PensionCraft
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PensionCraft helps you become a better investor. Check out our membership at http://pensioncraft.com & videos at http://youtube.com/@PensionCraft
FTAdviser says fees on the LifeStrategy mutual fund range will be cut from 0.22% to 0.20%, effective 27 January 2026 with less UK bias (equity holdings UK will be reduced from 25% to 20% in fixed income UK exposure will drop from 35% to 20%)
www.ftadviser.com/content/e248...
www.ftadviser.com/content/e248...
January 22, 2026 at 9:05 AM
FTAdviser says fees on the LifeStrategy mutual fund range will be cut from 0.22% to 0.20%, effective 27 January 2026 with less UK bias (equity holdings UK will be reduced from 25% to 20% in fixed income UK exposure will drop from 35% to 20%)
www.ftadviser.com/content/e248...
www.ftadviser.com/content/e248...
Standing ovation at Davos for a Mark Carney speech that argued the global order has fractured, not evolved. He warned that pretending the old rules still work is dangerous and called on middle powers to stop performing a comforting fiction and start acting in the world as it actually is
January 22, 2026 at 7:52 AM
Standing ovation at Davos for a Mark Carney speech that argued the global order has fractured, not evolved. He warned that pretending the old rules still work is dangerous and called on middle powers to stop performing a comforting fiction and start acting in the world as it actually is
Trump Speech Confuses Iceland & Greenland 😟
January 21, 2026 at 4:18 PM
Trump Speech Confuses Iceland & Greenland 😟
T26 pull to par. I love to see it ❤️
January 21, 2026 at 7:46 AM
T26 pull to par. I love to see it ❤️
Carney: "Let me be direct. We are in the midst of a rupture, not a transition... more recently, great powers have begun using economic integration as weapons, tariffs as leverage, financial infrastructure as coercion, supply chains as vulnerabilities to be exploited"
January 20, 2026 at 6:55 PM
Carney: "Let me be direct. We are in the midst of a rupture, not a transition... more recently, great powers have begun using economic integration as weapons, tariffs as leverage, financial infrastructure as coercion, supply chains as vulnerabilities to be exploited"
Reposted by PensionCraft
By analyzing $4 trillion of shipments between January 2024 and November 2025, researchers found that foreign exporters absorbed only about 4% of the burden of last year’s U.S. tariff increases by lowering their prices, while American consumers and importers absorbed 96%.
www.wsj.com/economy/trad...
www.wsj.com/economy/trad...
Americans Are the Ones Paying for Tariffs, Study Finds
New research contradicts President Trump’s claim that foreigners are footing the bill.
www.wsj.com
January 19, 2026 at 5:04 PM
By analyzing $4 trillion of shipments between January 2024 and November 2025, researchers found that foreign exporters absorbed only about 4% of the burden of last year’s U.S. tariff increases by lowering their prices, while American consumers and importers absorbed 96%.
www.wsj.com/economy/trad...
www.wsj.com/economy/trad...
Behold the reincarnation of "Clippy" in Google Slides which you CAN'T SWITCH OFF
January 19, 2026 at 5:38 PM
Behold the reincarnation of "Clippy" in Google Slides which you CAN'T SWITCH OFF
Trump’s ultimatum is clear: Sell Greenland or face 25% tariffs. It sounds like fiction, but this is the reality facing Europe. Denmark refused the sale, troops are deploying, and the US is threatening economic warfare against 8 allies. This is why the EU is reaching for its biggest gun
January 19, 2026 at 8:55 AM
Trump’s ultimatum is clear: Sell Greenland or face 25% tariffs. It sounds like fiction, but this is the reality facing Europe. Denmark refused the sale, troops are deploying, and the US is threatening economic warfare against 8 allies. This is why the EU is reaching for its biggest gun
Reposted by PensionCraft
This is such a cool illustration of how the Mercator map distorts the size of Greenland, which looks as big as the whole continent of Africa on that map but is actually the size of Mexico.
January 18, 2026 at 7:43 PM
This is such a cool illustration of how the Mercator map distorts the size of Greenland, which looks as big as the whole continent of Africa on that map but is actually the size of Mexico.
Apparently I was spotted pulling pints in Spain 🤣
January 18, 2026 at 8:13 AM
Apparently I was spotted pulling pints in Spain 🤣
Reposted by PensionCraft
British education in a nutshell
January 17, 2026 at 10:33 AM
British education in a nutshell
Warsh is now in the lead on Polymarket after Trump's comments today made Hasset look less likely "I see Kevin [Hassett]’s in the audience and I just want to thank you, you were fantastic on television today. I actually want to keep you where you are if you want to know the truth"
January 16, 2026 at 5:10 PM
Warsh is now in the lead on Polymarket after Trump's comments today made Hasset look less likely "I see Kevin [Hassett]’s in the audience and I just want to thank you, you were fantastic on television today. I actually want to keep you where you are if you want to know the truth"
If you really want to tie AI up in knots ask it about currency hedging. This is from gemini...
January 15, 2026 at 6:35 PM
If you really want to tie AI up in knots ask it about currency hedging. This is from gemini...
