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Atlanta Fed

Atlanta Fed

@atlantafed.org

830 followers 16 following 410 posts

The Atlanta Fed serves the Sixth Federal Reserve District: AL, FL, GA and parts of LA, MS and TN. We foster a healthy economy and financial stability. We’re apolitical and decentralized to conduct monetary policy that’s in the best interest of the economy.

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Federal Reserve @federalreserve.gov · 1d

#FedFAQ: What is the FOMC and when does it meet? #EconEdMonth

The Federal Open Market Committee (FOMC) is the monetary policymaking body of the Federal Reserve System. #EconEdMonth

Learn more: www.federalreserve.gov/faqs/about_1...

What is the FOMC and when does it meet? The Federal Open Market Committee (FOMC) is the monetary policymaking body of the Federal Reserve System. The FOMC is composed of 12 members--the seven members of the Board of Governors and five of the 12 Reserve Bank presidents.

The FOMC schedules eight meetings per year, one about every six weeks or so. The committee may also hold unscheduled meetings as necessary to review economic and financial developments. The FOMC issues a policy statement following each regular meeting that summarizes the Committee's economic outlook and the policy decision at that meeting.

Atlanta Fed @atlantafed.org · 1d

Firms’ inflation expectations for the coming year held steady at 2.3 percent. Sales levels and profit margins compared to "normal times" increased, according to the Atlanta Fed’s latest Business Inflation Expectations survey. atlfed.org/4hrL0r4

Firms’ inflation expectations for the coming year held steady at 2.3 percent.

Atlanta Fed @atlantafed.org · 1d

Everyone knows “404 Page Not Found.” Here comes “402 Payment Required,” the code that could power the future of frictionless, invisible online payments. Pay for what you want, instantly, without the checkout maze. atlfed.org/4ovnpYJ

Atlanta Fed @atlantafed.org · 3d

Ever wondered how the Fed ensures banks can withstand economic shocks? Learn about stress testing and other tools the Federal Reserve uses to promote financial stability in our latest article. atlfed.org/4qfIV5q.

Text reading Publications | Economy Matters
Titled "Understanding the Fed: Financial Stability"

Atlanta Fed @atlantafed.org · 6d

Use our interactive Home Ownership Affordability Monitor for more insights on national and local homeownership affordability trends. t.co/nkYsc1fMKb

https://atlfed.org/4lDjo2L

Atlanta Fed @atlantafed.org · 6d

Just over 84% of all metros in the US were considered unaffordable in August (that is, the median-income household in the metro area would need to spend more than 30% of its annual income to afford the median-priced home).

Atlanta Fed @atlantafed.org · 6d

The total monthly cost to own the median-priced home was $3,106 in August. Monthly costs were down 1.0% from July but up 3.3% from a year ago.

Atlanta Fed @atlantafed.org · 6d

The median-home sales price ($401,100) remained unchanged in August from July while increasing by 2.1% from a year ago. The current median sales price is the highest on record. Continued growth in home prices has had the strongest negative effect on affordability.

Atlanta Fed @atlantafed.org · 6d

To qualify to afford the median-priced home, a household would have to make $124,223 annually to keep monthly payments at 30% of income. This is 55.9% higher than the actual median income.

Atlanta Fed @atlantafed.org · 6d

In August, the median-income household in the US, making $79,665 per year, needed to spend 46.8% of its income to own the median-priced existing home ($401,100).

Atlanta Fed @atlantafed.org · 6d

At $804 per month, non-P&I is the highest on record. The non-P&I component made up 25.9% of the average monthly payment.

Atlanta Fed @atlantafed.org · 6d

Mortgage rates declined 10 bps in August to 6.6%. More moderate interest rates have had the strongest positive effect on affordability. However, the non-principal and interest (non-P&I) component of the avg. monthly payment (taxes and property insurance) rose by 4.1% YOY and is up 0.2% since July.

Atlanta Fed @atlantafed.org · 6d

Although affordability improved by 1.1% in August as interest rates moderated, a steady growth in home prices has kept the cost near record highs. Affordability was down 2.3% YOY.

atlfed.org/3Jj8y4L

More highlights of the recent update to our Home Ownership Affordability Monitor (HOAM). 👇

Atlanta Fed @atlantafed.org · 6d

New Atlanta Fed research finds that states that used an antiquated programming language, COBOL, experienced a 2.8-percentage point decline in card consumption relative to the card consumption in states with more modern unemployment insurance benefit systems. atlfed.org/47eLYSP.

