@mellowmark.bsky.social
Yes, I am puzzled by that aspect as well.
December 1, 2025 at 5:59 PM
Yes, I am puzzled by that aspect as well.
A million seconds is 11 days, a billion seconds is about 32 years and a trillion seconds is 32,000 years...
December 1, 2025 at 5:56 PM
A million seconds is 11 days, a billion seconds is about 32 years and a trillion seconds is 32,000 years...
My Google news feed has started to show what are obviously ai generated articles on repurposed sites (for example the domain will be xyzplumbing or something, so originally used by a plumbing company I assume). Then the site is plastered with garbage ads, so garbage and, garbage 'article'.
December 1, 2025 at 5:43 PM
My Google news feed has started to show what are obviously ai generated articles on repurposed sites (for example the domain will be xyzplumbing or something, so originally used by a plumbing company I assume). Then the site is plastered with garbage ads, so garbage and, garbage 'article'.
Trustpilot to this and them having done nothing I asked why and repeated the explanation of what had happened - they still did nothing. A year later and they have still not acted. So for 2 years they have put their users at risk of scams, malware etc and failed to remove hundreds of fake reviews.
November 30, 2025 at 2:24 PM
Trustpilot to this and them having done nothing I asked why and repeated the explanation of what had happened - they still did nothing. A year later and they have still not acted. So for 2 years they have put their users at risk of scams, malware etc and failed to remove hundreds of fake reviews.
I gave a step by step explanation to Trustpilot (with screenshot examples) of the mass hijacking of their site. I even told them who was doing it (an individual in France) who had posted a YouTube video boasting about it and offering his 'Trustpilot hijack' method for sale.
A year after alerting
A year after alerting
November 30, 2025 at 2:22 PM
I gave a step by step explanation to Trustpilot (with screenshot examples) of the mass hijacking of their site. I even told them who was doing it (an individual in France) who had posted a YouTube video boasting about it and offering his 'Trustpilot hijack' method for sale.
A year after alerting
A year after alerting
Most of the listings were for dubious weight loss products and other 'health' products, often with hidden rebill offers. Because the website of each listing is a subdomain with a redirect the destination URL can be changed at any time. Many of the links went to outright scams or sites with malware.
November 30, 2025 at 2:19 PM
Most of the listings were for dubious weight loss products and other 'health' products, often with hidden rebill offers. Because the website of each listing is a subdomain with a redirect the destination URL can be changed at any time. Many of the links went to outright scams or sites with malware.
Trustpilot allowed their site to be hijacked by someone who used sub domains with a redirect to insert their affiliate link into the site URL. They then flooded the site with hundreds of duplicate listings and thousands of fake reviews.
Trustpilot were made aware of this 2 years ago & did nothing.
Trustpilot were made aware of this 2 years ago & did nothing.
November 30, 2025 at 2:16 PM
Trustpilot allowed their site to be hijacked by someone who used sub domains with a redirect to insert their affiliate link into the site URL. They then flooded the site with hundreds of duplicate listings and thousands of fake reviews.
Trustpilot were made aware of this 2 years ago & did nothing.
Trustpilot were made aware of this 2 years ago & did nothing.
Even if you know what a bond is, if you hadn't bought government bonds (gilts) before, have just signed up to a platform you have never used before and are confronted with this list of options (if you can find it) it's perfectly understandable that most people would find it confusing/ difficult...
November 29, 2025 at 12:00 AM
Even if you know what a bond is, if you hadn't bought government bonds (gilts) before, have just signed up to a platform you have never used before and are confronted with this list of options (if you can find it) it's perfectly understandable that most people would find it confusing/ difficult...
Anywhere in the UK? Yes, you can find a few for that - parts of Scotland and North of England, for example.
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
Check out this 2 bedroom terraced house for sale on Rightmove
2 bedroom terraced house for sale in Thames Street, Chopwell, Newcastle Upon Tyne, NE17 7DB, NE17 for £52,000. Marketed by WalkersXchange, Sunniside and the North East
www.rightmove.co.uk
November 28, 2025 at 10:50 PM
Anywhere in the UK? Yes, you can find a few for that - parts of Scotland and North of England, for example.
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
www.rightmove.co.uk/properties/1...
I literally didn't have 50p or whatever it cost at the time (long time ago!) to buy a can of beer to celebrate my 21st birthday, nevermind go to the pub or on a night out. Spent the night at home playing trivial pursuit with flatmates and had one can of beer (a flatmate gave me one of his).
November 28, 2025 at 10:18 PM
I literally didn't have 50p or whatever it cost at the time (long time ago!) to buy a can of beer to celebrate my 21st birthday, nevermind go to the pub or on a night out. Spent the night at home playing trivial pursuit with flatmates and had one can of beer (a flatmate gave me one of his).
