@mellowmark.bsky.social
Even if you know what a bond is, if you hadn't bought government bonds (gilts) before, have just signed up to a platform you have never used before and are confronted with this list of options (if you can find it) it's perfectly understandable that most people would find it confusing/ difficult...
November 29, 2025 at 12:00 AM
Even if you know what a bond is, if you hadn't bought government bonds (gilts) before, have just signed up to a platform you have never used before and are confronted with this list of options (if you can find it) it's perfectly understandable that most people would find it confusing/ difficult...
The percentage of 18-25 year olds with a cash ISA is second only to the 25-34 age group.
www.ajbell.co.uk/group/news/i...
www.ajbell.co.uk/group/news/i...
November 28, 2025 at 6:05 PM
The percentage of 18-25 year olds with a cash ISA is second only to the 25-34 age group.
www.ajbell.co.uk/group/news/i...
www.ajbell.co.uk/group/news/i...
A majority of people in every age group don't have any ISA at all.
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
November 27, 2025 at 8:57 PM
A majority of people in every age group don't have any ISA at all.
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
"Quiet Piggy"
November 26, 2025 at 1:43 PM
"Quiet Piggy"
Easily beat an S&P 500 index fund over the past 5 years, not bad for a UK only fund.
www.fidelity.co.uk/planning-gui...
www.fidelity.co.uk/planning-gui...
November 25, 2025 at 10:17 PM
Easily beat an S&P 500 index fund over the past 5 years, not bad for a UK only fund.
www.fidelity.co.uk/planning-gui...
www.fidelity.co.uk/planning-gui...
In the first one, it looks like lots of Financials:
www.fidelity.co.uk/factsheet-da...
Artemis website has full and half year reports with full list of holdings, but a bit out of date obviously: www.artemisfunds.com/en-gb/indivi...
www.fidelity.co.uk/factsheet-da...
Artemis website has full and half year reports with full list of holdings, but a bit out of date obviously: www.artemisfunds.com/en-gb/indivi...
November 25, 2025 at 10:13 PM
In the first one, it looks like lots of Financials:
www.fidelity.co.uk/factsheet-da...
Artemis website has full and half year reports with full list of holdings, but a bit out of date obviously: www.artemisfunds.com/en-gb/indivi...
www.fidelity.co.uk/factsheet-da...
Artemis website has full and half year reports with full list of holdings, but a bit out of date obviously: www.artemisfunds.com/en-gb/indivi...
Oil price is currently nearly half the 2022 peak and at its lowest price in almost 5 years...
November 25, 2025 at 5:00 PM
Oil price is currently nearly half the 2022 peak and at its lowest price in almost 5 years...
November 25, 2025 at 1:00 PM
Gordon Brown of the Labornative party... (Chat GPT).
November 23, 2025 at 10:04 PM
Gordon Brown of the Labornative party... (Chat GPT).
That same investment podcast that had Liz Truss as a guest recently also had this guy on as a guest on a recent episode. Think they should probably change their podcast name as I have no idea what either of them have to contribute on investing?!
November 23, 2025 at 9:52 PM
That same investment podcast that had Liz Truss as a guest recently also had this guy on as a guest on a recent episode. Think they should probably change their podcast name as I have no idea what either of them have to contribute on investing?!
So one example - this is a haircare products company with a Google ads account in their name linking to fake BBC news sites promoting a cryptocurrency investment scam:
adstransparency.google.com/advertiser/A...
In this case, the company was dissolved over a year ago, but most are from active ones
adstransparency.google.com/advertiser/A...
In this case, the company was dissolved over a year ago, but most are from active ones
November 22, 2025 at 6:56 PM
So one example - this is a haircare products company with a Google ads account in their name linking to fake BBC news sites promoting a cryptocurrency investment scam:
adstransparency.google.com/advertiser/A...
In this case, the company was dissolved over a year ago, but most are from active ones
adstransparency.google.com/advertiser/A...
In this case, the company was dissolved over a year ago, but most are from active ones
"several individuals associated with Brownstone now occupy high-ranking positions within the U.S. executive branch. "concern that the organization amplifies contrarian narratives that do not align with the broader body of scientific evidence, particularly regarding vaccination & post-vaccine risks."
November 20, 2025 at 2:49 PM
"several individuals associated with Brownstone now occupy high-ranking positions within the U.S. executive branch. "concern that the organization amplifies contrarian narratives that do not align with the broader body of scientific evidence, particularly regarding vaccination & post-vaccine risks."
