Helga Rivera Insurance
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helgarivera.bsky.social
Helga Rivera Insurance
@helgarivera.bsky.social
7 followers 1 following 870 posts
Based in Puerto Rico, we offer insurance solutions for businesses and individuals: Auto, Property, Health, Travel, Life, and more.

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helgarivera.bsky.social
Happy Thanksgiving! 🦃🍁 Wishing you a day filled with gratitude, warmth, and good company. #Thanksgiving #Gratitude #Thankful
November 27, 2025 at 12:00 PM
helgarivera.bsky.social
Stay savvy this Black Friday—6 financial tips to shop smart and protect your budget. #Finance #Shopping #Budgeting
Read More: zurl.co/wvNq9
Ready for Black Friday and Holiday Shopping Deals? Here Are 6 Simple Financial Reminders
Here's how you can ensure that Black Friday deals do not derail your budget and long-term financial goals.
advisorstream.com
November 14, 2025 at 2:19 AM
helgarivera.bsky.social
AI won’t replace your doctor—but it could help you become a smarter, more engaged patient. #AI #Healthcare #Innovation
Read More: zurl.co/Pzv9c
AI Won’t Be Your Doctor. It Could Make You a Better Patient.
When it comes to the world of medicine, artificial intelligence could create more-informed patients—or more-obsessed patients.
advisorstream.com
November 14, 2025 at 2:18 AM
helgarivera.bsky.social
Markets look frothy—here’s how investors can stay smart in a possible bubble. #Investing #Markets #Finance
Read More: zurl.co/3zeoh
Safety strategies for a bubble market
The line between durable euphoria and a highly unstable bubble is fuzzy at best.
advisorstream.com
November 14, 2025 at 2:17 AM
helgarivera.bsky.social
Economists vs. technologists: who’s right about AI’s real economic impact? #AI #Economy #Innovation
Read More: zurl.co/HxXzN
Who’s right about AI: economists or technologists?
Both economists and technologists may be partly right but precisely wrong.
advisorstream.com
November 14, 2025 at 2:16 AM
helgarivera.bsky.social
A 50‑year mortgage could lower monthly payments—but at a major long‑term cost. #HousingMarket #Finance #RealEstate
Read More: zurl.co/uacnF
White House’s 50-year mortgage proposal has one notable benefit but a number of drawbacks
The White House says it is considering backing a 50-year mortgage to help alleviate the home affordability crisis in the country. But the announcement drew immediate criticism from policymakers, social media and economists.
advisorstream.com
November 14, 2025 at 2:15 AM
helgarivera.bsky.social
Five key forces could fuel an “everything rally” by year-end, says Wells Fargo. #Markets #Investing #Finance
Read More: zurl.co/F9eFi
Look out for these 5 factors to spark an everything rally in markets through year-end
Investors look like they're going to get their top item on their end-of-the-year wish list.
advisorstream.com
November 14, 2025 at 2:14 AM
helgarivera.bsky.social
Banks are signaling confidence—but investors remain cautious. Here’s why. #Economy #Finance #Markets
Read More: zurl.co/AEi3z
Banks just sent this upbeat signal about the economy. Here’s why investors aren’t buying it.
Banks stockpiled less money for troubled loans during the most recent quarter despite fears over bad-debt “cockroaches.”
advisorstream.com
November 14, 2025 at 2:14 AM
helgarivera.bsky.social
Online gambling is booming—but so are the risks. Here’s how to stay safe. #Finance #Wellness #OnlineSafety
Read More: zurl.co/DQZmp
Online gambling is everywhere. So are the risks
Online betting is more accessible than ever, with 14% of U.S. adults saying they bet on professional or college sports online either frequently or occasionally, according to a February poll by The Associated Press-NORC Center for Public Affairs Research.
advisorstream.com
November 14, 2025 at 2:12 AM
helgarivera.bsky.social
Warren Buffett’s final CEO letter reveals timeless lessons in leadership and communication. #Leadership #WarrenBuffett #BusinessWisdom
Read More: zurl.co/3WrcI
Why Every Leader Should Read Warren Buffett’s Final Letter as CEO
Four Warren Buffett writing and communication tips that build trust and inspire audiences.
advisorstream.com
November 14, 2025 at 2:11 AM
helgarivera.bsky.social
Microsoft’s AI CEO says open desks spark collaboration—here’s why he wants teams back together. #AI #Leadership #WorkCulture
Read More: zurl.co/8pQXT
Microsoft's AI CEO explains why he wants employees in the office, working at open desks
Microsoft AI CEO Mustafa Suleyman enforces strict in-person office work policies for his team. Suleyman requires at least four days in the office, exceeding Microsoft's general three-day mandate. He has set up open office layouts to boost collaboration.
advisorstream.com
November 14, 2025 at 2:11 AM
helgarivera.bsky.social
In a world led by AI, human connection is your greatest advantage. #Leadership #AI #Communication
Read More: zurl.co/002hh
5 Ways to Bring Back In-Person Connection in an AI-Driven World
In an AI-driven world, real connection is a competitive edge. Here are five ways to rebuild soft skills, communication, and human connection face-to-face.
advisorstream.com
November 14, 2025 at 2:10 AM
helgarivera.bsky.social
A cheaper turkey doesn’t mean inflation’s gone—here’s what’s really driving prices. #Economy #Inflation #Finance
Read More: zurl.co/RbuaI
Thanksgiving Price Fight: Why One Cheap Turkey Dinner Doesn’t Mean Inflation Is Over
The cost of Thanksgiving dinner became a point of dispute last week after President Donald Trump used a Walmart special as evidence that his economic policies are pushing down prices.
