Gideon Lukens
@gidlukens.bsky.social
Senior Fellow and Director of Research, Health Policy @centeronbudget. Former Dep. Director for Economic Policy at OMB. Music lover. Views expressed are my own.
Reposted by Gideon Lukens
Reports that the White House is working on a proposal to extend premium tax credit enhancements shows the Administration is acknowledging the urgent need to address premium spikes for millions of marketplace enrollees. But big questions remain.🧵
November 24, 2025 at 10:18 PM
Reports that the White House is working on a proposal to extend premium tax credit enhancements shows the Administration is acknowledging the urgent need to address premium spikes for millions of marketplace enrollees. But big questions remain.🧵
Reposted by Gideon Lukens
The GAO released a report last week on health savings accounts (HSAs) reaffirming that HSAs do little to help people with low and moderate incomes – who would be hurt the most if Congress lets premium tax credit enhancements expire.
GAO-25-107480, HEALTH SAVINGS ACCOUNTS: Information on Features and Use,
and Characteristics of Account Holders
files.gao.gov
November 24, 2025 at 8:42 PM
The GAO released a report last week on health savings accounts (HSAs) reaffirming that HSAs do little to help people with low and moderate incomes – who would be hurt the most if Congress lets premium tax credit enhancements expire.
Reposted by Gideon Lukens
Some recent Republican responses to the marketplace premium tax credit issue would shift more people to bronze plans with Health Savings Accounts as an alternative to silver plans with PTC enhancements and cost sharing reductions. So how do these plans stack up in real terms?
November 24, 2025 at 9:25 PM
Some recent Republican responses to the marketplace premium tax credit issue would shift more people to bronze plans with Health Savings Accounts as an alternative to silver plans with PTC enhancements and cost sharing reductions. So how do these plans stack up in real terms?
Reposted by Gideon Lukens
Here they go again: Republicans in Congress are reviving the ACA repeal debate. After enacting unprecedented cuts to Medicaid, they are looking for ways to eliminate federal premium tax credits that some help about 20M people afford marketplace plans.
November 20, 2025 at 10:16 PM
Here they go again: Republicans in Congress are reviving the ACA repeal debate. After enacting unprecedented cuts to Medicaid, they are looking for ways to eliminate federal premium tax credits that some help about 20M people afford marketplace plans.
We now have congressional district level estimates showing rising out-of-pocket premiums due to expiring premium tax credit enhancements. A 60-yr-old couple making $85k would pay $6.7k to $50k more annually. Explore our interactive map w/ downloadable data: tinyurl.com/5e826bvp
Marketplace Enrollees Across the Country Face Steep Premium Increases Unless Tax Credit Enhancements Are Extended
Annual premium increase, 60-year-old couple with income of $85,000 (401% FPL), by congressional district, 119th Congress Note: FPL = federal poverty level. Examples are based on 2026 average...
tinyurl.com
November 13, 2025 at 10:13 PM
We now have congressional district level estimates showing rising out-of-pocket premiums due to expiring premium tax credit enhancements. A 60-yr-old couple making $85k would pay $6.7k to $50k more annually. Explore our interactive map w/ downloadable data: tinyurl.com/5e826bvp
HSAs are tax shelters masquerading as health policy. They don't help people who are struggling to afford health coverage.
Read more from @nicolerapfogel.bsky.social: tinyurl.com/fh5rabhx
Read more from @nicolerapfogel.bsky.social: tinyurl.com/fh5rabhx
Expanding Health Savings Accounts Would Do Little to Improve Access to Affordable Health Care
Amid the urgent debate over whether Congress will act to prevent cost increases for millions of people in 2026 marketplace plans, some Republicans are promoting expansions of health savings accounts.....
tinyurl.com
November 11, 2025 at 4:04 PM
HSAs are tax shelters masquerading as health policy. They don't help people who are struggling to afford health coverage.
Read more from @nicolerapfogel.bsky.social: tinyurl.com/fh5rabhx
Read more from @nicolerapfogel.bsky.social: tinyurl.com/fh5rabhx
Reposted by Gideon Lukens
#OpenEnrollment for 2026 marketplace plans started Nov 1 in most states. B/c Congressional Rs haven’t extended PTC enhancements, ppl are seeing higher costs as they review their options. If you’re in need of marketplace coverage, here are some key dates to keep in mind during this uncertain time:
November 6, 2025 at 7:00 PM
#OpenEnrollment for 2026 marketplace plans started Nov 1 in most states. B/c Congressional Rs haven’t extended PTC enhancements, ppl are seeing higher costs as they review their options. If you’re in need of marketplace coverage, here are some key dates to keep in mind during this uncertain time:
Reposted by Gideon Lukens
Open enrollment for #ACA marketplace plans has begun, and without congressional action to extend premium tax credit enhancements, millions are facing steep premium increases for 2026.
