?
More specifically, will AI Eat Its Own? A Financial Savant, John Talbott, Weighs In
larrykotlikoff.substack.com

In a turbulent economic environment, peace of mind comes from having a solid plan you can trust. MaxiFi helps you build a lifetime financial plan—one that gives you clarity today and confidence for the future.
Save 20% now through December 2 - Use code BFCM2025!

If you’ve ever wondered why our tax system feels so tangled, NYU’s Daniel Shaviro is here to explain what’s really going on. Smart, candid, and refreshingly honest about what works, what doesn’t, and why reform is so hard. https://ow.ly/I6VO50XrU1H

The Wall Street Journal recently ran what I’d call a brilliantly misleading piece on taxes. Here’s what the author got terribly wrong. https://larrykotlikoff.substack.com/p/the-wall-street-journals-brilliant
The Wall Street Journal's Brilliant, Penetrating Columnist, Holman Jenkins, Gives His Take on the Big Issues of Our Times
I’ve been a huge fan of Holman Jenkins for years.
larrykotlikoff.substack.com

Waiting to claim your Social Security can still pay off—literally. The math is clear, but human behavior often isn’t. Here’s why patience (and planning) still win out in 2025. https://larrykotlikoff.substack.com/p/why-delaying-your-social-security
Why Delaying Your Social Security Benefits Almost Always Makes Total Sense
A Response to Derek Tharp's WSJ Article Suggesting the Opposite
larrykotlikoff.substack.com

Is Wall Street living up to the SEC’s promise of protecting retail investors? Maybe not. This piece looks at the gap between regulation and reality—and what’s still broken in how markets serve everyday investors. https://larrykotlikoff.substack.com/p/is-wall-street-meeting-the-secs-retail
Is Wall Street Meeting the SEC's Retail Investor's Best Interest Rule -- Reg BI?
This is the Question the SEC and FINRA Should Be Asking.
larrykotlikoff.substack.com

With more than 400 columns and counting, there’s now a single place to explore decades of ideas, analysis, and economic thinking. If you’ve ever wondered where to start—or want to revisit old favorites—here it is...https://larrykotlikoff.substack.com/p/how-to-view-my-now-402-columns-and
How to View My Now 402 Columns and Podcasts
With, I Pray, All Typos Fixed. Just go to https://larrykotlikoff.substack.com/archive!
larrykotlikoff.substack.com