rbnyc.bsky.social
@rbnyc.bsky.social
Is the price based on a per square foot basis? My understanding is new homes are being built smaller so the comparison needs to be whether existing homes are more expensive per square foot. Also, new homes are built further away from work so less desirable hence less expensive.
December 2, 2025 at 1:55 AM
Is the price based on a per square foot basis? My understanding is new homes are being built smaller so the comparison needs to be whether existing homes are more expensive per square foot. Also, new homes are built further away from work so less desirable hence less expensive.
Sir, thinking on it, don't you think the timing of Sen. Kelly's statement about refusing to undertake illegal orders, was designed to get Hegseth to respond aggressively, and then to trap him by having the double-strike information divulged? Timing is quite fortuitous, let's put it that way.
December 1, 2025 at 11:04 PM
Sir, thinking on it, don't you think the timing of Sen. Kelly's statement about refusing to undertake illegal orders, was designed to get Hegseth to respond aggressively, and then to trap him by having the double-strike information divulged? Timing is quite fortuitous, let's put it that way.
I'm assuming he'll get a pardon, but I'm not sure that a pardon covers a valid request for extradition.
December 1, 2025 at 10:59 PM
I'm assuming he'll get a pardon, but I'm not sure that a pardon covers a valid request for extradition.
What's to stop a future president from extraditing Hegseth to Venezuela?
December 1, 2025 at 8:13 PM
What's to stop a future president from extraditing Hegseth to Venezuela?
Yes and yikes. Still, there is an obligation not to obey clearly illegal orders. It is literally in the textbook not to fire upon enemy survivors clinging to a shipwreck. The officer knew or should have known what he was doing was illegal (and wrong). He had a duty to refuse an illegal command.
December 1, 2025 at 8:04 PM
Yes and yikes. Still, there is an obligation not to obey clearly illegal orders. It is literally in the textbook not to fire upon enemy survivors clinging to a shipwreck. The officer knew or should have known what he was doing was illegal (and wrong). He had a duty to refuse an illegal command.
Remco must be salivating over a 40km flat time trial. Still I would imagine that if Jonas races the Giro he would be able to make up lost time on the TT on the big climbs. This assumes Del Toro doesn't rip the whole thing apart, that he has learned from last year, and his teammates work for him.
December 1, 2025 at 5:28 PM
Remco must be salivating over a 40km flat time trial. Still I would imagine that if Jonas races the Giro he would be able to make up lost time on the TT on the big climbs. This assumes Del Toro doesn't rip the whole thing apart, that he has learned from last year, and his teammates work for him.
Because they believe their losses will be higher so they need to charge more premium to make money. They are motivated by profit obviously. same reason the direct insurers are raising rates.
November 29, 2025 at 10:47 PM
Because they believe their losses will be higher so they need to charge more premium to make money. They are motivated by profit obviously. same reason the direct insurers are raising rates.
Yes and no. I just understand how it works. I typically have adverse interests to reinsurers so no I’m not interested in defending them. Rather I’d prefer to have common understanding of the industry from which opinions and conclusions can be drawn.
November 29, 2025 at 10:05 PM
Yes and no. I just understand how it works. I typically have adverse interests to reinsurers so no I’m not interested in defending them. Rather I’d prefer to have common understanding of the industry from which opinions and conclusions can be drawn.
The reinsurers make money by receiving a share of the policy premium from the direct insurer and investing that money thereby benefiting from the float. They obviously prefer for losses not to be larger than projected but they are there to backstop the insurance provided.
November 29, 2025 at 9:43 PM
The reinsurers make money by receiving a share of the policy premium from the direct insurer and investing that money thereby benefiting from the float. They obviously prefer for losses not to be larger than projected but they are there to backstop the insurance provided.
If the insurer goes insolvent (equivalent of bankruptcy) that does not absolve the reinsurer of its obligations. They remain liable to indemnify the insurance company or its receiver for claims from policyholders. The reinsurers are not speculators.
November 29, 2025 at 9:43 PM
If the insurer goes insolvent (equivalent of bankruptcy) that does not absolve the reinsurer of its obligations. They remain liable to indemnify the insurance company or its receiver for claims from policyholders. The reinsurers are not speculators.
That isn’t how it works. Insurance companies purchase reinsurance to mitigate risk and obtain balance sheet protection. Their reinsurers are large corporations, such as Gen Re (owned by Berkshire Hathaway) and aren't speculators.
