Super Tiny Software
@supertinysoftware.bsky.social
Currently building FIRE Aggregator: https://fireaggregator.com
I pour my heart and soul into craft software that solves issues I care about.
I pour my heart and soul into craft software that solves issues I care about.
27/ Make 2025 count. Build wealth thoughtfully. Protect your health intentionally. Cultivate relationships meaningfully. True prosperity combines all three.
Subscribe to blog.fireaggregator.com for weekly top 5 FIRE articles.
#FinancialIndependence
Subscribe to blog.fireaggregator.com for weekly top 5 FIRE articles.
#FinancialIndependence
FIRE Aggregator - Curated Financial Independence News | Super Tiny Software LLC | Substack
Financial independence retire early: Curated aggregator of the best of the web for those pursuing FIRE, or living the lifestyle. Click to read FIRE Aggregator - Curated Financial Independence News, by Super Tiny Software LLC, a Substack publication. Launched 5 months ago.
blog.fireaggregator.com
January 1, 2025 at 2:05 AM
27/ Make 2025 count. Build wealth thoughtfully. Protect your health intentionally. Cultivate relationships meaningfully. True prosperity combines all three.
Subscribe to blog.fireaggregator.com for weekly top 5 FIRE articles.
#FinancialIndependence
Subscribe to blog.fireaggregator.com for weekly top 5 FIRE articles.
#FinancialIndependence
26/ Visit www.fireaggregator.com/ for:
• Global FIRE strategies
• Curated FIRE content
• Expert community insights
• Country-specific guides
•
• Global FIRE strategies
• Curated FIRE content
• Expert community insights
• Country-specific guides
•
January 1, 2025 at 2:05 AM
26/ Visit www.fireaggregator.com/ for:
• Global FIRE strategies
• Curated FIRE content
• Expert community insights
• Country-specific guides
•
• Global FIRE strategies
• Curated FIRE content
• Expert community insights
• Country-specific guides
•
25/ Your Mental Foundation:
• Exercise naturally boosts mood
• Meditation builds stability
• Deep friendships support growth
• Engaging hobbies maintain purpose
• Continuous learning keeps mind sharp
• Nature time reduces stress
• Exercise naturally boosts mood
• Meditation builds stability
• Deep friendships support growth
• Engaging hobbies maintain purpose
• Continuous learning keeps mind sharp
• Nature time reduces stress
January 1, 2025 at 2:05 AM
25/ Your Mental Foundation:
• Exercise naturally boosts mood
• Meditation builds stability
• Deep friendships support growth
• Engaging hobbies maintain purpose
• Continuous learning keeps mind sharp
• Nature time reduces stress
• Exercise naturally boosts mood
• Meditation builds stability
• Deep friendships support growth
• Engaging hobbies maintain purpose
• Continuous learning keeps mind sharp
• Nature time reduces stress
24/ Your Social Foundation:
• Strong relationships extend life
• Community provides resilience
• Regular connection reduces stress
• Shared experiences build meaning
• Teaching others brings purpose
• Giving back enriches life
• Strong relationships extend life
• Community provides resilience
• Regular connection reduces stress
• Shared experiences build meaning
• Teaching others brings purpose
• Giving back enriches life
January 1, 2025 at 2:05 AM
24/ Your Social Foundation:
• Strong relationships extend life
• Community provides resilience
• Regular connection reduces stress
• Shared experiences build meaning
• Teaching others brings purpose
• Giving back enriches life
• Strong relationships extend life
• Community provides resilience
• Regular connection reduces stress
• Shared experiences build meaning
