Prof.Alex
@profalex.bsky.social
Camping lover, golf nut, cigars, & of course, dogs & cats. Attorney, Professor, 80s kid, Gen X.
Bankruptcy.Blog.
Bankruptcy.Blog.
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Think about those numbers. It’s a scary reality.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
February 6, 2026 at 4:03 PM
The Sun Has Set on Bahama Breeze 🌅
Darden Restaurants is pulling the plug on Bahama Breeze. After more than three decades, all locations will be closed, 14 will be converted to an Olive Garden/LongHorn.
If you have Bahama Breeze gift cards, hurry up and use them!
bankruptcy.blog/2025/05/baha...
Darden Restaurants is pulling the plug on Bahama Breeze. After more than three decades, all locations will be closed, 14 will be converted to an Olive Garden/LongHorn.
If you have Bahama Breeze gift cards, hurry up and use them!
bankruptcy.blog/2025/05/baha...
Prof. Hernandez: The Nationwide Shutdown of Bahama Breeze
Explore the recent changes at Bahama Breeze. Are they really closing? Get the details on their restaurant locations.
bankruptcy.blog
February 6, 2026 at 2:47 PM
The Sun Has Set on Bahama Breeze 🌅
Darden Restaurants is pulling the plug on Bahama Breeze. After more than three decades, all locations will be closed, 14 will be converted to an Olive Garden/LongHorn.
If you have Bahama Breeze gift cards, hurry up and use them!
bankruptcy.blog/2025/05/baha...
Darden Restaurants is pulling the plug on Bahama Breeze. After more than three decades, all locations will be closed, 14 will be converted to an Olive Garden/LongHorn.
If you have Bahama Breeze gift cards, hurry up and use them!
bankruptcy.blog/2025/05/baha...
Bankruptcy filings will continue to rise this year, especially after April.
February 6, 2026 at 4:44 AM
Bankruptcy filings will continue to rise this year, especially after April.
Smh... Please continue to prepare for retirement.
February 6, 2026 at 4:14 AM
Smh... Please continue to prepare for retirement.
February 5, 2026 at 10:04 PM
The retail apocalypse continues with 57 Saks Off 5th stores closing permanently, including all Neiman Marcus Last Call locations also shutting down.
See the full list of remaining stores 👇
#SaksBankruptcy #RetailApocalypse #neimanmarcus #saksoff5th
bankruptcy.blog/2026/01/saks...
See the full list of remaining stores 👇
#SaksBankruptcy #RetailApocalypse #neimanmarcus #saksoff5th
bankruptcy.blog/2026/01/saks...
The 57-Store Shutdown of Off Fifth Avenue and Financial Reset of Saks Global
Prof. Hernandez on the 57 Saks Off 5th closures and the Saks Global financial reset. See the full list of remaining stores and 2026 impact.
bankruptcy.blog
February 5, 2026 at 9:35 PM
The retail apocalypse continues with 57 Saks Off 5th stores closing permanently, including all Neiman Marcus Last Call locations also shutting down.
See the full list of remaining stores 👇
#SaksBankruptcy #RetailApocalypse #neimanmarcus #saksoff5th
bankruptcy.blog/2026/01/saks...
See the full list of remaining stores 👇
#SaksBankruptcy #RetailApocalypse #neimanmarcus #saksoff5th
bankruptcy.blog/2026/01/saks...
Think about those numbers. It’s a scary reality.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
February 5, 2026 at 8:21 PM
Think about those numbers. It’s a scary reality.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
No small biz owner fires 33% of their staff bc of 0.04%.
But corporations fire everyone while the CEOs get their "golden parachute."
We have to start asking ourselves if this is the version of "business as usual" we are willing to accept.
Your DOGE check is also being delayed....
But my bigger concern is physics, which I was never good at.
With the concepts of space & time, how can something non-existent be delayed?
But my bigger concern is physics, which I was never good at.
With the concepts of space & time, how can something non-existent be delayed?
February 5, 2026 at 6:57 PM
Your DOGE check is also being delayed....