New Atlanta Fed research finds that states using an antiquated programming language, COBOL, had a 2.8 percentage point drop in card consumption relative to card consumption in states with more modern UI benefit systems.

Atlanta Fed @atlantafed.org · 6d

On October 17, the GDPNow model nowcast of real #GDP growth in Q3 2025 is 3.9%: bit.ly/32EYojR.

Download our EconomyNow app or go to our website for the latest GDPNow nowcast: bit.ly/2TPeYLT.

Line chart showing GDPNow estimate at 3.9%, abov eblue chip concensus range.

Atlanta Fed @atlantafed.org · 6d

Atlanta Fed president Raphael Bostic recently traveled to Nashville to talk to, and learn from, members of the public. This Economy Matters article recaps his visit and some of the questions asked and issues discussed. atlfed.org/48ByxP8.

This Economy Matters article recaps the visit and some of the questions asked and issues discussed during Atlanta Fed president Bostic's recent visit to Nashville.

Atlanta Fed @atlantafed.org · 7d

Despite the lack of an initial surge in consumer prices following tariff announcements, new data shows firms are anticipating higher costs and plan to pass much of those increases on to customers, with even non-importing businesses expecting to ratchet up prices. atlfed.org/3KRAYTT.

Bar chart showing Q1, Q2, and Q3 survey results about expected cost and price growth in 2026

Atlanta Fed @atlantafed.org · 7d

Beware the affordable housing deficit! This Partners Update explores challenges haunting the rental home market in the Southeast and the impact on lower-income families.
atlfed.org/4q9ZbVL.

image of a building with occupant silhouettes in the window, including some jack o lanterns.

Atlanta Fed @atlantafed.org · 7d

Examining welfare gains from transportation infrastructure investment, the authors of this working paper assess the welfare impact of upgrading segments of the US Interstate Highway System, highlighting where the returns to investment are highest. atlfed.org/48A4Zl6.

The authors of this working paper assess the welfare impact of upgrading segments of the US Interstate Highway System, highlighting where the returns to investment are highest.

Atlanta Fed @atlantafed.org · 7d

Due to the government shutdown, the GDPNow update scheduled for Thursday, October 16, will be deferred until a new monthly data release is available for the model.

Atlanta Fed @atlantafed.org · 8d

Despite instances of diminished activity, the southeastern economy overall stood pat in recent weeks, according to the new Beige Book report from the Atlanta Fed. atlfed.org/4osefMR.

Atlanta Fed @atlantafed.org · 8d

Our latest Partners Update profiles two geographies within the Atlanta Fed’s Sixth District and summarizes key findings from the 2024 Small Business Credit Survey: atlfed.org/47hN7Jw.

Participate in this year’s SBCS here: atlfed.org/43ldXPo.

A graphic that has the title of the article, Small Business Credit Survey: The 2025 Southeast Insights, and lists the four authors: Mary Hirt, Aaliyah Price, Emily Carrillo, and Nylah Martinez.

Atlanta Fed @atlantafed.org · 8d

Examining the role of human capital in cross-country income differences, the authors of this working paper develop a general equilibrium model where workers of different skill groups sort into occupations by comparative advantage. atlfed.org/46VPy5y.

The authors of this working paper develop a general equilibrium model where workers of different skill groups sort into occupations by comparative advantage.

Atlanta Fed @atlantafed.org · 9d

Given the Southeast’s location, terrain, and climate, natural disasters are inevitable. This Economy Matters article examines ways the Atlanta Fed seeks to understand their economic impact on residents and what steps can be taken to mitigate that impact. atlfed.org/476wqjN.

This Economy Matters article examines ways the Atlanta Fed seeks to understand natural disasters' economic impact on residents and what steps can be taken to mitigate that impact.

Atlanta Fed @atlantafed.org · 9d

Tariffs have been in the news for some time, but have consumers felt their full impact yet? A new Policy Hub: Macroblog post looks at recent survey data to determine how, and when, their brunt might be felt: atlfed.org/47nMBdX.

A new Policy Hub: Macroblog post looks at recent survey data to determine how, and when, their brunt might be felt.