• Teaching others brings purpose
• Giving back enriches life
23/ Your Physical Foundation:
• Stability training prevents mobility loss
• Strength training fights physical decline
• Zone 2 cardio protects heart & brain
• Strategic HIIT maintains metabolism
• Time-restricted eating supports repair
• Quality sleep regenerates mind & body
• Stability training prevents mobility loss
• Strength training fights physical decline
• Zone 2 cardio protects heart & brain
• Strategic HIIT maintains metabolism
• Time-restricted eating supports repair
• Quality sleep regenerates mind & body
January 1, 2025 at 2:05 AM
23/ Your Physical Foundation:
• Stability training prevents mobility loss
• Strength training fights physical decline
• Zone 2 cardio protects heart & brain
• Strategic HIIT maintains metabolism
• Time-restricted eating supports repair
• Quality sleep regenerates mind & body
• Stability training prevents mobility loss
• Strength training fights physical decline
• Zone 2 cardio protects heart & brain
• Strategic HIIT maintains metabolism
• Time-restricted eating supports repair
• Quality sleep regenerates mind & body
22/ Build The Life You Want, Then FIRE:
• Start with your ideal life vision
• Design days that energize you
• Cultivate meaningful work
• Develop fulfilling hobbies
• Create strong communities
• FIRE supports this life - it's not the end goal
• Start with your ideal life vision
• Design days that energize you
• Cultivate meaningful work
• Develop fulfilling hobbies
• Create strong communities
• FIRE supports this life - it's not the end goal
January 1, 2025 at 2:05 AM
22/ Build The Life You Want, Then FIRE:
• Start with your ideal life vision
• Design days that energize you
• Cultivate meaningful work
• Develop fulfilling hobbies
• Create strong communities
• FIRE supports this life - it's not the end goal
• Start with your ideal life vision
• Design days that energize you
• Cultivate meaningful work
• Develop fulfilling hobbies
• Create strong communities
• FIRE supports this life - it's not the end goal
21/ Italy's Program:
• €28,000 annual income
• 1-year + 2-year extension
• 3-year degree required
• 6 months remote work proof
• Family: +€780/adult, +€130/child
• Focus: writing, advertising, design
• €28,000 annual income
• 1-year + 2-year extension
• 3-year degree required
• 6 months remote work proof
• Family: +€780/adult, +€130/child
• Focus: writing, advertising, design
January 1, 2025 at 2:05 AM
21/ Italy's Program:
• €28,000 annual income
• 1-year + 2-year extension
• 3-year degree required
• 6 months remote work proof
• Family: +€780/adult, +€130/child
• Focus: writing, advertising, design
• €28,000 annual income
• 1-year + 2-year extension
• 3-year degree required
• 6 months remote work proof
• Family: +€780/adult, +€130/child
• Focus: writing, advertising, design
20/ New Digital Nomad Visas 2025
Taiwan (Starting January):
• 6-month initial stay
• NT$150B entrepreneurship investment
• Target: 100k nomads (10k permanent)
• Gold Card pathway
• Entrepreneur visa option
Taiwan (Starting January):
• 6-month initial stay
• NT$150B entrepreneurship investment
• Target: 100k nomads (10k permanent)
• Gold Card pathway
• Entrepreneur visa option
January 1, 2025 at 2:05 AM
20/ New Digital Nomad Visas 2025
Taiwan (Starting January):
• 6-month initial stay
• NT$150B entrepreneurship investment
• Target: 100k nomads (10k permanent)
• Gold Card pathway
• Entrepreneur visa option
Taiwan (Starting January):
• 6-month initial stay
• NT$150B entrepreneurship investment
• Target: 100k nomads (10k permanent)
• Gold Card pathway