But my bigger concern is physics, which I was never good at.
With the concepts of space & time, how can something non-existent be delayed?
But my bigger concern is physics, which I was never good at.
With the concepts of space & time, how can something non-existent be delayed?
And people still wish to argue otherwise. There are no such things as alternative facts. The truth has always been the truth, and always will be.
You are entitled to your own belief, but at the end of the day, the cold hard facts never lie, neither does your bank account or credit card balance.
You are entitled to your own belief, but at the end of the day, the cold hard facts never lie, neither does your bank account or credit card balance.
February 5, 2026 at 5:34 PM
And people still wish to argue otherwise. There are no such things as alternative facts. The truth has always been the truth, and always will be.
You are entitled to your own belief, but at the end of the day, the cold hard facts never lie, neither does your bank account or credit card balance.
You are entitled to your own belief, but at the end of the day, the cold hard facts never lie, neither does your bank account or credit card balance.
Timing is a Tactic: Don't Let the "Reaffirmation Agreement Ambush" Stall Your Fresh Start.
Timing isn't always an accident. It’s often a calculated maneuver.
Read the "11th-hour" tactic with creditors designed to pressure debtors.
bankruptcy.blog/2026/02/reaf...
Timing isn't always an accident. It’s often a calculated maneuver.
Read the "11th-hour" tactic with creditors designed to pressure debtors.
bankruptcy.blog/2026/02/reaf...
Dealing with the “Reaffirmation Ambush”: Creditor Tactics and the 11th-Hour Timing
Prof. Hernandez reveals how reaffirmation agreement timing is used as a tactic. Learn to counter the 11th-hour ambush by creditors.
bankruptcy.blog
February 5, 2026 at 5:20 PM
Timing is a Tactic: Don't Let the "Reaffirmation Agreement Ambush" Stall Your Fresh Start.
Timing isn't always an accident. It’s often a calculated maneuver.
Read the "11th-hour" tactic with creditors designed to pressure debtors.
bankruptcy.blog/2026/02/reaf...
Timing isn't always an accident. It’s often a calculated maneuver.
Read the "11th-hour" tactic with creditors designed to pressure debtors.
bankruptcy.blog/2026/02/reaf...
Remember that time you fired 33% of your staff because you took a .04% hit? That math doesn't add up.🤔
#WashingtonPost #wapo #jeffbezos #TaxTheBillionaires
#WashingtonPost #wapo #jeffbezos #TaxTheBillionaires
February 5, 2026 at 4:12 AM
Remember that time you fired 33% of your staff because you took a .04% hit? That math doesn't add up.🤔
#WashingtonPost #wapo #jeffbezos #TaxTheBillionaires
#WashingtonPost #wapo #jeffbezos #TaxTheBillionaires
In sports, if a team is losing, the coach is automatically blamed, regardless of what the front office (CEOs) did.
In business, if the company is losing money, employees are laid off.
See a pattern?
In business, if the company is losing money, employees are laid off.
See a pattern?
February 4, 2026 at 11:55 PM
In sports, if a team is losing, the coach is automatically blamed, regardless of what the front office (CEOs) did.
In business, if the company is losing money, employees are laid off.
See a pattern?
In business, if the company is losing money, employees are laid off.
See a pattern?
26 years practicing law, I've seen my share of things. But a lawyer wanting to be held in contempt, yeah, that's a first.
Not the onion. The Trump regime, folks!🎪
An exasperated & frustrated Dept of Homeland Security attorney declared
her job “sucks,” the legal process "sucks," she wishes the judge would hold her in contempt so she "can have a full 24 hours of sleep." abcnews.go.com/US/job-sucks...
An exasperated & frustrated Dept of Homeland Security attorney declared
her job “sucks,” the legal process "sucks," she wishes the judge would hold her in contempt so she "can have a full 24 hours of sleep." abcnews.go.com/US/job-sucks...
February 4, 2026 at 10:34 PM
26 years practicing law, I've seen my share of things. But a lawyer wanting to be held in contempt, yeah, that's a first.
