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Hallmark Abstract
@hallmarkabstract.bsky.social
We provide title insurance for commercial and residential real estate transactions in New York. Learn more about us here https://www.linkedin.com/pulse/top-reasons-new-york-homebuyers-can-should-choose-michael-aw12e/
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📷 New York Homebuyers: Did You Know You Can Choose Your Title Insurance Provider?

'Top Reasons New York Homebuyers Can and Should Choose Their Title Insurance Provider”📷

Read here linkedin.com/pulse/top-re...

#nyrealestate #nycrealestate #homebuyers #titleinsurance #longislandrealestate #NYC
A government shutdown is looming!

Read about its impact on interest rates and mortgage rates in the article…

A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?

open.substack.com/pub/hallmark...
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
'Lawmakers have until Jan. 30 to pass the 12 annual appropriations bills needed to fund the government and avoid a shutdown.'
open.substack.com
January 27, 2026 at 6:38 PM
A government shutdown on Friday could push mortgage rates higher!

Why? Loss of confidence in the U.S. ability to manage its business!

Read 'A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?' here open.substack.com/pub/hallmark...

#governmentshutdown #mortgagerates
A Crisis Of Confidence: Will Another Government Shutdown Raise Interest Rates?
'Lawmakers have until Jan. 30 to pass the 12 annual appropriations bills needed to fund the government and avoid a shutdown.'
open.substack.com
January 27, 2026 at 11:39 AM
Anyone want to help me reach 200 subscribers at my YouTube Do You Ever Wonder channel?

Currently at 195!

Subscribe here: www.youtube.com/@DoYouEverWo...
Do You Ever Wonder With Host Mike Haltman
Welcome to the Do You Ever Wonder Podcast! 🎙️ Curiosity drives everything we do here. From residential and commercial real estate to the evolving mortgage market, we dive deep into a wide range of to...
www.youtube.com
January 26, 2026 at 7:45 PM
Into the weeds!

Why a strengthening Yen could keep U.S. mortgage rates higher than anyone expects!

Read why that is here: open.substack.com/pub/hallmark...

#Japan #Currency #mortgagerates #investing #RealEstate
January 26, 2026 at 1:22 PM
Networking and Nostalgia

They say you can't go home again, but I did, and it filled me with gratitude.

Read about it here share.google/YdYjlCn2yLMY...

#Networking #Nostalgia
January 23, 2026 at 1:09 PM
When The Stock Market Is Collapsing And You Want To Sell Everything...Watch This First!

Watch my discussion with Jonathan R Blau of Fusion Family Wealth LLC here youtu.be/UVz94yIErq8?...

#investing #stockmarket #panic
When The Stock Market Is Collapsing And You Want To Sell Everything...Watch This First!
YouTube video by Do You Ever Wonder With Host Mike Haltman
youtu.be
January 20, 2026 at 8:37 PM
Japan's 10-year is now 2.34%!

Watch this short video (from yesterday): Japan’s 10-year Bond Yield Just Hit 2.27%! Why U.S. Mortgage Rates May Stay Higher Longer... youtu.be/JMbzzKzzn8k?...

#Japan #interestrates #mortgagerates #realestate
January 20, 2026 at 2:08 PM
China's Birthrate Hits A Record Low!

How could the crisis surrounding replacement rates and birthrates potentially impact economies, politics, and housing around the world?

Read about it here open.substack.com/pub/hallmark...

#china #fertility #birthrate #population #realestate
January 20, 2026 at 1:38 PM
Japan’s 10-year Bond Yield Just Hit 2.27%! Why U.S. Mortgage Rates May Stay Higher for Longer!

Global bond markets are intricately intertwined, and their impact can be felt in U.S. real estate and mortgage markets.

Watch on YouTube here youtu.be/JMbzzKzzn8k?...

#mortgagerates #Japan
January 19, 2026 at 2:34 PM
The rioters in Minneapolis...Are They 'Real', or Paid?

Watch the video 'Are They Actors Or Activists? Inside ‘Crowds On Demand’ here youtu.be/B32CYKIpooA?....

#ICE #Minneapolis #Deportation #Crime #protest
Are They Actors Or Activists? Inside ‘Crowds On Demand’ and the Power of Influence!
YouTube video by Do You Ever Wonder With Host Mike Haltman
youtu.be
January 16, 2026 at 7:44 PM
Buying real estate in New York?

Scan this code!

#realestate #commercialrealestate #nycrealestate #longislandrealestate
January 15, 2026 at 6:36 PM
Remember when Japan's 10-year bond was an issue for the U.S. at 2%?

