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Beneficial State Foundation @beneficialstfdn.bsky.social · 1d

Explore future sessions: bit.ly/URJMeeting

URJ Working Group Registration

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Beneficial State Foundation @beneficialstfdn.bsky.social · 1d

What if banks used risk to expand access—not restrict it? In our #UnderwritingForRacialJustice session, Aben Hill shares how to challenge outdated models & embed equity in lending.

Watch here: youtu.be/LZs4hWEp9j4

A Lender’s Take on Why Racial Equity Matters

YouTube video by Beneficial State Foundation

youtu.be

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Beneficial State Foundation @beneficialstfdn.bsky.social · 2d

Fintechs are reshaping credit decisions. What does this mean for banks?

Join Stratyfy, BetterFi, Working Solutions CDFI & Beneficial State Foundation to explore AI-driven underwriting in practice—and what it means for access to capital: bit.ly/URJ-AI-Webinar

Beneficial State Foundation @beneficialstfdn.bsky.social · 8d

Our session “What If Underwriting Was Built for Justice?” is up for @justeconomy.bsky.social's 2026 #JustEconomy Conference! Inspired by our Underwriting for Racial Justice program which brings lenders, regulators, advocates & borrowers together to reimagine credit. Vote: bit.ly/URJ-NCRC-Vote

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Beneficial State Foundation @beneficialstfdn.bsky.social · 13d

Our Sr. Director of Strategic Comms joined the Next Narrative Summit with leaders across philanthropy, academia & business.

Together they explored how 39M ‘builders’ are shaping better tomorrows through Asset-Framing & equity rooted in ownership.

#NextNarrative25 #AssetFraming #Equity

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Beneficial State Foundation @beneficialstfdn.bsky.social · 20d

Credit scores don’t tell the full story. Many lenders look at “character,” but without structure it can reinforce bias. Our new blog post shows how relationship-based lending can expand opportunity with intention and shares tools for more fair practices.

🔗 Read more: bit.ly/46oxqzv

Beneficial State Foundation @beneficialstfdn.bsky.social · 28d

We’re excited to share that Francis Janes, our Sr. Director of Industry Relations & Partnerships, will speak at @sustainablebrands.bsky.social ’25 in San Diego!

He’ll join a panel on how companies can unlock the value of diversity—for people, business, and brand: bit.ly/SustainableB...

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Beneficial State Foundation @beneficialstfdn.bsky.social · Aug 7

Join Aben Hill of Strategic Edge Solutions as he shares how lived experience shaped a more equitable approach to lending.

📅 Wed, Aug 13 | 9am PT/12pm ET
🔗 bit.ly/URJAugustMee...

#RacialEquity #FinancialJustice #UnderwritingForRacialJustice

Beneficial State Foundation @beneficialstfdn.bsky.social · Aug 6

What if banks centered people and used capital for social and environmental good?

Just Money is a free, self-paced @mitxcourses.bsky.social course on how banks can advance justice, equity & community well-being.

Enroll: bit.ly/JustMoneyCou...
#EconomicJustice #Banking

Just Money: Banking as if Society Mattered

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Beneficial State Foundation @beneficialstfdn.bsky.social · Aug 1

Lending is more than numbers. It’s about listening. Traditional credit models often overlook the realities of those excluded by conventional systems.

Contextualized lending helps lenders say “yes” with confidence: beneficialstate.org/perspectives...

#FinancialJustice #RacialEquity

Beneficial State Foundation @beneficialstfdn.bsky.social · Jul 29

What does it mean to reimagine risk in lending, from the inside out?

Join Aben Hill of Strategic Edge Solutions as he shares how his personal values shaped more equitable lending practices. Register here: bit.ly/URJAugustMee...

#ReimaginingRisk #FinancialJustice

Beneficial State Foundation @beneficialstfdn.bsky.social · Jul 15

James Hunter of New Orleans Firemen’s Federal Credit Union joined our DEI Guest Speaker Series with Beneficial State Bank to discuss leadership, financial inclusion & closing the wealth divide.