February 4, 2026 at 8:41 PM
Bahama Breeze has issued a statement that they will be closing ALL their locations.
February 4, 2026 at 8:29 PM
Bahama Breeze has issued a statement that they will be closing ALL their locations.
Can you manage the government’s checkbook if you can’t manage your own?
The Alabama Political Reporter states that candidate Joshua Logan McKee’s record includes 2 bankruptcies, a prior federal tax lien, and a foreclosure.
+ shifting political identities (Democrat to No Party to Republican)
The Alabama Political Reporter states that candidate Joshua Logan McKee’s record includes 2 bankruptcies, a prior federal tax lien, and a foreclosure.
+ shifting political identities (Democrat to No Party to Republican)
February 4, 2026 at 8:17 PM
Can you manage the government’s checkbook if you can’t manage your own?
The Alabama Political Reporter states that candidate Joshua Logan McKee’s record includes 2 bankruptcies, a prior federal tax lien, and a foreclosure.
+ shifting political identities (Democrat to No Party to Republican)
The Alabama Political Reporter states that candidate Joshua Logan McKee’s record includes 2 bankruptcies, a prior federal tax lien, and a foreclosure.
+ shifting political identities (Democrat to No Party to Republican)
Buying a home is becoming more difficult, especially if you carry student loan debt. However, the Illinois Smart Buy program works as a "debt-delete" button, providing down payment assistance and student loan debt relief.
bankruptcy.blog/2025/01/illi...
bankruptcy.blog/2025/01/illi...
Illinois Smart Buy: Student Loan Relief for Homebuyers | Prof. Hernandez
The Smart Buy Program for 2026 will help student loan borrowers wipe out their debt and buy a home with down payment assistance.
bankruptcy.blog
February 4, 2026 at 7:45 PM
Buying a home is becoming more difficult, especially if you carry student loan debt. However, the Illinois Smart Buy program works as a "debt-delete" button, providing down payment assistance and student loan debt relief.
bankruptcy.blog/2025/01/illi...
bankruptcy.blog/2025/01/illi...
Did you know that 100% economists agree that the smaller the tax base, the less revenue there is and the worse that is for the economy?
#bankruptcyblog #immigrantsmakeamericagreat #Economics101
#bankruptcyblog #immigrantsmakeamericagreat #Economics101
February 4, 2026 at 5:28 PM
Did you know that 100% economists agree that the smaller the tax base, the less revenue there is and the worse that is for the economy?
#bankruptcyblog #immigrantsmakeamericagreat #Economics101
#bankruptcyblog #immigrantsmakeamericagreat #Economics101
Is your mortgage or car loan lender "ghosting" your credit report? 👻
After bankruptcy, your payments may go unreported by the mortgage or car loan lender.
What happened?
Today’s article focuses on unreported mortgage and car payments post-bankruptcy.
bankruptcy.blog/2026/02/unre...
After bankruptcy, your payments may go unreported by the mortgage or car loan lender.
What happened?
Today’s article focuses on unreported mortgage and car payments post-bankruptcy.
bankruptcy.blog/2026/02/unre...
Why Your Mortgage and Car Payments Are "Invisible" After Bankruptcy
Unreported car or mortgage payments on your credit report? Bankruptcy Attorney & published Law Professor explains Reaffirmation Agreements.
bankruptcy.blog
February 4, 2026 at 5:14 PM
Is your mortgage or car loan lender "ghosting" your credit report? 👻
After bankruptcy, your payments may go unreported by the mortgage or car loan lender.
What happened?
Today’s article focuses on unreported mortgage and car payments post-bankruptcy.
bankruptcy.blog/2026/02/unre...
After bankruptcy, your payments may go unreported by the mortgage or car loan lender.
What happened?
Today’s article focuses on unreported mortgage and car payments post-bankruptcy.
bankruptcy.blog/2026/02/unre...
Democracy Dies in... Corporate Downsizing
Reports of a "bloodbath" at WAPO 1/3 of staff gone.