advisorstream.com
November 14, 2025 at 2:09 AM
helgarivera.bsky.social
Small business optimism dips to a 6‑month low—here’s what’s driving the decline. #SmallBusiness #Economy #Entrepreneurship
Read More: zurl.co/VFFge
Small Business Owner Optimism Just Hit a 6-Month Low—Here's Why
Small business sentiment fell again in October as the U.S. government shutdown and hiring difficulties raised worries among owners.
advisorstream.com
November 14, 2025 at 2:07 AM
helgarivera.bsky.social
Even AI can’t shield the U.S. economy from growing global risks, warns Moody’s Mark Zandi. #Economy #AI #Markets
Read More: zurl.co/Pyw8Z
Even AI can't save the US economy from one of its biggest risks, Moody's Mark Zandi says
Mark Zandi says the US economy is caught between two competing megatrends that are reshaping the world. He sees AI and deglobalization as dueling forces that complicate the outlook for growth. In his view, the US can avoid a recession only if everything perfectly aligns in the coming year.
advisorstream.com
November 14, 2025 at 2:06 AM
helgarivera.bsky.social
This sneaker brand is skipping Black Friday discounts—here’s why. #Retail #Business #Marketing
Read More: zurl.co/rAImO
This Sneaker Company Says You Shouldn't Expect 'Black Friday' Discounts
The Roger Federer-backed footwear company raised its full-year outlook again, projecting 34% sales growth. But executives also said not to expect deep discounts this holiday season.
advisorstream.com
November 14, 2025 at 2:06 AM
helgarivera.bsky.social
Warren Buffett’s timeless advice for young investors: start early, stay patient, think long-term. #Investing #Finance #WealthBuilding
Read More: zurl.co/6OSU9
Warren Buffett's 4 Essential Tips Every Young Investor Needs to Know
Warren Buffett made his first stock purchase at age 11. You might set a different target for your child: when they earn their first paycheck.
advisorstream.com
November 14, 2025 at 2:05 AM
helgarivera.bsky.social
Aging in place is on the rise—see how NORCs are redefining senior living. #Retirement #Wellness #Community
Read More: zurl.co/FGl62
Better than Boca
The communities where aging Boomers can have the perfect retirement
advisorstream.com
November 14, 2025 at 2:04 AM
helgarivera.bsky.social
Warren Buffett shares wisdom, gratitude, and farewell in his final CEO letter. #WarrenBuffett #Leadership #Investing
Read More: zurl.co/mZKrt
Read Warren Buffett's Thanksgiving shareholder letter — his last one as Berkshire Hathaway CEO
Warren Buffett said in his 2025 Thanksgiving letter that he'll be "going quiet" on Berkshire Hathaway business, but he'll still post his annual missive.
advisorstream.com
November 14, 2025 at 2:03 AM
helgarivera.bsky.social
Flight delays are dropping and travel chaos is easing—finally, some good news. #Travel #Aviation #News
Read More: zurl.co/sj8zt
Finally! Some good news for air travelers.
Air travel may finally improve as the US' longest-ever government shutdown nears an end. Flight cancellations and delays have improved after earlier mass disruptions at US airports. Experts say full recovery could take up to two weeks, just ahead of the Thanksgiving travel surge.
advisorstream.com
November 14, 2025 at 2:02 AM
helgarivera.bsky.social
Discover the hottest ecommerce niches driving profits in 2025. #Ecommerce #Business #Entrepreneurship
Read More: zurl.co/2Chtj
These Are the Most Profitable Online Selling Niches to Build a Business
Discover the top ecommerce niches, from wellness and pets to digital products and AI prompt packs, that online sellers are turning into profitable businesses.
advisorstream.com
November 14, 2025 at 2:01 AM
helgarivera.bsky.social
Tech is transforming real estate—making investing more accessible than ever. #RealEstate #Tech #Investing
Read More: zurl.co/LWJk7
Real Estate Is a Valuable Asset — and This Tech Will Make It More Accessible
A new wave of technology is rewriting the rules of real estate, signaling a cultural reset for how people engage with property investment.
advisorstream.com
November 14, 2025 at 2:00 AM
helgarivera.bsky.social
How the 40-hour workweek began—and why it might be changing. #WorkLife #Career #FutureOfWork
Read More: zurl.co/QRI2K
How Did the US Get a 40-Hour Workweek and Has It Had Its Day?
The eight-hour workday has its roots in the 1860s. But it didn’t catch on for a many decades after that.
advisorstream.com
November 14, 2025 at 1:59 AM
helgarivera.bsky.social
Flight chaos meets shutdown uncertainty—travelers roll the dice. #Travel #Economy #News
Read More: zurl.co/rMQTc
Three Flights and Four Airports in One Day: Rolling the Shutdown Dice
What our travel columnist learned from a cross-country journey during a deluge of flight cancellations and delays.
advisorstream.com
November 14, 2025 at 1:58 AM
helgarivera.bsky.social
Investor optimism fades as the AI boom shows cracks—what’s really behind it? #AI #Tech #Markets
Read More: zurl.co/e87D0
The AI Boom Is Looking More and More Fragile
AI stocks have swung downward as doubt rises about sustainability and payoff.
advisorstream.com
November 14, 2025 at 1:57 AM