Women’s Personal Finance
@womenspf.bsky.social
920 followers 150 following 1K posts
Redefining financial empowerment for women & nonbinary people. More and join at WPF.myflodesk.com by @frugalpharm.bsky.social & Angela
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womenspf.bsky.social
Just so we’re clear:

We’re a lefty money account, not a MAGA account.

Just bc we are telling folks to stay calm during tariff & stock market volatility does not mean we endorse what our shitbird president is doing.

We’re here to talk you through how to react & how to protect yourself long term.
womenspf.bsky.social
Three things to do today:

1. Add $10 to your at home backup cash

2. Turn your devices ALL THE WAY OFF (you should be doing this regularly)

3. Do a focused 15 minute clean/declutter of one area of your home

Love,

Women’s Personal Finance, not WomenSPF
womenspf.bsky.social
Like the people who talk gleefully about when he’s dead like it will somehow fix things even a little bit.
Reposted by Women’s Personal Finance
mirandamarquit.bsky.social
They have been working on this for decades at every level of government. Undoing it +building for a better future requires engagement at all levels. And unfortunately I’m not sure we have enough people who understand that. And that’s before we talk about the chunk of people that have no idea at all.
machete.gay
Do not be easily wooed by the prospect of easily weeding the people doing this from our society and a quick recovery.

In many quarters, undoing this and making it harder for it to happen again will be the rest of our lives.
womenspf.bsky.social
Well, yeah 🥲🥲

There are hopeful paths forward though! They do exist!
womenspf.bsky.social
D was meant to be hopeful 😅

B and C are the really scary ones for me. And A, tbh.
womenspf.bsky.social
I am usually not someone who gets excited about blow up costumes because they are hella wasteful and usually only used like once or twice…..

But the vibe that is 🐸 and co? Here for it.

Chinga la migra. Siempre. Ranas y más🔥
womenspf.bsky.social
Hope this helps your anxious brain, even a tiny bit. 💚

If you could use more of these kinds of conversations, you’ll definitely enjoy our weekly newsletter: womenspersonalfinance.org/socials
womenspf.bsky.social
E ) Some other black swan I can’t predict.

Aka, I’m not in the prediction game generally when it comes to retirement, so I’m going to hedge my bets and invest like there’s a future to invest for.
womenspf.bsky.social
D ) Things will completely have collapsed, and our money won’t matter anyway (in a good way)
womenspf.bsky.social
C ) Things will completely have collapsed, and our money won’t matter anyway (in a bad way)
womenspf.bsky.social
B ) We’ll have fully descended into technocapitalist dystopia, and we’ll need those stock market gains even more just to be able to buy things like bread and eggs
womenspf.bsky.social
A ) Stabilized out and the markets will do what they have done historically, and they’ll be up on average +7-10% annually

(on the long run, some years will be down and some up a lot more than that)
womenspf.bsky.social
I am a buy & hold investor. Which means that I’m doing the same thing this week as I was last week as I was 2 years ago. Putting as much money into my accounts as I can, while balancing stashing cash & other goals that require money.

The way I see it, a decade, two decades from now, we will be:
womenspf.bsky.social
For starters, the constant up while we keep getting terrible job and economy news and the country becomes less and less like a democracy… doesn’t feel right either.

(BUT definitely not ruling out market manipulation to make the oligarchs loads of money either)

Regardless.
womenspf.bsky.social
What am I doing, personally, as a leftist money nerd while the stock market is volatile?

🧵:
womenspf.bsky.social
Three things to do today:

1. $10 to your emergency fund

2. Keep contacting your representatives, even if it feels useless (not contacting them is even more useless)

3. Spend some time outdoors and offline (with sunsceeen on, of course)

Love,

Women’s Personal Finance, not WomenSPF
womenspf.bsky.social
How was your week? Any frugal wins to share?

Love this kind of conversation around money and consumption?

Get our rad weekly newsletter here: womenspersonalfinance.org/socials
womenspf.bsky.social
But Regina and I had a conversation this morning about how much of the way we live just feels normal, even when it’s very much not.

So it felt like a good time to include this in the five. Because while it’s normal to me, it’s certainly not normal.
womenspf.bsky.social
5. I didn’t buy any clothes this week.

(If you’ve been around for a while, you know I haven’t bought clothes in 8.5 years, so this isn’t news, actually 😆)
womenspf.bsky.social
If you don’t have an active library card, this is your sign to sign up for one (and use it!) because they are one reliable place you can truly be an anticonsumer.
womenspf.bsky.social
4. My library card worked overtime yet again this past week.

I’m now up to 128 books read for 2025 (over half of them audiobooks) and whoa my budget doesn’t have room to buy nearly that many.