A lot of people may think that their ISA / pension being invested in a global index fund (eg an MSCI World index tracker) means that it's highly diversified, being invested in 1320 companies & multiple countries. But 72% of that index is the US and over a quarter (27%) is invested in just 10 stocks
November 18, 2025 at 5:15 PM
A lot of people may think that their ISA / pension being invested in a global index fund (eg an MSCI World index tracker) means that it's highly diversified, being invested in 1320 companies & multiple countries. But 72% of that index is the US and over a quarter (27%) is invested in just 10 stocks
In the UK, the lowest rate for decades applies outside of London too:
England and Wales - lowest since the 1970s.
Scotland - lowest for 50 years (mid 1970s):
www.bbc.co.uk/news/article...
England and Wales - lowest since the 1970s.
Scotland - lowest for 50 years (mid 1970s):
www.bbc.co.uk/news/article...
November 16, 2025 at 10:30 PM
In the UK, the lowest rate for decades applies outside of London too:
England and Wales - lowest since the 1970s.
Scotland - lowest for 50 years (mid 1970s):
www.bbc.co.uk/news/article...
England and Wales - lowest since the 1970s.
Scotland - lowest for 50 years (mid 1970s):
www.bbc.co.uk/news/article...
Overall the UK is basically in line with the European average - not an outlier by any means.
November 16, 2025 at 10:24 PM
Overall the UK is basically in line with the European average - not an outlier by any means.
Also: "Black people were disproportionately likely to be victims across all age groups. This was particularly acute between the ages of 10 and 29 years, with Black males around 13 times more likely to be a victim of homicide than similarly aged White males."
library.college.police.uk/docs/Pattern...
library.college.police.uk/docs/Pattern...
November 16, 2025 at 10:19 PM
Also: "Black people were disproportionately likely to be victims across all age groups. This was particularly acute between the ages of 10 and 29 years, with Black males around 13 times more likely to be a victim of homicide than similarly aged White males."
library.college.police.uk/docs/Pattern...
library.college.police.uk/docs/Pattern...
A good day for chocolate fans though - new 52 week low for Cocoa futures. 🍫
November 14, 2025 at 11:58 PM
A good day for chocolate fans though - new 52 week low for Cocoa futures. 🍫
Less popular than Starmer according to Yougov?
November 13, 2025 at 1:25 PM
Less popular than Starmer according to Yougov?
No Gratuitous Sax & Senseless Violins allowed...
November 13, 2025 at 1:44 AM
No Gratuitous Sax & Senseless Violins allowed...
There is still a significant difference in concentration, valuation and historical earnings growth:
S&P 500:
PE 22.86
Price to book: 4.60
Price to sales: 3.21
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Price to sales: 1.63
Assets in top 10 holdings: 11.32%
S&P 500:
PE 22.86
Price to book: 4.60
Price to sales: 3.21
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Price to sales: 1.63
Assets in top 10 holdings: 11.32%
November 12, 2025 at 1:41 PM
There is still a significant difference in concentration, valuation and historical earnings growth:
S&P 500:
PE 22.86
Price to book: 4.60
Price to sales: 3.21
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Price to sales: 1.63
Assets in top 10 holdings: 11.32%
S&P 500:
PE 22.86
Price to book: 4.60
Price to sales: 3.21
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Price to sales: 1.63
Assets in top 10 holdings: 11.32%
There is still a significant difference in concentration, valuation and historical earnings growth:
S&P 500:
PE 22.86
Price to book: 4.60
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Assets in top 10 holdings: 11.32%
S&P 500:
PE 22.86
Price to book: 4.60
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Assets in top 10 holdings: 11.32%
November 12, 2025 at 1:38 PM
There is still a significant difference in concentration, valuation and historical earnings growth:
S&P 500:
PE 22.86
Price to book: 4.60
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Assets in top 10 holdings: 11.32%
S&P 500:
PE 22.86
Price to book: 4.60
Assets in top 10 holdings: 38.88%
MSCI World ex US:
PE 15.42
Price to book: 2.03
Assets in top 10 holdings: 11.32%
Some people might be surprised that the iShares UK dividend etf (all UK shares) has outperformed the US S&P 500 over the past 5 years, 1 year and year to date. (In GBP and performance is very different over 10 years of course).
November 10, 2025 at 9:10 PM
Some people might be surprised that the iShares UK dividend etf (all UK shares) has outperformed the US S&P 500 over the past 5 years, 1 year and year to date. (In GBP and performance is very different over 10 years of course).