Quick question: When was the last time a CEO was in a parking garage meeting "Deep Throat" to save democracy?
But they will probably get big bonuses for saving $$$ decided by what AI told them.
Reports of a "bloodbath" at WAPO 1/3 of staff gone.
Quick question: When was the last time a CEO was in a parking garage meeting "Deep Throat" to save democracy?
But they will probably get big bonuses for saving $$$ decided by what AI told them.
February 4, 2026 at 4:20 PM
Democracy Dies in... Corporate Downsizing
Reports of a "bloodbath" at WAPO 1/3 of staff gone.
Quick question: When was the last time a CEO was in a parking garage meeting "Deep Throat" to save democracy?
But they will probably get big bonuses for saving $$$ decided by what AI told them.
Reports of a "bloodbath" at WAPO 1/3 of staff gone.
Quick question: When was the last time a CEO was in a parking garage meeting "Deep Throat" to save democracy?
But they will probably get big bonuses for saving $$$ decided by what AI told them.
For comic book lovers, it’s the end of an era: Diamond Comic Distributors is officially moving from Chapter 11 bankruptcy to Chapter 7 liquidation.
After a failed attempt to reorganize, the "plug was pulled" when their primary lender, JPMorgan Chase, declined further funding.
After a failed attempt to reorganize, the "plug was pulled" when their primary lender, JPMorgan Chase, declined further funding.
February 4, 2026 at 2:44 PM
For comic book lovers, it’s the end of an era: Diamond Comic Distributors is officially moving from Chapter 11 bankruptcy to Chapter 7 liquidation.
After a failed attempt to reorganize, the "plug was pulled" when their primary lender, JPMorgan Chase, declined further funding.
After a failed attempt to reorganize, the "plug was pulled" when their primary lender, JPMorgan Chase, declined further funding.
If you have secured debt like a car or home and filing for bankruptcy, you will have to deal with a reaffirmation agreement. But there are times your lawyer will refuse to sign one. Why?
I explain the pitfalls in today's blog. 👇
#bankruptcyblog #bankruptcylaw #reaffirmationagreement
I explain the pitfalls in today's blog. 👇
#bankruptcyblog #bankruptcylaw #reaffirmationagreement
February 3, 2026 at 6:10 PM
If you have secured debt like a car or home and filing for bankruptcy, you will have to deal with a reaffirmation agreement. But there are times your lawyer will refuse to sign one. Why?
I explain the pitfalls in today's blog. 👇
#bankruptcyblog #bankruptcylaw #reaffirmationagreement
I explain the pitfalls in today's blog. 👇
#bankruptcyblog #bankruptcylaw #reaffirmationagreement
I guess haters will be haters. Last week, I read an article criticizing Bruce Springsteen's song on ICE/Minneapolis, stating it's not a Dylan-like "Blowing in the Wind."
Also criticizing it for only having 2 million views on YouTube. I found out now it is the #1 song.
Also criticizing it for only having 2 million views on YouTube. I found out now it is the #1 song.
February 3, 2026 at 6:06 PM
I guess haters will be haters. Last week, I read an article criticizing Bruce Springsteen's song on ICE/Minneapolis, stating it's not a Dylan-like "Blowing in the Wind."
Also criticizing it for only having 2 million views on YouTube. I found out now it is the #1 song.
Also criticizing it for only having 2 million views on YouTube. I found out now it is the #1 song.
Bankruptcy exemptions vary per state and are subject to residency requirements as well, so that is why it is crucial to know your state's exemptions + the federal exemption (if used in your state) to determine which one better protects your assets!
Read my latest blog on the bankruptcy exemptions 👇
Read my latest blog on the bankruptcy exemptions 👇
February 3, 2026 at 5:15 PM
Bankruptcy exemptions vary per state and are subject to residency requirements as well, so that is why it is crucial to know your state's exemptions + the federal exemption (if used in your state) to determine which one better protects your assets!
Read my latest blog on the bankruptcy exemptions 👇
Read my latest blog on the bankruptcy exemptions 👇