• Entrepreneur visa option
19/ 🇮🇳 India FIRE 2025:
• Basic exemption up to Rs 300,000
• Standard deduction: Rs 75,000
• New tax regime benefits
• NPS and EPF optimization
• Real estate vs market strategy
• Basic exemption up to Rs 300,000
• Standard deduction: Rs 75,000
• New tax regime benefits
• NPS and EPF optimization
• Real estate vs market strategy
January 1, 2025 at 2:05 AM
19/ 🇮🇳 India FIRE 2025:
• Basic exemption up to Rs 300,000
• Standard deduction: Rs 75,000
• New tax regime benefits
• NPS and EPF optimization
• Real estate vs market strategy
• Basic exemption up to Rs 300,000
• Standard deduction: Rs 75,000
• New tax regime benefits
• NPS and EPF optimization
• Real estate vs market strategy
18/ 🇳🇴 FIRE-strategi 2025:
• Skatteendringer: • Bunnfradrag: 1,76M NOK • Skattefritak: 100K NOK
• Investering: • Aksjesparekonto • Pensjonssparing • Utleiestrategi
• Skatteendringer: • Bunnfradrag: 1,76M NOK • Skattefritak: 100K NOK
• Investering: • Aksjesparekonto • Pensjonssparing • Utleiestrategi
January 1, 2025 at 2:05 AM
18/ 🇳🇴 FIRE-strategi 2025:
• Skatteendringer: • Bunnfradrag: 1,76M NOK • Skattefritak: 100K NOK
• Investering: • Aksjesparekonto • Pensjonssparing • Utleiestrategi
• Skatteendringer: • Bunnfradrag: 1,76M NOK • Skattefritak: 100K NOK
• Investering: • Aksjesparekonto • Pensjonssparing • Utleiestrategi
17/ 🇸🇪 FIRE-strategi 2025:
• Skatteförändringar: • Höjt jobbskatteavdrag • Sänkt marginalskatt 52%
• Investeringar: • ISK-optimering • Kapitalförsäkring • Tjänstepension
• Skatteförändringar: • Höjt jobbskatteavdrag • Sänkt marginalskatt 52%
• Investeringar: • ISK-optimering • Kapitalförsäkring • Tjänstepension
January 1, 2025 at 2:05 AM
17/ 🇸🇪 FIRE-strategi 2025:
• Skatteförändringar: • Höjt jobbskatteavdrag • Sänkt marginalskatt 52%
• Investeringar: • ISK-optimering • Kapitalförsäkring • Tjänstepension
• Skatteförändringar: • Höjt jobbskatteavdrag • Sänkt marginalskatt 52%
• Investeringar: • ISK-optimering • Kapitalförsäkring • Tjänstepension
16/ 🇰🇷 2025 FIRE 전략:
• 가상화폐세: 5천만원 초과 20%
• 연금전략: • 국민연금 최적화 • 개인연금 활용
• 부동산: • 규제지역 투자전략 • 임대소득 세금계획
• 가상화폐세: 5천만원 초과 20%
• 연금전략: • 국민연금 최적화 • 개인연금 활용
• 부동산: • 규제지역 투자전략 • 임대소득 세금계획
January 1, 2025 at 2:05 AM
16/ 🇰🇷 2025 FIRE 전략:
• 가상화폐세: 5천만원 초과 20%
• 연금전략: • 국민연금 최적화 • 개인연금 활용
• 부동산: • 규제지역 투자전략 • 임대소득 세금계획
• 가상화폐세: 5천만원 초과 20%
• 연금전략: • 국민연금 최적화 • 개인연금 활용
• 부동산: • 규제지역 투자전략 • 임대소득 세금계획
15/ 🇨🇭 FIRE-Strategie 2025:
• Neue Steueränderungen: • Mindeststeuer Einführung • MwSt-Anpassungen
• Vermögensaufbau: • 3a-Säule maximieren • ETF-Portfolio • Immobilienstrategie
• Neue Steueränderungen: • Mindeststeuer Einführung • MwSt-Anpassungen
• Vermögensaufbau: • 3a-Säule maximieren • ETF-Portfolio • Immobilienstrategie
January 1, 2025 at 2:05 AM
15/ 🇨🇭 FIRE-Strategie 2025:
• Neue Steueränderungen: • Mindeststeuer Einführung • MwSt-Anpassungen
• Vermögensaufbau: • 3a-Säule maximieren • ETF-Portfolio • Immobilienstrategie
• Neue Steueränderungen: • Mindeststeuer Einführung • MwSt-Anpassungen
• Vermögensaufbau: • 3a-Säule maximieren • ETF-Portfolio • Immobilienstrategie
14/ 🇫🇷 Stratégie FIRE 2025:
• Nouveautés fiscales: • Surtaxe >250.000€ • TMI 20% hauts revenus
• Optimisation: • PEA plafond • Assurance-vie • SCPI rendement
• Immobilier locatif
• Nouveautés fiscales: • Surtaxe >250.000€ • TMI 20% hauts revenus
• Optimisation: • PEA plafond • Assurance-vie • SCPI rendement
• Immobilier locatif
January 1, 2025 at 2:05 AM
14/ 🇫🇷 Stratégie FIRE 2025:
• Nouveautés fiscales: • Surtaxe >250.000€ • TMI 20% hauts revenus
• Optimisation: • PEA plafond • Assurance-vie • SCPI rendement
• Immobilier locatif