November 29, 2025 at 9:43 PM
That isn’t how it works. Insurance companies purchase reinsurance to mitigate risk and obtain balance sheet protection. Their reinsurers are large corporations, such as Gen Re (owned by Berkshire Hathaway) and aren't speculators.
The direct insurer factors that into its pricing but gains protection from catastrophic risk. The insurance market has worked this way for as long as there has been insurance products.
November 29, 2025 at 5:42 PM
The direct insurer factors that into its pricing but gains protection from catastrophic risk. The insurance market has worked this way for as long as there has been insurance products.
Not a bubble. Insurers purchased reinsurance as protection in case of loss on their direct coverage. Reinsurers charge premium in response to perceived risk. Climate change increases loss risk. Hence reinsurers charge higher premium for the coverwge they provide.
November 29, 2025 at 5:42 PM
Not a bubble. Insurers purchased reinsurance as protection in case of loss on their direct coverage. Reinsurers charge premium in response to perceived risk. Climate change increases loss risk. Hence reinsurers charge higher premium for the coverwge they provide.
The third group is SecDef and his immediate support group.
November 28, 2025 at 9:23 PM
The third group is SecDef and his immediate support group.
I’m not sure if it’s empathy if you can only relate when it personally affects Still, he makes the point of explaining that Trump’s words have consequences. At least he chooses to take a stand, which is more than most of the GOP, and act with decency.
November 28, 2025 at 9:08 PM
I’m not sure if it’s empathy if you can only relate when it personally affects Still, he makes the point of explaining that Trump’s words have consequences. At least he chooses to take a stand, which is more than most of the GOP, and act with decency.
She is such a keeper.
November 28, 2025 at 1:53 AM
She is such a keeper.
Five concerts you’ve seen:
The Grateful Dead
The Clash
Blue Oyster Cult
Yo-Yo Ma w/the BSO
Beck
The Grateful Dead
The Clash
Blue Oyster Cult
Yo-Yo Ma w/the BSO
Beck
November 28, 2025 at 1:26 AM
Five concerts you’ve seen:
The Grateful Dead
The Clash
Blue Oyster Cult
Yo-Yo Ma w/the BSO
Beck
The Grateful Dead
The Clash
Blue Oyster Cult
Yo-Yo Ma w/the BSO
Beck
Maybe it’s your constant regurgitation of racist messages and support of racists. That conduct certainly clarifies who you are.
November 27, 2025 at 2:26 AM
Maybe it’s your constant regurgitation of racist messages and support of racists. That conduct certainly clarifies who you are.
I suspect it’ll be a damp squib but we can hope.
November 27, 2025 at 1:25 AM
I suspect it’ll be a damp squib but we can hope.
He was capable of governing but after that first debate it was also clear he was no longer capable of running for office. That performance fit too comfortably within the narrative that had developed.
November 26, 2025 at 11:39 PM
He was capable of governing but after that first debate it was also clear he was no longer capable of running for office. That performance fit too comfortably within the narrative that had developed.
Jimi Hendrix Experience, Prince and the Revolution, Ike and Tina Turner, Bob Marley & the Wailers, Living Color. As long as I'm at it, how did Paramore get on this list?
November 26, 2025 at 9:55 PM
Jimi Hendrix Experience, Prince and the Revolution, Ike and Tina Turner, Bob Marley & the Wailers, Living Color. As long as I'm at it, how did Paramore get on this list?
My issue is that Generative AI is often wrong, in gross and subtle ways, in my area of expertise, hence unusable. What concerns me are answers it might provide on topics where I lack the ability to assess accuracy. Hard to rely on something in one context that you cannot rely upon in another.
November 26, 2025 at 7:34 PM
My issue is that Generative AI is often wrong, in gross and subtle ways, in my area of expertise, hence unusable. What concerns me are answers it might provide on topics where I lack the ability to assess accuracy. Hard to rely on something in one context that you cannot rely upon in another.
It’s a slightly different factual premise since it is the Library of Congress. Harder to argue the Executive has unfettered rights in this instance.
November 26, 2025 at 5:49 PM
It’s a slightly different factual premise since it is the Library of Congress. Harder to argue the Executive has unfettered rights in this instance.
It's a wonder he still knows how to breathe.
November 26, 2025 at 4:31 PM
It's a wonder he still knows how to breathe.