Daniela Silcock
@pensionsgoth.bsky.social
290 followers 650 following 67 posts
Researcher, analyst, commentator, pensions enthusiast. https://pensionsresearch.co.uk/
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pensionsgoth.bsky.social
Today’s Pensions Goth blog asks whether we’ve lost sight of the philosophy that once underpinned our welfare system, Beveridge’s vision of support “from cradle to grave.” pensionsresearch.co.uk/fairness-phi...
pensionsgoth.bsky.social
Today’s Pensions Goth Blog asks: are we overlooking the UK stock market? Reforms focus on private markets, but listed equities still drive growth and could anchor pensions closer to home. pensionsresearch.co.uk/dont-forget-... @williamw1.bsky.social
pensionsgoth.bsky.social
Help us understand more about how people learn! Circulate this survey link to any family and friends who use social media! s.surveyplanet.com/ngd1035n
pensionsgoth.bsky.social
Today's Pensions Goth Blog explores what happens when life expectancy stalls but the State Pension Age keeps rising. pensionsresearch.co.uk/stalled-long...
pensionsgoth.bsky.social
Today’s Pensions Goth Blog explores how financial influencers are shaping the way people think about pensions and later life – and why understanding this is vital for future reforms. pensionsresearch.co.uk/why-we-are-s...

s.surveyplanet.com/ngd1035n
pensionsgoth.bsky.social
Help us!
DSPR is running a survey on how influencers shape views on later life.
Your answers will help tackle misinformation & improve engagement.
Please share with anyone who follows influencers! s.surveyplanet.com/ngd1035n
pensionsgoth.bsky.social
Are pension freedoms giving people a vital safety net — or encouraging early exits from work? Today’s Pensions Goth blog explores how flexible access may be shaping economic inactivity among older workers, and what this means for future retirement incomes.

pensionsresearch.co.uk/is-economic-...
pensionsgoth.bsky.social
Today’s Pensions Goth blog explores whether people who must leave work early because of disability or caring should be able to claim their State Pension before State Pension age, and what lessons we can learn from other countries. pensionsresearch.co.uk/mind-the-gap...
pensionsgoth.bsky.social
Today’s Pensions Goth blog explores why DC cannot simply copy the LGPS model, and asks how scale, pooling and value frameworks must adapt if DC is to play a bigger role.

pensionsresearch.co.uk/why-dc-strug...
pensionsgoth.bsky.social
Today’s Pensions Goth Blog looks at IFM Investors’ report on modern slavery in investment portfolios, and why this matters for pension schemes as long-term investors. It covers the risks, challenges of detection, and practical steps to drive change. pensionsresearch.co.uk/modern-slave...
pensionsgoth.bsky.social
Today’s Pensions Goth Blog explores the reality behind pensioner poverty, challenging assumptions that all older people are financially secure. It looks at who is most at risk, and why averages don’t tell the full story. #TripleLock #RetirementIncome

pensionsresearch.co.uk/beyond-the-h...
pensionsgoth.bsky.social
Today’s Pensions Goth blog explores how proposed disability benefit reforms will disproportionately affect older people, despite ministerial claims, with data showing rising poverty risks and limited work options for those in their 50s and 60s.

pensionsresearch.co.uk/disability-b...
pensionsgoth.bsky.social
Today’s Pensions Goth blog explores whether the new Pensions Commission is forgetting the people behind the system. While the Commission rightly focuses on adequacy, fairness and risk, it risks missing how real lives shape pension outcomes over time. pensionsresearch.co.uk/where-are-th...
pensionsgoth.bsky.social
I’ll be on BBC Radio Cumbria tomorrow at 7:40am, talking about State Pension age rises, caring, health, working-age benefits, and pension savings.

Big topics – and ones we need to talk about more.

#Pensions #StatePensionAge #Carers #BBCCumbria
pensionsgoth.bsky.social
Today’s Pensions Goth blog asks: is the triple lock a red herring? It’s been painted as the villain behind rising State Pension costs, but the real drivers are inflation and demographics, and we urgently need a long-term target before we scrap it. pensionsresearch.co.uk/is-the-tripl...
pensionsgoth.bsky.social
I’ll be on BBC Radio 4’s Money Box tomorrow at 3pm, talking to #SteveWebb about women and pensions.

We’ll be looking at why women get lower pensions, how the system works, and what you can do to improve your retirement prospects.

#MoneyBox #BBCRadio4 @stevewebb1.bsky.social @radio4.bsky.social
pensionsgoth.bsky.social
Today’s Pensions Goth blog explores whether pension schemes need collective support to deal with growing ESG and political risks, especially in the US.
pensionsresearch.co.uk/do-we-need-a...
pensionsgoth.bsky.social
Today's pensions goth explores the risks of setting a State Pension target without clear, consistent measures, and how statistical choices can distort pension adequacy. pensionsresearch.co.uk/we-need-an-i...
pensionsgoth.bsky.social
Today’s pensions goth blog explores how the shortage of affordable housing is driving systemic problems, from poor quality homes to increased private renting in later life. pensionsresearch.co.uk/the-hidden-c...
pensionsgoth.bsky.social
Perhaps fixing that is the first step!
pensionsgoth.bsky.social
Today’s blog argues that the pensions industry’s lack of collaboration creates inefficiencies and inconsistent outcomes for members. It suggests working together on defaults and retirement models could improve member outcomes and reduce duplication. pensionsresearch.co.uk/a-failure-to...
pensionsgoth.bsky.social
In this week’s blog, I talk to Joe Craig of Quietroom about why so many pension schemes are chasing engagement without asking what it’s really for. We explore how schemes can move beyond noise and box-ticking to genuinely connect with their members.
pensionsresearch.co.uk/the-problem-...
pensionsgoth.bsky.social
This week’s Pensions Goth blog considers how recent changes to the Winter Fuel Payment have expose wider challenges in ensuring adequate support for pensioners facing high energy costs.
pensionsresearch.co.uk/winter-fuel-...
pensionsgoth.bsky.social
I’m forward to talking on Sky News at 15:30 about winter fuel payments! :-)