Short term money market funds invest in very short term debt, both government (gilts) and corporate bonds as well as certificates of deposit etc. They are mainly used by pension funds, corporates, charities etc to hold cash, but there are retail investor funds too.
www.ajbell.co.uk/learn/money-...
www.ajbell.co.uk/learn/money-...
What is a Money Market Fund & How Does it Work? | AJ Bell
Learn all about money market funds, including how they work, how to invest in them, and the risks and returns of money market funds.
www.ajbell.co.uk
November 28, 2025 at 9:45 PM
Short term money market funds invest in very short term debt, both government (gilts) and corporate bonds as well as certificates of deposit etc. They are mainly used by pension funds, corporates, charities etc to hold cash, but there are retail investor funds too.
www.ajbell.co.uk/learn/money-...
www.ajbell.co.uk/learn/money-...
Policy doesn't come in until April 2027, by which time cash ISA interest rates might be down to around 2%. Plus you have your personal savings allowance - so for most people there may be no tax advantage anyway and could just use a non ISA savings account...
November 28, 2025 at 6:14 PM
Policy doesn't come in until April 2027, by which time cash ISA interest rates might be down to around 2%. Plus you have your personal savings allowance - so for most people there may be no tax advantage anyway and could just use a non ISA savings account...
The percentage of 18-25 year olds with a cash ISA is second only to the 25-34 age group.
www.ajbell.co.uk/group/news/i...
www.ajbell.co.uk/group/news/i...
November 28, 2025 at 6:05 PM
The percentage of 18-25 year olds with a cash ISA is second only to the 25-34 age group.
www.ajbell.co.uk/group/news/i...
www.ajbell.co.uk/group/news/i...
Example Of Autonomous Delivery Robots: Starship in Milton Keynes
YouTube video by Bernard Marr
youtu.be
November 28, 2025 at 2:23 PM
A majority of people in every age group don't have any ISA at all.
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
November 27, 2025 at 8:57 PM
A majority of people in every age group don't have any ISA at all.
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
Of those that do have a cash ISA and pay into it, only 10% use the maximum £20,000 allowance.
Over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000.
www.ajbell.co.uk/group/news/i...
"HMRC figures show that over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000. Meanwhile just 10% use the maximum £20,000 allowance."
"Average cash ISA account holds under £13,500."
www.ajbell.co.uk/group/news/i...
"Average cash ISA account holds under £13,500."
www.ajbell.co.uk/group/news/i...
ISAs unpacked: who holds them and how much do they have?
www.ajbell.co.uk
November 27, 2025 at 8:46 PM
"HMRC figures show that over two-thirds (67%) of those paying only into a cash ISA contribute less than £5,000. Meanwhile just 10% use the maximum £20,000 allowance."
"Average cash ISA account holds under £13,500."
www.ajbell.co.uk/group/news/i...
"Average cash ISA account holds under £13,500."
www.ajbell.co.uk/group/news/i...
yield (interest rate) available on cash ISA accounts, with the possibility of capital appreciation and income (dividend) growth. Point being there is a risk spectrum and you don't even have to invest in shares at all. Plus with interest rates likely to fall, interest rates on cash ISAs will too.
November 27, 2025 at 8:34 PM
yield (interest rate) available on cash ISA accounts, with the possibility of capital appreciation and income (dividend) growth. Point being there is a risk spectrum and you don't even have to invest in shares at all. Plus with interest rates likely to fall, interest rates on cash ISAs will too.
For a bit more risk there are corporate bond funds, gilt/ treasury funds / ETFs which offer higher yields/ returns than cash and money market funds. Then there are for example property reits with recession proof properties and rents paid by the government (NHS surgeries etc) with around double the
November 27, 2025 at 8:31 PM
For a bit more risk there are corporate bond funds, gilt/ treasury funds / ETFs which offer higher yields/ returns than cash and money market funds. Then there are for example property reits with recession proof properties and rents paid by the government (NHS surgeries etc) with around double the
You can have 'cash like' investments in a shares ISA anyway - not risk free, but still relatively very low risk and similar returns (eg: money market funds / ETFs) and you also usually also get some interest on uninvested cash (although you are supposed to invest it eventually, it's not enforced).
November 27, 2025 at 8:26 PM
You can have 'cash like' investments in a shares ISA anyway - not risk free, but still relatively very low risk and similar returns (eg: money market funds / ETFs) and you also usually also get some interest on uninvested cash (although you are supposed to invest it eventually, it's not enforced).
"Quiet Piggy"
November 26, 2025 at 1:43 PM
"Quiet Piggy"
Easily beat an S&P 500 index fund over the past 5 years, not bad for a UK only fund.
www.fidelity.co.uk/planning-gui...
www.fidelity.co.uk/planning-gui...
November 25, 2025 at 10:17 PM
Easily beat an S&P 500 index fund over the past 5 years, not bad for a UK only fund.
www.fidelity.co.uk/planning-gui...
www.fidelity.co.uk/planning-gui...