Author | Lightnews

Misty Lynch @demystifyingmoney.bsky.social · 14h

Open enrollment = your yearly chance to align benefits with your life. Ask HR about incentives, attend sessions, use plan comparison tools, & check FSA rollover rules so you don’t leave money behind.

#OpenEnrollment #EmployeeBenefits #TuesdayTips #FamilyFinance

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Reposted by Misty Lynch

Rebecca I. Allen @rebeccaallen.bsky.social · 4d

"It seems that they didn't consider it a real crime,” Jane Doe 9 said. “All they cared about was covering themselves."
...Eight more women want to join the lawsuit, which is still in discovery. "John Hancock is fighting their inclusion, in part because the company says the women waited too long"

WBUR @wbur.org · 6d

Women told WBUR that at first, they assumed the company’s higher ups would do everything they could to find who planted the camera. But six years and one lawsuit later, they said they feel John Hancock may have been more interested in protecting the company than finding the perpetrator.

A camera spied on women at John Hancock. Six years later, no one has been held accountable

Women told WBUR that at first, they assumed the financial services company’s higher ups would do everything they could to find who planted the camera. But six years and one lawsuit later, they said th...

www.wbur.org

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Misty Lynch @demystifyingmoney.bsky.social · 4d

This week, Misty talks with Tony Steuer, a life insurance expert, about what policies really do & don’t cover. If you’ve ever wondered if buying insurance is worth it, this episode is for you.

Listen now on your favorite podcast app or using this link: zurl.co/Txwds

#LifeInsurance #InsuranceMyths

Reposted by Misty Lynch

WBUR @wbur.org · 6d

Women told WBUR that at first, they assumed the company’s higher ups would do everything they could to find who planted the camera. But six years and one lawsuit later, they said they feel John Hancock may have been more interested in protecting the company than finding the perpetrator.

A camera spied on women at John Hancock. Six years later, no one has been held accountable

Women told WBUR that at first, they assumed the financial services company’s higher ups would do everything they could to find who planted the camera. But six years and one lawsuit later, they said th...

www.wbur.org

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Misty Lynch @demystifyingmoney.bsky.social · 6d

Insurance 101 for 2026: Life = use DIME method. Health = rising costs & fewer marketplace options. Disability = income lifeline. Property = home/car/belongings. Long-term care = costly but gives choices. Review at open enrollment.

#InsuranceTypes #FamilyFinance #FinancialLiteracy

Misty Lynch @demystifyingmoney.bsky.social · 7d

Which insurance should you keep? Life = income for family. Disability = bills if you can’t work. Property = home & car. Long-term care = illness/dementia risk. Keep coverage for the risks that matter most.

#InsuranceCoverage #FamilyFinance #FinancialPlanning #TuesdayTips

Misty Lynch @demystifyingmoney.bsky.social · 11d

In this episode, Misty talks with Julia Becker Collins about the very personal experience of navigating cancer treatment bills and dealing with insurance companies.

🎧 Find it now on your favorite podcast app or using the following link: zurl.co/Tjd7W

#HealthcareCosts #InsuranceHelp

Misty Lynch @demystifyingmoney.bsky.social · 13d

Premiums are rising—don’t slash insurance. Compare plan types, review employer options at open enrollment, and adjust other budget areas first. Insurance protects your future, not just today.

#InsuranceBudget #SmartMoneyMoves #FamilyFinance #FinancialLiteracy

Misty Lynch @demystifyingmoney.bsky.social · 14d

Insurance costs rise in 2026 & pre-existing conditions return. Prep by adjusting deductibles to lower premiums and using HSAs/FSAs to save on medical costs.

#InsurancePremiums #FamilyFinance #BudgetSmart #TuesdayTips

Misty Lynch @demystifyingmoney.bsky.social · 18d

Paying too much for insurance? On Demystifying Money, Misty & Kimberly Cohen share how to save on premiums, review policies & avoid costly mistakes. Listen now on your podcast app or using the following link: zurl.co/qJgdH

#DemystifyingMoney #InsuranceTips #FamilyFinance #OpenEnrollment

Misty Lynch @demystifyingmoney.bsky.social · 20d

Insurance protects your home, health & family. Ask: Am I covered for today’s value? Do I have enough liability? Have life changes shifted my needs? Can I save by bundling or open enrollment?