November 5, 2025 at 2:57 PM
Open enrollment for #ACA marketplace plans has begun, and without congressional action to extend premium tax credit enhancements, millions are facing steep premium increases for 2026.
We now have downloadable graphics like this one for all 50 states plus DC, showing how expiring premium tax credit enhancements are leading to dramatic out-of-pocket premium increases. Find your state here: tinyurl.com/5x89ds7x
November 4, 2025 at 5:17 PM
We now have downloadable graphics like this one for all 50 states plus DC, showing how expiring premium tax credit enhancements are leading to dramatic out-of-pocket premium increases. Find your state here: tinyurl.com/5x89ds7x
How concerned are people about rising health insurance premiums? With premium tax credit enhancements about to expire and ACA marketplace open enrollment underway, search volumes for terms like “health premium increase” are (almost) off the charts.
November 4, 2025 at 2:25 PM
How concerned are people about rising health insurance premiums? With premium tax credit enhancements about to expire and ACA marketplace open enrollment underway, search volumes for terms like “health premium increase” are (almost) off the charts.
Wyoming, West Virginia, and Alaska are the states with the largest $$ increases in out-of-pocket premiums for people with moderate incomes who will lose premium tax credits entirely if the enhancements expire.
October 31, 2025 at 7:11 PM
Wyoming, West Virginia, and Alaska are the states with the largest $$ increases in out-of-pocket premiums for people with moderate incomes who will lose premium tax credits entirely if the enhancements expire.
Window shopping for 2026 ACA marketplace plans is open for almost all states, and open enrollment is only days away. Millions of marketplace enrollees are seeing 2026 premiums spike due to expiring premium tax credits. See our paper with state-level estimates: tinyurl.com/zndd97k7
October 29, 2025 at 6:17 PM
Window shopping for 2026 ACA marketplace plans is open for almost all states, and open enrollment is only days away. Millions of marketplace enrollees are seeing 2026 premiums spike due to expiring premium tax credits. See our paper with state-level estimates: tinyurl.com/zndd97k7
Huge premium spikes in Connecticut, which opened window shopping for 2026 ACA marketplace plans. Because of expiring tax credit enhancements, a typical 60-year-old couple making $85,000 is facing an additional $37,100 annually for benchmark coverage. (1/4)
October 28, 2025 at 12:45 PM
Huge premium spikes in Connecticut, which opened window shopping for 2026 ACA marketplace plans. Because of expiring tax credit enhancements, a typical 60-year-old couple making $85,000 is facing an additional $37,100 annually for benchmark coverage. (1/4)
In Illinois, window shopping for 2026 ACA marketplace plans is now open. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 will have to pay an additional $23,700 annually for benchmark coverage. (1/4)
October 27, 2025 at 5:12 PM
In Illinois, window shopping for 2026 ACA marketplace plans is now open. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 will have to pay an additional $23,700 annually for benchmark coverage. (1/4)
New Jersey’s window shopping for 2026 ACA marketplace plans is open, with large premium spikes because of expiring premium tax credit enhancements. A typical 60-year-old couple making $85,000 will have to pay an additional $20,600 annually for benchmark coverage. (1/4)
October 27, 2025 at 1:37 PM
New Jersey’s window shopping for 2026 ACA marketplace plans is open, with large premium spikes because of expiring premium tax credit enhancements. A typical 60-year-old couple making $85,000 will have to pay an additional $20,600 annually for benchmark coverage. (1/4)
Reposted by Gideon Lukens
Punchbowl reports “White House officials determined they do not have the authority” to use contingency reserves —billions of $ that Congress provided for use when SNAP funding is inadequate— to fund Nov. SNAP benefits. But, that’s not what USDA’s now-deleted shutdown plan says:
October 24, 2025 at 6:50 PM
Punchbowl reports “White House officials determined they do not have the authority” to use contingency reserves —billions of $ that Congress provided for use when SNAP funding is inadequate— to fund Nov. SNAP benefits. But, that’s not what USDA’s now-deleted shutdown plan says:
Rhode Island opened window shopping today for 2026 ACA marketplace plans. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 will have to pay an additional $18,600 annually for benchmark coverage. (1/4)
October 23, 2025 at 1:22 PM
Rhode Island opened window shopping today for 2026 ACA marketplace plans. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 will have to pay an additional $18,600 annually for benchmark coverage. (1/4)
Nearly 1 million people with low incomes would become uninsured if marketplace enrollees lose access to $0 premium plans, as some in Congress have proposed. Coverage loss would mostly occur due to additional red tape.
