rayne 🌾
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otterpond.bsky.social
rayne 🌾
@otterpond.bsky.social
she/ her - late 20s - occasional illustrator
of course! ^_^ happy to be of help!
November 5, 2025 at 1:49 AM
paying over time can help with credit to establish loan history, but if you don’t have problems with credit it doesn’t matter. hypothetically if it’s a lot you could invest the money instead and make more money than the interest loans are accumulating, but i’m not financially smart like that haha
November 4, 2025 at 5:35 PM
depends on your financial situation, really! but because student loans come with interest, they will cost more with time because of said interest. i pay off the loans with the higher interest rates first, and if you are able to w your provider pay the “principle“ first
November 4, 2025 at 5:34 PM
Reposted by rayne 🌾
drawn and originally posted in 2022
October 29, 2025 at 1:28 PM
🥺ur first bouquet comms are coming up soon in the queue...
October 28, 2025 at 2:31 AM
wait this was in feb. sorry i get mixed up when i didnt originally post it on twit
October 28, 2025 at 12:49 AM