• Nouveautés fiscales: • Surtaxe >250.000€ • TMI 20% hauts revenus
• Optimisation: • PEA plafond • Assurance-vie • SCPI rendement
• Immobilier locatif
13/ 🇯🇵 FIRE戦略 2025年:
• 課税最低限：123万円
• 基礎控除：+10万円
• 投資戦略： • つみたてNISA活用 • イデコ満額活用 • 個人年金検討
• 不動産投資の税制改正対応
• 課税最低限：123万円
• 基礎控除：+10万円
• 投資戦略： • つみたてNISA活用 • イデコ満額活用 • 個人年金検討
• 不動産投資の税制改正対応
January 1, 2025 at 2:05 AM
13/ 🇯🇵 FIRE戦略 2025年:
• 課税最低限：123万円
• 基礎控除：+10万円
• 投資戦略： • つみたてNISA活用 • イデコ満額活用 • 個人年金検討
• 不動産投資の税制改正対応
• 課税最低限：123万円
• 基礎控除：+10万円
• 投資戦略： • つみたてNISA活用 • イデコ満額活用 • 個人年金検討
• 不動産投資の税制改正対応
12/ 🇸🇬 Singapore FIRE 2025:
• 50% PIT rebate (cap: SGD 200)
• CPF optimization crucial
• ABSD updates for singles
• New dependant relief: SGD 8,000
• Property tax restructuring
• 50% PIT rebate (cap: SGD 200)
• CPF optimization crucial
• ABSD updates for singles
• New dependant relief: SGD 8,000
• Property tax restructuring
January 1, 2025 at 2:05 AM
12/ 🇸🇬 Singapore FIRE 2025:
• 50% PIT rebate (cap: SGD 200)
• CPF optimization crucial
• ABSD updates for singles
• New dependant relief: SGD 8,000
• Property tax restructuring
• 50% PIT rebate (cap: SGD 200)
• CPF optimization crucial
• ABSD updates for singles
• New dependant relief: SGD 8,000
• Property tax restructuring
11/ 🇩🇪 FIRE Strategie 2025:
• Grundfreibetrag steigt auf €12.084
• Kindergeld erhöht auf €9.600
• Soli-Zuschlag Änderungen
• Private Altersvorsorge: • Riester optimieren • ETF-Sparplan aufstocken • Immobilien-Strategie
• Grundfreibetrag steigt auf €12.084
• Kindergeld erhöht auf €9.600
• Soli-Zuschlag Änderungen
• Private Altersvorsorge: • Riester optimieren • ETF-Sparplan aufstocken • Immobilien-Strategie
January 1, 2025 at 2:05 AM
11/ 🇩🇪 FIRE Strategie 2025:
• Grundfreibetrag steigt auf €12.084
• Kindergeld erhöht auf €9.600
• Soli-Zuschlag Änderungen
• Private Altersvorsorge: • Riester optimieren • ETF-Sparplan aufstocken • Immobilien-Strategie
• Grundfreibetrag steigt auf €12.084
• Kindergeld erhöht auf €9.600
• Soli-Zuschlag Änderungen
• Private Altersvorsorge: • Riester optimieren • ETF-Sparplan aufstocken • Immobilien-Strategie
10/ 🇦🇺 Australian FIRE 2025
• New base rate 16% (was 19%)
• Middle rate 30% (was 32.5%)
• 37% rate above $135k
• 45% rate above $190k
• New base rate 16% (was 19%)
• Middle rate 30% (was 32.5%)
• 37% rate above $135k
• 45% rate above $190k
January 1, 2025 at 2:05 AM
10/ 🇦🇺 Australian FIRE 2025
• New base rate 16% (was 19%)
• Middle rate 30% (was 32.5%)
• 37% rate above $135k
• 45% rate above $190k
• New base rate 16% (was 19%)
• Middle rate 30% (was 32.5%)
• 37% rate above $135k
• 45% rate above $190k
9/ 🇬🇧 UK FIRE 2025
• Basic rate 20%: to £50,270
• Higher rate 40%: to £125,140
• Additional rate 45%: above
• NICs: 12% (£12,570-£50,270)
• Basic rate 20%: to £50,270
• Higher rate 40%: to £125,140
• Additional rate 45%: above
• NICs: 12% (£12,570-£50,270)
January 1, 2025 at 2:05 AM
9/ 🇬🇧 UK FIRE 2025
• Basic rate 20%: to £50,270
• Higher rate 40%: to £125,140
• Additional rate 45%: above
• NICs: 12% (£12,570-£50,270)
• Basic rate 20%: to £50,270
• Higher rate 40%: to £125,140
• Additional rate 45%: above
• NICs: 12% (£12,570-£50,270)
8/ 🇨🇦 Canadian FIRE 2025
• RRSP limit: $32,490
• Tax brackets: • 15%: $0-$57,375 • 20.5%: to $114,750 • 26%: to $177,882 • 29%: to $253,414 • 33%: above
• RRSP limit: $32,490
• Tax brackets: • 15%: $0-$57,375 • 20.5%: to $114,750 • 26%: to $177,882 • 29%: to $253,414 • 33%: above
January 1, 2025 at 2:05 AM
8/ 🇨🇦 Canadian FIRE 2025
• RRSP limit: $32,490
• Tax brackets: • 15%: $0-$57,375 • 20.5%: to $114,750 • 26%: to $177,882 • 29%: to $253,414 • 33%: above