#InsuranceTips #FamilyFinance #FinancialLiteracy

Misty Lynch @demystifyingmoney.bsky.social · 21d

Don’t “set & forget” insurance. Check your home value and coverage, know replacement vs. cash value, review flood/fire risk, and use open enrollment in November to get better health, dental, or vision plans.

#InsuranceReview #FamilyFinance #TuesdayTips

Misty Lynch @demystifyingmoney.bsky.social · 25d

Misty’s Demystifying Money isn’t finger-wagging—it’s empathetic, practical advice from someone who’s been there. Learn to shift your money mindset, budget with confidence & make smarter financial choices.

📖 Order at zurl.co/A3k2l

#DemystifyingMoney #MoneyMindset #FinancialWellness

Misty Lynch @demystifyingmoney.bsky.social · 27d

Growing your family means updating your budget for new costs, reviewing housing needs, checking insurance and benefits, and refreshing wills or documents. Planning ahead makes the transition smoother and easier to enjoy.

#FinancialLiteracy #FamilyFinance #MoneyTips #LifePlanning

Misty Lynch @demystifyingmoney.bsky.social · 28d

Expanding your family isn’t just marriage or kids—it could be a partner, adoption, guardianship, or even a pet. Before taking on new responsibilities, be sure to check your budget, strengthen your safety net, and plan long-term.

#TuesdayTips #MoneyTips #FinancialEducation

Misty Lynch @demystifyingmoney.bsky.social · Sep 27

If you’ve been thinking about working with a financial planner, now’s the time to schedule a discovery call . It’s a no-pressure way to see if professional financial planning is the right fit.

📅 Book your discovery call today at zurl.co/Dlf9g.

#FinancialPlanning #WealthManagement #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · Sep 25

Inheritances feel like a windfall—but they can get messy. Talking early avoids conflict, hidden costs like taxes & upkeep matter, and tools like trusts or gifting make transitions smoother & more tax-efficient. Plan now to reduce stress later.

#FinancialLiteracy #FamilyWealth #EstatePlanning

Misty Lynch @demystifyingmoney.bsky.social · Sep 24

Over the next 20 years, trillions will change hands in the Great Wealth Transfer. More homes will come to market and retiring business owners mean new opportunities. Talk early about family assets to avoid tension and make transitions smoother.

#TuesdayTips #WealthTransfer #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · Sep 20

If you’ve got college-bound kids, check out this episode from the Demystifying Money podcast vault. Misty sits down with Brad Baldridge to talk about real strategies families can use to make higher education more affordable.

🎧 Listen now at zurl.co/lM3L6

#CollegePlanning #BackToSchool

Misty Lynch @demystifyingmoney.bsky.social · Sep 18

Paying for college is huge—but you can boost your aid chances. Target generous schools, skip "quick fix" services, and know what counts and will impact aid. Be sure to stay current, as rules can change.

#FinancialLiteracy #CollegeFinance #MoneyTips

Misty Lynch @demystifyingmoney.bsky.social · Sep 17

College costs keep climbing—and loan rules are changing in Fall 2025. Federal loan limits haven't kept up with tuition, more parents are leaning on private loans, and timing matters. Stay updated before making big moves.

#TuesdayTips #CollegePlanning #FamilyFinance

Misty Lynch @demystifyingmoney.bsky.social · Sep 13

On Heartbroke by Experian, Misty works with Josh & Brandon, a couple who bonded over music but struggle with mismatched financial contributions, long work hours, & only $5,000 in savings.

Watch the full episode of #Heartbroke [zurl.co/KQx0f ] or at zurl.co/c5LuR.

#Experian #MoneyAndRelationships

Misty Lynch @demystifyingmoney.bsky.social · Sep 11

When two people share a life, how they share money always comes up. The best system is always the one you both understand and trust. Talk often, revisit your setup when things change, and remember—you’re on the same team.

#FinancialLiteracy #CouplesFinance #MoneyTalks #FamilyBudgeting

Misty Lynch @demystifyingmoney.bsky.social · Sep 10

Raising a family is rewarding—but it comes with money stress. The three big challenges I see are kids' activities, putting money towards retirement vs. college, and having mismatched goals.

#TuesdayTips #FamilyFinance #SmartMoneyMoves

Misty Lynch @demystifyingmoney.bsky.social · Sep 6

Misty’s Free Money Class is designed to help you build confidence with budgeting, saving, and tackling debt so you can feel more in control of your money.

Start your class here: zurl.co/7SLba

#MoneyTips #FamilyFinance #FinancialPlanning #BudgetBetter