@charlessurface.bsky.social
Ah right! Thought it had already happened, thanks for the correction.
November 29, 2025 at 9:25 AM
Ah right! Thought it had already happened, thanks for the correction.
See also pension consolidation:
One provider told me I needed to send them my original birth certificate as proof of ID.
One provider refused to transfer to SIPP as I told them I might buy global equities (vs. UK only) because that's too risky... ignoring the fact they'd invested globally...
One provider told me I needed to send them my original birth certificate as proof of ID.
One provider refused to transfer to SIPP as I told them I might buy global equities (vs. UK only) because that's too risky... ignoring the fact they'd invested globally...
November 29, 2025 at 9:24 AM
See also pension consolidation:
One provider told me I needed to send them my original birth certificate as proof of ID.
One provider refused to transfer to SIPP as I told them I might buy global equities (vs. UK only) because that's too risky... ignoring the fact they'd invested globally...
One provider told me I needed to send them my original birth certificate as proof of ID.
One provider refused to transfer to SIPP as I told them I might buy global equities (vs. UK only) because that's too risky... ignoring the fact they'd invested globally...
I've had this argument on Reddit UKpersonalfinance before. People get *very* angry about it. Risk adjusted returns are apparently not a thing...
November 29, 2025 at 9:22 AM
I've had this argument on Reddit UKpersonalfinance before. People get *very* angry about it. Risk adjusted returns are apparently not a thing...
💯
I have a JISA for my 6 year old. I do not believe that's a 60 year investment horizon. A bit of cash would have helped me a *lot* in my 20s when I was really scraping by and spending vast amounts on rent in crappy houseshares.
I have a JISA for my 6 year old. I do not believe that's a 60 year investment horizon. A bit of cash would have helped me a *lot* in my 20s when I was really scraping by and spending vast amounts on rent in crappy houseshares.
November 29, 2025 at 9:21 AM
💯
I have a JISA for my 6 year old. I do not believe that's a 60 year investment horizon. A bit of cash would have helped me a *lot* in my 20s when I was really scraping by and spending vast amounts on rent in crappy houseshares.
I have a JISA for my 6 year old. I do not believe that's a 60 year investment horizon. A bit of cash would have helped me a *lot* in my 20s when I was really scraping by and spending vast amounts on rent in crappy houseshares.
GBP110k now I believe?
November 29, 2025 at 9:19 AM
GBP110k now I believe?
It clearly is a stupid idea, and pot size is no different.
We're allowed to say stupid ideas are stupid. Like this one.
We're allowed to say stupid ideas are stupid. Like this one.
November 27, 2025 at 11:21 PM
It clearly is a stupid idea, and pot size is no different.
We're allowed to say stupid ideas are stupid. Like this one.
We're allowed to say stupid ideas are stupid. Like this one.
A very, very, stupid idea. What you've done there is create an incentive for people to get private pension income of 29.9k pa.
November 27, 2025 at 11:00 PM
A very, very, stupid idea. What you've done there is create an incentive for people to get private pension income of 29.9k pa.
Well, their parents put them in poverty in the first place. Root cause and all.
November 27, 2025 at 10:52 PM
Well, their parents put them in poverty in the first place. Root cause and all.
You know what they mean though, don't you?
This is a move that is popular with his party, but not with the electorate.
You can think the electorate is wrong, but that's where it is.
This is a move that is popular with his party, but not with the electorate.
You can think the electorate is wrong, but that's where it is.
November 27, 2025 at 10:22 PM
You know what they mean though, don't you?
This is a move that is popular with his party, but not with the electorate.
You can think the electorate is wrong, but that's where it is.
This is a move that is popular with his party, but not with the electorate.
You can think the electorate is wrong, but that's where it is.
Difference between something you own and something you don't.
November 27, 2025 at 7:53 AM
Difference between something you own and something you don't.
Hey, at least it's not airsoft.
November 26, 2025 at 11:08 PM
Hey, at least it's not airsoft.
💯
My first BG3 run was with a sneaky heroic archer because that's what I always do. My current is with a halfling vampire spawn bard I've designed to be as much like Matt Berry (in WWDITS) as possible. He makes bold statements then runs away a lot.
My first BG3 run was with a sneaky heroic archer because that's what I always do. My current is with a halfling vampire spawn bard I've designed to be as much like Matt Berry (in WWDITS) as possible. He makes bold statements then runs away a lot.
November 26, 2025 at 9:14 AM
💯
My first BG3 run was with a sneaky heroic archer because that's what I always do. My current is with a halfling vampire spawn bard I've designed to be as much like Matt Berry (in WWDITS) as possible. He makes bold statements then runs away a lot.
My first BG3 run was with a sneaky heroic archer because that's what I always do. My current is with a halfling vampire spawn bard I've designed to be as much like Matt Berry (in WWDITS) as possible. He makes bold statements then runs away a lot.
The niche content I'm here for.
November 26, 2025 at 8:04 AM
The niche content I'm here for.
FFS.
Endless bloody fiddling without thinking at all about the consequences.