• RRSP limit: $32,490
• Tax brackets: • 15%: $0-$57,375 • 20.5%: to $114,750 • 26%: to $177,882 • 29%: to $253,414 • 33%: above
7/ 🇺🇸 Social Security Proposals
• Potential elimination of benefit taxes
• $2.3T shortfall through 2035
• Insolvency could advance to 2031
• Requires 60 Senate votes
• Potential elimination of benefit taxes
• $2.3T shortfall through 2035
• Insolvency could advance to 2031
• Requires 60 Senate votes
January 1, 2025 at 2:05 AM
7/ 🇺🇸 Social Security Proposals
• Potential elimination of benefit taxes
• $2.3T shortfall through 2035
• Insolvency could advance to 2031
• Requires 60 Senate votes
• Potential elimination of benefit taxes
• $2.3T shortfall through 2035
• Insolvency could advance to 2031
• Requires 60 Senate votes
6/ 🇺🇸 TCJA Sunset Alert
• Current tax brackets (10-37%) may revert
• 20% QBI deduction expires
• Bonus depreciation drops to 40%
• Estate tax might fall from $13.99M to ~$7M
• $10k SALT cap could disappear
• Current tax brackets (10-37%) may revert
• 20% QBI deduction expires
• Bonus depreciation drops to 40%
• Estate tax might fall from $13.99M to ~$7M
• $10k SALT cap could disappear
January 1, 2025 at 2:05 AM
6/ 🇺🇸 TCJA Sunset Alert
• Current tax brackets (10-37%) may revert
• 20% QBI deduction expires
• Bonus depreciation drops to 40%
• Estate tax might fall from $13.99M to ~$7M
• $10k SALT cap could disappear
• Current tax brackets (10-37%) may revert
• 20% QBI deduction expires
• Bonus depreciation drops to 40%
• Estate tax might fall from $13.99M to ~$7M
• $10k SALT cap could disappear
5/ 🇺🇸 Additional Key Numbers
• Estate tax exclusion: $13.99M
• AMT exemption: $88,100 single, $137,000 married
• Max EITC (3+ children): $8,046
• Child tax credit: $2,000
• Personal exemption: $0
• Estate tax exclusion: $13.99M
• AMT exemption: $88,100 single, $137,000 married
• Max EITC (3+ children): $8,046
• Child tax credit: $2,000
• Personal exemption: $0
January 1, 2025 at 2:05 AM
5/ 🇺🇸 Additional Key Numbers
• Estate tax exclusion: $13.99M
• AMT exemption: $88,100 single, $137,000 married
• Max EITC (3+ children): $8,046
• Child tax credit: $2,000
• Personal exemption: $0
• Estate tax exclusion: $13.99M
• AMT exemption: $88,100 single, $137,000 married
• Max EITC (3+ children): $8,046
• Child tax credit: $2,000
• Personal exemption: $0
4/ 🇺🇸 USA Retirement Updates
• Basic 401(k) limit: $23,500
• Age 50+ catch-up: $7,500
• Age 60-63 catch-up: $11,250
• Roth singles phase-out: $150k-$165k
• Roth married phase-out: $236k-$246k
• Basic 401(k) limit: $23,500
• Age 50+ catch-up: $7,500
• Age 60-63 catch-up: $11,250
• Roth singles phase-out: $150k-$165k
• Roth married phase-out: $236k-$246k
January 1, 2025 at 2:05 AM
4/ 🇺🇸 USA Retirement Updates
• Basic 401(k) limit: $23,500
• Age 50+ catch-up: $7,500
• Age 60-63 catch-up: $11,250
• Roth singles phase-out: $150k-$165k
• Roth married phase-out: $236k-$246k
• Basic 401(k) limit: $23,500
• Age 50+ catch-up: $7,500
• Age 60-63 catch-up: $11,250
• Roth singles phase-out: $150k-$165k
• Roth married phase-out: $236k-$246k
3/ 🇺🇸 USA FIRE 2025: Standard Deductions
• Married filing jointly: $30,000 (+$800)
• Head of household: $22,500 (+$600)
• Single filers: $15,000 (+$400)
• Married filing jointly: $30,000 (+$800)
• Head of household: $22,500 (+$600)
• Single filers: $15,000 (+$400)
January 1, 2025 at 2:05 AM
3/ 🇺🇸 USA FIRE 2025: Standard Deductions
• Married filing jointly: $30,000 (+$800)
• Head of household: $22,500 (+$600)
• Single filers: $15,000 (+$400)
• Married filing jointly: $30,000 (+$800)
• Head of household: $22,500 (+$600)
• Single filers: $15,000 (+$400)