Watch the full conversation here: youtu.be/67Wb39sNmC0

#EconomicJustice #FinancialJustice #Banking

DEI Guest Speaker Series with James Hunter (June 20, 2025)

YouTube video by Beneficial State Foundation

youtu.be

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Beneficial State Foundation @beneficialstfdn.bsky.social · Jun 19

#Juneteenth is more than a celebration; it’s a call to action. In a new post, Quinn Williams shares 5 ways banks can support Black economic liberation through better practices.
Let’s turn commitments into progress.

beneficialstate.org/perspectives...

#EconomicJustice

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Beneficial State Foundation @beneficialstfdn.bsky.social · Jun 17

A credit report is just a snapshot. Every borrower has a fuller story. A 2-minute conversation can reduce risk, grow your portfolio, and advance racial equity in lending.

See how human-centered underwriting strengthens credit decisions:
beneficialstate.org/perspectives...

#RacialEquity #URJ

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Beneficial State Foundation @beneficialstfdn.bsky.social · Jun 10

Join us in LA on July 10 for Our Fair Share, a hands-on workshop on designing Community Benefits Agreements (CBAs) that center community and immigrant needs as part of The Greenlining Institute's #EquityLab25.

Find more details and RSVP here: bit.ly/OurFairShare25

#CBAs #JustEconomy

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Beneficial State Foundation @beneficialstfdn.bsky.social · May 30

The effects of redlining continue to block many families from wealth-building through homeownership. This #AffordableHousingMonth, read how banks can help repair past harms and build a more equitable future: beneficialstate.org/perspectives...

#EconomicJustice

From Redlining to Racial Justice — Beneficial State Foundation

Learn how redlining’s legacy persists today and what banks must do to build a more just, inclusive financial system.

beneficialstate.org

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Beneficial State Foundation @beneficialstfdn.bsky.social · May 28

California, Oregon, and Washington represented at Partners in Diversity’s #NWEquitySummit. Inspired by Heather McGhee & ‪@baratunde.com‬'s calls to resist zero-sum thinking & build belonging through collective action. We’re showing what’s possible when banking includes everyone. #EquitableBanking

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Beneficial State Foundation @beneficialstfdn.bsky.social · May 23

May is #AAPIHeritageMonth. Watch this #UnderwritingForRacialJustice discussion on mistrust, the model minority myth, and financial barriers in #AAPICommunities: bit.ly/urj-aapilending

#FinancialJustice #EconomicJustice

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Beneficial State Foundation @beneficialstfdn.bsky.social · May 13

Our Strategic Comms team had a blast at the Narrative Power Summit by RadComms & ReFrame! An essential space for communicators, creatives, & organizers to align, reflect, and build power together.

We left inspired to build #narrativepower for an inclusive, equitable financial system.

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Beneficial State Foundation @beneficialstfdn.bsky.social · Apr 29

Our Industry Relations Director, Francis Janes represented us at Financial Brand Forum, where CSR, tech, and brand evolution took center stage. We are looking forward to 2026!

#FinancialBrandForum #CSR #BankingForGood

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Beneficial State Foundation @beneficialstfdn.bsky.social · Apr 22

Our blog post features resources from @ran-org.bsky.social, @protectourwinters.bsky.social, and others!

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Beneficial State Foundation @beneficialstfdn.bsky.social · Apr 22

This Earth Day, we're spotlighting how banks should be proactive on climate. From net-zero plans to equity-focused action, here are 7 ways financial institutions can lead with integrity: beneficialstate.org/perspectives....

#EarthDay2025 #ClimateFinance #BankingOnClimate

Seven Ways Banks Can Lead on Climate — Beneficial State Foundation

Climate change is not just a future concern, it is a present reality accelerating across our communities and ecosystems. To protect our communities and our planet, we must reimagine and redesign our e...

beneficialstate.org

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Beneficial State Foundation @beneficialstfdn.bsky.social · Mar 28

New research from UW's Foster School of Business reveals persistent racial disparities in #smallbusiness lending, even after accounting for financial factors.

Join us April 9 to learn what this means for lenders, borrowers & the industry: bit.ly/AprilURJMeet....

#FinancialJustice #RacialEquity

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Beneficial State Foundation @beneficialstfdn.bsky.social · Mar 26

We're Beneficial State Foundation and we believe that a just economy requires a better way of banking. Learn more about our work: beneficialstate.org.

#EconomicJustice #FinancialJustice #Banking

Home — Beneficial State Foundation

Our mission is to change the banking system for good. A just economy requires a better way of banking.

beneficialstate.org

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