JUST PUT INCOME TAX UP.
She was *so* close. Undo Brown's 2p cut in basic rate.
Endless bloody fiddling without thinking at all about the consequences.
JUST PUT INCOME TAX UP.
She was *so* close. Undo Brown's 2p cut in basic rate.
November 25, 2025 at 11:02 PM
FFS.
Endless bloody fiddling without thinking at all about the consequences.
JUST PUT INCOME TAX UP.
She was *so* close. Undo Brown's 2p cut in basic rate.
Endless bloody fiddling without thinking at all about the consequences.
JUST PUT INCOME TAX UP.
She was *so* close. Undo Brown's 2p cut in basic rate.
All I needed to know.
Assumed there was something like this to get them proscribed. Silly old me having a minimum of trust in our institutions though.
Assumed there was something like this to get them proscribed. Silly old me having a minimum of trust in our institutions though.
November 25, 2025 at 7:43 PM
All I needed to know.
Assumed there was something like this to get them proscribed. Silly old me having a minimum of trust in our institutions though.
Assumed there was something like this to get them proscribed. Silly old me having a minimum of trust in our institutions though.
Am definitely not installing that app though - is there a news story 📔 Ng whatever this is maybe?
November 25, 2025 at 7:39 PM
Am definitely not installing that app though - is there a news story 📔 Ng whatever this is maybe?
Banks, and the people who work for them, *are* taxed. Obviously. And more here than in comparable countries.
Boring old facts, eh.
Boring old facts, eh.
November 25, 2025 at 6:51 PM
Banks, and the people who work for them, *are* taxed. Obviously. And more here than in comparable countries.
Boring old facts, eh.
Boring old facts, eh.
Banks and their staff *are* taxed.
November 25, 2025 at 1:08 PM
Banks and their staff *are* taxed.
What's he cost of transporting people to the Falklands?
Why is that better than e.g. Lewis?
Why is that better than e.g. Lewis?
November 25, 2025 at 1:07 PM
What's he cost of transporting people to the Falklands?
Why is that better than e.g. Lewis?
Why is that better than e.g. Lewis?
Yes. I'm aware of that. And?
It's true that if we didn't have a national debt and if we weren't running a deficit, we wouldn't have to worry about the bond market.
However.
We do.
It's true that if we didn't have a national debt and if we weren't running a deficit, we wouldn't have to worry about the bond market.
However.
We do.
November 24, 2025 at 1:26 PM
Yes. I'm aware of that. And?
It's true that if we didn't have a national debt and if we weren't running a deficit, we wouldn't have to worry about the bond market.
However.
We do.
It's true that if we didn't have a national debt and if we weren't running a deficit, we wouldn't have to worry about the bond market.
However.
We do.
A broad based tax rise. 2% on the basic rate puts it back to where Brown cut it from and is simple, sustainable and fair.
Pretending billionaires can pay for everything or we can just print more money or it's all immigrants' fault are equally silly.
Pretending billionaires can pay for everything or we can just print more money or it's all immigrants' fault are equally silly.
November 24, 2025 at 12:19 PM
A broad based tax rise. 2% on the basic rate puts it back to where Brown cut it from and is simple, sustainable and fair.
Pretending billionaires can pay for everything or we can just print more money or it's all immigrants' fault are equally silly.
Pretending billionaires can pay for everything or we can just print more money or it's all immigrants' fault are equally silly.
I *knew* it! I remember having a ding dong with that pillock, incensed by their appropriation of Admiral Collingwood's picture to spout far right guff. I bloody knew it.
November 24, 2025 at 10:32 AM
I *knew* it! I remember having a ding dong with that pillock, incensed by their appropriation of Admiral Collingwood's picture to spout far right guff. I bloody knew it.
We've been down this round many times.
Whether you think there is a conflict or not is ultimately irrelevant. Many women think there is, and you have no right to ignore and slander them.
Whether you think there is a conflict or not is ultimately irrelevant. Many women think there is, and you have no right to ignore and slander them.
November 24, 2025 at 10:28 AM
We've been down this round many times.
Whether you think there is a conflict or not is ultimately irrelevant. Many women think there is, and you have no right to ignore and slander them.
Whether you think there is a conflict or not is ultimately irrelevant. Many women think there is, and you have no right to ignore and slander them.
The bond market cares less about why you're running an unbalanced budget than the fact that you *are* running a deficit.
Truss believed tax cuts = growth.
Polanski believes investment = growth.
The bond market is not ideological. You're borrowing more, you pay more.
Truss believed tax cuts = growth.
Polanski believes investment = growth.
The bond market is not ideological. You're borrowing more, you pay more.
November 24, 2025 at 10:26 AM
The bond market cares less about why you're running an unbalanced budget than the fact that you *are* running a deficit.
Truss believed tax cuts = growth.
Polanski believes investment = growth.
The bond market is not ideological. You're borrowing more, you pay more.
Truss believed tax cuts = growth.
Polanski believes investment = growth.
The bond market is not ideological. You're borrowing more, you pay more.