Janneke Ratcliffe
@jannekeratcliffe.bsky.social
50 followers 89 following 19 posts
Vice President, Housing and Communities Division @urbaninstitute.bsky.social
Posts Media Videos Starter Packs
Reposted by Janneke Ratcliffe
urbaninstitute.bsky.social
Join the Urban Institute on 9/25 @ 5:30 p.m. ET for a hybrid discussion on the importance of estate planning as a #wealth preservation tool, the opportunities presented by adopting #technology, and the potential challenges. #LiveatUrban
Untangling a Complex Problem: Preserving Housing Wealth for Vulnerable Owners through Technology and Estate Planning
Homeownership is a key source of household wealth. Many households hope to build wealth through homeownership and to pass it down to future generations. But …
urbn.is
jannekeratcliffe.bsky.social
Brilliant new look at how to measure the housing shortage - down to the neighborhood level.

Urban's Jim Parrott teamed with experts at Moody's, PolicyMap and Policy Solutions at Reinvestment Fund to get beneath the national estimates. Read the full brief here: www.urban.org/research/pub...
jannekeratcliffe.bsky.social
Have any plans tomorrow afternoon? If not, there's still time to register for our event and networking reception! Join us as we discuss the past, present, and future of credit scores in housing finance. www.urban.org/events/past-...
The Past, Present, and Future of Credit Scores in Housing Finance
www.urban.org
jannekeratcliffe.bsky.social
In the first ever controlled study of rent reporting impacts, Urban researchers find that positive-only rent reporting leads to large, statistically significant increases in the likelihood of having a credit score. Read all about it in our newly released report www.urban.org/research/pub...
Evaluating Rent Reporting as a Pathway to Build Credit
In the first randomized study of rent reporting—the inclusion of housing rental payments in credit data—we show that this practice can help people get a credit score for the first time or improve thei...
www.urban.org
Reposted by Janneke Ratcliffe
yonahfreemark.com
Trump Admin's proposed HUD budget would cut the agency's budget authority by $45 b. It would cut staff by 26%, killing 2300 jobs.

HUD proposes eliminating most of its programs—vouchers, public housing, CDBG, etc—& replacing them with a single, smaller state block grant.

www.hud.gov/sites/dfiles...
Trump Administration's Proposed 2026 Budget Would Decimate HUD Programs, Cut $45 Billion Overall
jannekeratcliffe.bsky.social
A recent Urban Institute analysis finds younger, lower-income households are much less likely to buy a home than previous generations; while another analysis looks at how the housing market is failing older adult leaving many at risk of homeless at the most vulnerable time in their lives.
Homeownership Has Fallen Further Out of Reach for Younger Families with the Lowest Incomes
The homeownership rate gap between 35-to-44-year-olds at the highest and the lowest income levels has grown considerably since 1980.
www.urban.org
jannekeratcliffe.bsky.social
Fannie Mae and Freddie Mac, collectively known as the government-sponsored enterprises (GSEs), have been in conservatorship since 2008. In this presentation, Urban Institute's Housing Finance Policy Center Institute Fellow Laurie Goodman reviews the history of the GSEs’ time in conservatorship.
Assessing the Potential for Administrative GSE Recapitalization and Release
YouTube video by Urban Institute
www.youtube.com
jannekeratcliffe.bsky.social
Excited to share the release of our evaluation of NeighborWorks America’s Housing Stability Counseling Program. This report examines the role that the program played during the COVID-19 pandemic to rapidly deliver crisis-level services to renters and homeowners across the United States.
Housing Counseling for Homeowners and Renters in Crisis: Lessons from the Housing Stability Counseling Program
During the COVID-19 pandemic, owners and renters were at risk of losing their homes through mortgage delinquency or nonpayment of rent. This report focuses on a federal intervention designed to suppor...
www.urban.org
jannekeratcliffe.bsky.social
Today we will be hosting our third seminar on GSE reform. There has been lots of great discussion in our previous webinars so we hope you can join us from 1:00-2:00 p.m. EDT to get in on the action and become a part of the conversation. www.urban.org/events/recap...
Recapitalizing the GSEs through Administrative Action: Former CEOs Explore Conservatorship Release
Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that play a major role in the US housing finance system, have been in conservatorship since 2008.
www.urban.org
Reposted by Janneke Ratcliffe
urbaninstitute.bsky.social
How has conservatorship changed the GSEs and what are the potential impacts of recapitalization?

Join Urban on 3/18 @ 1:00 p.m. ET for a virtual #discussion with former GSE CEOs on the possible effects of releasing the #GSEs from conservatorship. #LiveatUrban
Recapitalizing the GSEs through Administrative Action: Former CEOs Explore Conservatorship Release
Fannie Mae and Freddie Mac, the government-sponsored enterprises (GSEs) that play a major role in the US housing finance system, have been in conservatorship since 2008.
www.urban.org