"The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the president."
January 12, 2026 at 9:14 AM
"The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the president."
There is a fundamental conflict over the future of United States monetary policy. Will the Federal Reserve maintain its independence to set interest rates based on objective evidence and prevailing economic conditions or will monetary policy be set by the US president?
Eyes on the bond market today👀
Eyes on the bond market today👀
January 12, 2026 at 8:20 AM
There is a fundamental conflict over the future of United States monetary policy. Will the Federal Reserve maintain its independence to set interest rates based on objective evidence and prevailing economic conditions or will monetary policy be set by the US president?
Eyes on the bond market today👀
Eyes on the bond market today👀
Hawks (wanted to hold rates at 4%) & doves (voted to cut 0.25% & won) on the MPC based on the latest minutes. Governor Andrew Bailey switched sides & swung the vote in favour of a cut but it was close. It's all down to whether inflation persistence or weak demand is the bigger worry
December 18, 2025 at 7:09 PM
Hawks (wanted to hold rates at 4%) & doves (voted to cut 0.25% & won) on the MPC based on the latest minutes. Governor Andrew Bailey switched sides & swung the vote in favour of a cut but it was close. It's all down to whether inflation persistence or weak demand is the bigger worry
That's a lot of red in tech 😔
December 18, 2025 at 8:57 AM
That's a lot of red in tech 😔
I don't usually make forecasts but... I know how one person will be voting in the FOMC today. And that's the problem
December 10, 2025 at 4:36 PM
I don't usually make forecasts but... I know how one person will be voting in the FOMC today. And that's the problem
The next Fed Chair could radically reshape markets and the frontrunner is the one Wall St fears most.
As Trump prepares to name Powell’s successor in early 2026, investors are scrambling to price in what each candidate means for rates, inflation, and the dollar. Here’s the breakdown👇
As Trump prepares to name Powell’s successor in early 2026, investors are scrambling to price in what each candidate means for rates, inflation, and the dollar. Here’s the breakdown👇
December 5, 2025 at 9:00 AM
The next Fed Chair could radically reshape markets and the frontrunner is the one Wall St fears most.
As Trump prepares to name Powell’s successor in early 2026, investors are scrambling to price in what each candidate means for rates, inflation, and the dollar. Here’s the breakdown👇
As Trump prepares to name Powell’s successor in early 2026, investors are scrambling to price in what each candidate means for rates, inflation, and the dollar. Here’s the breakdown👇
Artists told they can't use blue paint
Bakers told they can't use yeast
Musicians told they can't play the note C
Those would be ridiculous. Yet the government now plans to stop investors using the safest ingredient in their portfolio: money market funds inside Stocks & Shares ISAs
Bakers told they can't use yeast
Musicians told they can't play the note C
Those would be ridiculous. Yet the government now plans to stop investors using the safest ingredient in their portfolio: money market funds inside Stocks & Shares ISAs
November 29, 2025 at 8:16 AM
Artists told they can't use blue paint
Bakers told they can't use yeast
Musicians told they can't play the note C
Those would be ridiculous. Yet the government now plans to stop investors using the safest ingredient in their portfolio: money market funds inside Stocks & Shares ISAs
Bakers told they can't use yeast
Musicians told they can't play the note C
Those would be ridiculous. Yet the government now plans to stop investors using the safest ingredient in their portfolio: money market funds inside Stocks & Shares ISAs
Just recorded a Budget reaction video for investors. In it I walk through the market moves in real time (gilts, sterling, FTSE 250), what the OBR leak did to prices, and what that “steady as she goes” reaction really tells us. The video’s up now if you want the detail...
youtube.com/live/sC0mCxO...
youtube.com/live/sC0mCxO...
UK Autumn Budget 2025 - My Take
YouTube video by PensionCraft
youtube.com
November 26, 2025 at 8:43 PM
Just recorded a Budget reaction video for investors. In it I walk through the market moves in real time (gilts, sterling, FTSE 250), what the OBR leak did to prices, and what that “steady as she goes” reaction really tells us. The video’s up now if you want the detail...
youtube.com/live/sC0mCxO...
youtube.com/live/sC0mCxO...
OBR leak made sterling rally vs USD prematurely. Then Reeves' speech caused an initial wobble but eventually there was a rally as fiscal rules weren't breached and most of the content was known already
November 26, 2025 at 1:42 PM
OBR leak made sterling rally vs USD prematurely. Then Reeves' speech caused an initial wobble but eventually there was a rally as fiscal rules weren't breached and most of the content was known already
The long-delayed Sept jobs report finally arrived after the 43-day shutdown, offering the first clear look at the labour market in weeks. Payrolls beat expectations with +119k jobs, but unemployment rose to 4.4%, a four-year high. A strong headline paired with a worrying backdrop
November 20, 2025 at 6:10 PM
The long-delayed Sept jobs report finally arrived after the 43-day shutdown, offering the first clear look at the labour market in weeks. Payrolls beat expectations with +119k jobs, but unemployment rose to 4.4%, a four-year high. A strong headline paired with a worrying backdrop