Fincier
@fincier.com
Building a knowledge base to promote informed person financial decisions. Visit: www.fincier.com
"A New Year’s resolution is a contract you sign with your future self. Make sure you're a person who honors their word."
January 1, 2026 at 3:54 AM
"A New Year’s resolution is a contract you sign with your future self. Make sure you're a person who honors their word."
"True wealth is the silent 'no' you carry in your pocket—a buffer against the things you’d rather not do."
December 23, 2025 at 3:45 AM
"True wealth is the silent 'no' you carry in your pocket—a buffer against the things you’d rather not do."
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
December 20, 2025 at 3:55 AM
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
"Every vote is a financial decision. Officials set the stage for your interest rates, your job market, and your cost of living."
December 19, 2025 at 2:58 AM
"Every vote is a financial decision. Officials set the stage for your interest rates, your job market, and your cost of living."
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
Direct Stock Purchase Plan: Advantages and Disadvantages - Fincier
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
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December 17, 2025 at 2:48 AM
A direct stock purchase plan or DSPP is a program or scheme that enables an investor to purchase stock directly from the issuing company.
"No investment, no exit strategy. It's that simple."
December 11, 2025 at 3:45 AM
"No investment, no exit strategy. It's that simple."
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
December 9, 2025 at 3:37 AM
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
"If you don't pay attention to the officials you elect, you risk paying more attention to the bills you can't afford."
December 5, 2025 at 2:50 AM
"If you don't pay attention to the officials you elect, you risk paying more attention to the bills you can't afford."
There is a considerable number of small public companies in the United States that trade around a dollar per share. These are called penny stocks. Some investors are attracted to these stocks because of their low share prices. Others have also considered some of these stocks as speculative.
Penny Stocks: Advantages and Disadvantages - Fincier
There are small public companies in the United States that trade around a dollar per share. These are called penny stocks.
www.fincier.com
December 4, 2025 at 3:42 AM
There is a considerable number of small public companies in the United States that trade around a dollar per share. These are called penny stocks. Some investors are attracted to these stocks because of their low share prices. Others have also considered some of these stocks as speculative.
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
December 3, 2025 at 4:04 AM
"Inflation is always and everywhere a monetary phenomenon in the sense that it is and can be produced only by a more rapid increase in the quantity of money than in output." - Milton Friedman
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
December 2, 2025 at 1:54 AM
"Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." - Sam Ewing
"Your financial success is a partnership between your hard work and the policies put in place by the leaders you choose."
November 29, 2025 at 3:17 AM
"Your financial success is a partnership between your hard work and the policies put in place by the leaders you choose."
Fundamental analysis examines the fundamentals of a particular investment or company. This can be likened to examining the blueprint for a building. It focuses on the basic or essential factors that determine the value of an investment.
Components of Fundamental Analysis: Economic, Industry, Company - Fincier
Economic analysis, industry analysis, and company analysis are the three main elements or components of fundamental analysis.
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November 28, 2025 at 3:06 AM
Fundamental analysis examines the fundamentals of a particular investment or company. This can be likened to examining the blueprint for a building. It focuses on the basic or essential factors that determine the value of an investment.
"Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work." – Stephen King
November 27, 2025 at 2:42 AM
"Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work." – Stephen King
"Ignoring politics is not financial independence. It's surrendering control over the economic climate where your finances must grow."
November 24, 2025 at 3:11 AM
"Ignoring politics is not financial independence. It's surrendering control over the economic climate where your finances must grow."
"The ballot box is an extension of your budget. Who you elect determines the taxes you pay and the opportunities you get."
November 21, 2025 at 2:43 AM
"The ballot box is an extension of your budget. Who you elect determines the taxes you pay and the opportunities you get."
Cyclical stocks represent a specific type of stocks that tend to follow the ups and downs of the economy or the boom and bust phases of the economic cycle. These stocks perform well during periods of economic expansion but their value depreciates during a recession.
Characteristics of Cyclical Stocks and How To Pick One - Fincier
Adding cyclical stocks to a portfolio of stocks can help an individual reduce the overall risks of investing in stocks.
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November 20, 2025 at 2:46 AM
Cyclical stocks represent a specific type of stocks that tend to follow the ups and downs of the economy or the boom and bust phases of the economic cycle. These stocks perform well during periods of economic expansion but their value depreciates during a recession.
"The security a child gains from knowing their parents are their financial safety net is worth more than any inheritance."
November 19, 2025 at 3:12 AM
"The security a child gains from knowing their parents are their financial safety net is worth more than any inheritance."
"You trade your time for money until you let your money trade its time for you. Investing is the switch."
November 18, 2025 at 2:51 AM
"You trade your time for money until you let your money trade its time for you. Investing is the switch."
"The path to perpetual labor is paved with uninvested savings and missed opportunities for financial independence."
November 17, 2025 at 3:11 AM
"The path to perpetual labor is paved with uninvested savings and missed opportunities for financial independence."
There are a lot of pooled funds to choose from. The most popular ones among individual or retail investors are exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
Exchange-Traded Funds vs Mutual Funds vs Unit Investment Trusts - Fincier
A discussion of the differences between exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
www.fincier.com
November 15, 2025 at 3:22 PM
There are a lot of pooled funds to choose from. The most popular ones among individual or retail investors are exchange-traded funds or ETFs, mutual funds or MFs, and unit investment trusts or UITs.
"Talent hits a target no one else can hit; Genius hits a target no one else can see. But consistency and effort make you hit every target." – Derivative of Arthur Schopenhauer's quote
November 14, 2025 at 2:48 AM
"Talent hits a target no one else can hit; Genius hits a target no one else can see. But consistency and effort make you hit every target." – Derivative of Arthur Schopenhauer's quote
"Our financial help is a statement of faith: we believe in our children enough to give them the resources to prove themselves."
November 12, 2025 at 1:42 PM
"Our financial help is a statement of faith: we believe in our children enough to give them the resources to prove themselves."
"Retirement isn not an age. It is a financial position. Start investing today to control the timeline."
November 11, 2025 at 2:27 PM
"Retirement isn not an age. It is a financial position. Start investing today to control the timeline."
3M Company started as a mining venture in 1902 and later involved itself with sandpaper manufacturing before it evolved into a conglomerate that produces thousands of products under the industrial, worker safety, construction, production input, healthcare, and consumer goods categories.
3M Stock: Advantages and Disadvantages - Fincier
This article weighs and discusses the pros and cons or advantages and disadvantages of 3M stock.
www.fincier.com
November 6, 2025 at 3:40 AM
3M Company started as a mining venture in 1902 and later involved itself with sandpaper manufacturing before it evolved into a conglomerate that produces thousands of products under the industrial, worker safety, construction, production input, healthcare, and consumer goods categories.