Nick Erickson
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nserickson.bsky.social
Nick Erickson
@nserickson.bsky.social
Executive Director, Housing Affordability Institute

Sr. Director of Housing Policy, Housing First Minnesota

Bring Back New Starter Homes
From MinnPost: In a K-shaped economy, is there anything Minnesota can do to bridge widening gaps?

(And yes, housing is the top mention)

www.minnpost.com/economy/2025...
November 26, 2025 at 5:12 PM
November 23, 2025 at 4:15 AM
Jobs require people.

People require housing.

Yet the first barrier to new housing begins in local planning offices, which are often part of Community Development departments.
November 21, 2025 at 2:28 PM
This article ties together two of my favorite topics: WWII History and Housing Policy

Quonset huts were part of Rochester's (MN) housing shortage into the 1950s

www.postbulletin.com/community/wo...
World War II huts were part of Rochester's housing shortage into the 1950s
Quonset huts made for affordable family housing at the Olmsted County Fairgrounds.
www.postbulletin.com
November 21, 2025 at 2:24 PM
"The ultimate impact of the builder’s remedy is likely to be measured not just in units that are built by using it, but in the ones built in fear of it. "
"For years, the state has been nudging its cities to build housing to address a severe shortage. Maybe what they needed was a shove."

@nytimes.com dives into California's "Builders Remedy"

www.nytimes.com/2025/11/20/b...
November 20, 2025 at 2:14 PM
"For years, the state has been nudging its cities to build housing to address a severe shortage. Maybe what they needed was a shove."

@nytimes.com dives into California's "Builders Remedy"

www.nytimes.com/2025/11/20/b...
The Housing Strategy That Has California NIMBYs in a Corner
www.nytimes.com
November 20, 2025 at 1:59 PM
The median first-time homebuyer is now 40 years old — a record high — and some of the country’s most seasoned agents say the ‘starter home’ has become more of a luxury.”
November 19, 2025 at 1:38 PM
Our latest report looks at the sharp decline in Minnesota's homeownership rate.

The reason?

The high cost of construction and the state's housing shortage have created a self-reinforcing cycle.

www.housingaffordabilityinstitute.org/minnesotas-h...
November 18, 2025 at 7:38 PM
Reposted by Nick Erickson
New report from @housing-inst.bsky.social highlights Minnesota’s declining homeownership Rate.

Full report available at www.housingaffordabilityinstitute.org/minnesotas-h...

Highlight 🧵 Follows
November 18, 2025 at 6:07 PM
"We need a Marshall Plan for housing, a collection of broad initiatives to make homes more affordable and put the American dream back on track"

www.foxnews.com/opinion/we-n...
We need a Marshall Plan to tackle America’s housing crisis
The Trump administration can use its bully pulpit to help solve the housing crisis and cut the red tape and regulations that are holding back building.
www.foxnews.com
November 17, 2025 at 2:21 PM
NY puts off implementing law that would ban natural gas in new homes and buildings

www.syracuse.com/news/2025/11...
NY puts off implementing law that would ban natural gas in new homes and buildings
The law was scheduled to take effect Jan. 1.
www.syracuse.com
November 17, 2025 at 2:12 PM
Housing First Minnesota is joined by several members and partners at the MN DLI Code meeting to fight against a major cost increase in the state's energy code - more than $13K.

Minnesota's construction costs already are the highest in the region.
November 14, 2025 at 3:09 PM
Dr. O also highlights how 1/2 of renters start out as buyers but cannot find/afford a home.

Today's episode is a must-listen
On the latest episode of Everyday Economics, Zillow Economist Dr. Divounguy highlights how policies like minimum lot sizes inhibit the free market from responding to the housing shortage.

podcasts.apple.com/us/podcast/w...
What incentives are home builders offering new home buyers?
Podcast Episode · Everyday Economics · 11/14/2025 · 13m
podcasts.apple.com
November 14, 2025 at 3:06 PM
New apartment building overlooking St. Croix River tests limits of scenic protections
www.startribune.com/osceola-apar...
www.startribune.com
November 13, 2025 at 8:00 PM
Reposted by Nick Erickson
Spiraling Housing Costs Behind Plummeting Birth Rate: Study

www.newsweek.com/spiraling-ho...
Spiraling housing costs behind plummeting birth rate: Study
"If housing is to be a lever in family policy, the focus must be on producing the housing that families want," a new study says.
www.newsweek.com
November 13, 2025 at 3:50 PM
Understated headline of the year:

NIMBY opposition remains major hurdle to housing developments

johnsoncountypost.com/2025/11/13/n...
NIMBY opposition remains major hurdle to housing developments in JoCo, officials say
The force of neighborhood opposition has stalled or killed housing projects, harming efforts to address Johnson County’s housing shortage.
johnsoncountypost.com
November 13, 2025 at 3:48 PM
“These are all regulations that local cities have put in place in various parts of Minnesota. And this bill ... limits mandates that just drive up costs.”

www.dl-online.com/news/local/s...
November 13, 2025 at 2:45 PM
"50-year mortgage would do little to resolve other core problems in the housing market, such as a lack of supply and high interest rates."

www.startribune.com/white-houses...
White House's 50-year mortgage proposal has one notable benefit but a number of drawbacks
The White House says it is considering backing a 50-year mortgage to help alleviate the home affordability crisis in the country. But the announcement drew immediate criticism from policymakers, socia...
www.startribune.com
November 12, 2025 at 2:27 PM
Affordability woes push Americans to delay first home purchases, delaying homeownership to 40

www.nbcnews.com/news/amp/rcn...
Affordability woes push Americans to delay first home purchases
Faced with higher prices, big student loan bills and elevated mortgage rates, Americans are waiting longer than ever to buy a home.
www.nbcnews.com
November 12, 2025 at 1:53 PM
ICYMI: Home Aid America highlights @MACV and Housing First MN's Foundation's efforts to end Veterans Homelessness in Minnesota

www.youtube.com/watch?v=Cgl6...
Sophia, Jon, & Jeremy: Housing Our Heroes — Building Homes and Hope for Veterans
YouTube video by Unsheltered Conversations
www.youtube.com
November 12, 2025 at 1:51 PM
Reposted by Nick Erickson
Connecticut Lawmakers convene special session to address housing shortage

www.wfsb.com/2025/11/12/l...
November 12, 2025 at 1:38 PM
☑️Reform zoning and land use rules

☑️Update building codes to support faster, more cost-effective construction

☑️Streamline permitting processes to improve transparency, speed up approvals, and reduce delays for new housing development.
November 10, 2025 at 3:18 PM
Industry partner LP highlights the Veterans Village project in Eagan, Minn., as the company highlights the many ways it helps those who have served.

www.businesswire.com/news/home/20...
November 10, 2025 at 2:40 PM
On Housing Being Too Expensive via Short Circuit Podcast: "And a big part of that is that there is too much zoning. It's too hard to make places to live because the rules restrict so much."
www.youtube.com/watch?v=XMW1...
Government Fails Rational Basis Test for Once | Short Circuit 401
YouTube video by Short Circuit
www.youtube.com
November 10, 2025 at 2:05 PM
What if we just focus on making homes affordable?

Reduce barriers to building.

Focus on abundance.

50-year mortgages seems like throwing in the towel.
November 8, 2025 at 8:15 PM