From @[email protected]: tinyurl.com/2wkzmexn
From @[email protected]: tinyurl.com/2wkzmexn
How would eliminating $0 Marketplace premiums affect insurance coverage? | Brookings
tinyurl.com
October 22, 2025 at 3:55 PM
Nearly 1 million people with low incomes would become uninsured if marketplace enrollees lose access to $0 premium plans, as some in Congress have proposed. Coverage loss would mostly occur due to additional red tape.
From @[email protected]: tinyurl.com/2wkzmexn
From @[email protected]: tinyurl.com/2wkzmexn
Yesterday, Washington state opened 2026 window shopping for its ACA marketplace. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 and purchasing benchmark coverage is facing a $23,900 annual cost increase. (1/4)
October 22, 2025 at 1:26 PM
Yesterday, Washington state opened 2026 window shopping for its ACA marketplace. Because of expiring premium tax credit enhancements, a typical 60-year-old couple making $85,000 and purchasing benchmark coverage is facing a $23,900 annual cost increase. (1/4)
Washington, DC opened its 2026 ACA marketplace window shopping. As in other locations, enrollees are seeing big premium spikes because of expiring tax credit enhancements. A typical 60-year-old couple making $85,000 is facing a $24,100 annual increase. (1/4)
October 21, 2025 at 1:04 PM
Washington, DC opened its 2026 ACA marketplace window shopping. As in other locations, enrollees are seeing big premium spikes because of expiring tax credit enhancements. A typical 60-year-old couple making $85,000 is facing a $24,100 annual increase. (1/4)
Oregon and Vermont are also seeing premium spikes due to expiring tax credit enhancements, as their window shopping is underway for 2026 ACA marketplace plans. A typical 60-year-old Oregonian couple making $85,000 will face a $20,700 increase in annual premiums. (1/4)
October 20, 2025 at 1:52 PM
Oregon and Vermont are also seeing premium spikes due to expiring tax credit enhancements, as their window shopping is underway for 2026 ACA marketplace plans. A typical 60-year-old Oregonian couple making $85,000 will face a $20,700 increase in annual premiums. (1/4)
Kentucky opened its 2026 ACA marketplace window shopping this week – and again, residents are seeing big premium spikes because of expiring tax credit enhancements. A typical 60-year-old couple making $85,000 is facing a $23,700 increase in annual premiums. (1/4)
October 17, 2025 at 12:51 PM
Kentucky opened its 2026 ACA marketplace window shopping this week – and again, residents are seeing big premium spikes because of expiring tax credit enhancements. A typical 60-year-old couple making $85,000 is facing a $23,700 increase in annual premiums. (1/4)
Huge premium spikes in Maine, where 2026 ACA marketplace window shopping is now underway. Because of expiring tax credit enhancements, a typical 60-year-old couple making $85,000 in Maine is looking at a $28,900 increase in annual premiums. (1/4)
October 16, 2025 at 5:29 PM
Huge premium spikes in Maine, where 2026 ACA marketplace window shopping is now underway. Because of expiring tax credit enhancements, a typical 60-year-old couple making $85,000 in Maine is looking at a $28,900 increase in annual premiums. (1/4)
3 in 4 people with individual market coverage and low incomes work, and most who don’t are caregivers, in school, or have disabilities. If premium tax credit enhancements expire, many will become uninsured as they lose access to $0-premium plans and face additional red tape. (1/2)
October 16, 2025 at 2:33 PM
3 in 4 people with individual market coverage and low incomes work, and most who don’t are caregivers, in school, or have disabilities. If premium tax credit enhancements expire, many will become uninsured as they lose access to $0-premium plans and face additional red tape. (1/2)
California’s opened their 2026 ACA marketplace window shopping today, meaning people are seeing their premiums spike because of expiring tax credit enhancements. Premium costs in CA are roughly doubling on average, with larger increases for people in rural areas. tinyurl.com/2uewkpr6
October 15, 2025 at 1:20 PM
California’s opened their 2026 ACA marketplace window shopping today, meaning people are seeing their premiums spike because of expiring tax credit enhancements. Premium costs in CA are roughly doubling on average, with larger increases for people in rural areas. tinyurl.com/2uewkpr6