Well, look at it now!

Read 'Japan’s 10-Year Bond Yield Just Hit 2%. Here’s Why U.S. #RealEstate And #Mortgage Markets Should Care!' here...

open.substack.com/pub/hallmark...

#Japan #Investing #interestrates
January 13, 2026 at 4:28 PM
Financial Mistakes That Can Get Your Mortgage Application Denied!

Read about them here hallmarkabsservice.substack.com/p/mortgage-d...
January 13, 2026 at 4:14 PM
A 10% credit card cap sounds like a win, but it could be a red flag for housing.

From #NYC taxes to first-time buyer pipelines, credit is the system's shock absorber.

Read why this proposal is a risk for real estate: open.substack.com/pub/hallmark...

#RealEstate #Housing #CreditCards #homebuyers
January 12, 2026 at 1:24 PM
Trump’s $200B MBS "trial balloon": A mortgage rate fix or just temporary relief?

Lower rates without supply could spark bidding wars, creating a "price trap" for buyers.

Read the full reality check here:
open.substack.com/.../presiden....

#mortgagerates #realestate #Trump #MBS
January 9, 2026 at 2:38 PM
Are Interest Rates (and mortgage rates) Heading Higher, or Lower?

Cast Your Vote on LinkedIn here www.linkedin.com/posts/titlei...

Hallmark Abstract Service...You Buy Real Estate. We Protect It.

#interestrates #mortgagerates #realestate #inflation #jobs #affordability
January 8, 2026 at 2:16 PM
NY ranks #47 in U-Haul’s 2025 Growth Index. With 51.1% out-migration, can Albany finally cut business owners a break?

Are you staying or heading to the Sunbelt? Read the breakdown:

open.substack.com/pub/hallmark

#NYC #RealEstate #LongIsland #NYC #business #smallbusiness
January 7, 2026 at 1:45 PM
Maduro Protests…Real Activists, Or Paid Actors?

The crowds in the streets protesting the arrest of Maduro appeared as if on demand!

Are they passionate about their position, or did a group hire actors to appear and protest?

youtu.be/B32CYKIpooA?...

#maduro #activists #protest #actors
January 5, 2026 at 3:15 PM
Mamdani vs. Maduro…Will NYC See An Exodus Of Population The Same Way Venezuela Has?

Read the article Mamdani vs. Maduro: The Socialist Experiment Is Hitting Main Street In New York City! here

open.substack.com/pub/hallmark...

#Mamdani #nycrealestate #Democraticsocialist #Venezuela #maduro
January 5, 2026 at 1:46 PM
Day 1 Mamdani...For NYC real estate, A Harbinger For Things To Come?

Mayor Mamdani’s Executive Orders and the new reality for NYC real estate!

Read at Substack here open.substack.com/pub/hallmark...

#mamdani #ZohranMamdani #NYC #realestate #CRE #nycrealestate
January 2, 2026 at 4:31 PM
It's a New Year...

But the same problem remains!

Read 'The Birthrate Bomb: What Happens When Humanity Stops Replacing Itself? (Video)'

open.substack.com/pub/hallmark...

#family #fertility #birth #humanity
January 1, 2026 at 1:13 PM
Still waiting for a 3% mortgage?

The lock-in effect is thawing—and life is starting to win over rates.

Why 2026 may change the housing market.

Read 'Life Doesn’t Wait for the Perfect Mortgage Rate'
open.substack.com/pub/hallmark...

#HousingMarket #MortgageRates #RealEstate #Economy #homebuyers
December 31, 2025 at 2:57 PM
Investing Using #Margin...The Margin Loan Can Giveth, Or It Can Taketh Away

How #Silver, Trading Above $80 an Ounce and Then Crashing 8% in 24 Hours, Is A Great Example Of The Risk in Leveraged #Investing and #RealEstate

Read more here hallmarkabsservice.substack.com/p/investing-...

#MarginCall
December 30, 2025 at 1:48 PM
Fed cut 3x in 2025, yet mortgage rates are STILL 6%+?

Read 'U.S. Treasury Debt...Have Diamond Hands Shifted To Paper Hands?' on Substack here...

open.substack.com/pub/hallmark...

#TreasuryBonds #mortgagerates #CentralBanks #hedgefunds #DiamondHands #PaperHands #bonds #Arbitrage
U.S. Treasury Debt...Have Diamond Hands Shifted To Paper Hands?
Analysis from the Hallmark Abstract team on mortgage rates, risk, and the hopeful return of a healthy market.
open.substack.com
December 29, 2025 at 6:25 PM