BoC rate is 2.25% (Jan 2026).
Most major banks expect a hold through 2026, with some forecasting small hikes late in the year.

Trade uncertainty + strong jobs = no rush to cut.
Stability first.

As we step into a brand new year, I want to take a moment to say thank you — to every client, friend, family member, and supporter who trusted me, encouraged me, or cheered me on this past year.

Wishing you health, happiness, and new opportunities in the year ahead. 🥂

A rare opportunity to step into a fully built-out restaurant space in the heart of Galt Cambridge.

This business is ready for the right operator to bring new energy, vision, and growth. With strong visibility, an existing setup, and room to improve performance.

🎄 Merry Christmas from my family to yours!
I hope today is filled with good food, great company, and a little time to slow down and enjoy what matters most. Thank you to everyone who trusted me this year — your support means more than you know. Wishing you a joyful holiday and a bright year ahead. ✨

Don’t do THESE or your mortgage could fall apart 😬
Yes—this needs all five. Here they are (with why):
DM me “Closing” if you want my complete pre-closing checklist
#closingdaytips #mortgageapproval #homebuyingtips #guelphrealtor #canadianrealestate #firsttimebuyer

A side-by-side monthly comparison of a $3,000 rental vs buying with the same payment.
Most people are shocked by how close the numbers actually are — especially with equity growth.

#rentvsbuy #canadianhousing #guelphrentals #guelphhomes #puslinch #realestatevalue #equitygrowth

How we sold + bought in the same market without stress.

Last month, a growing family came to me overwhelmed — they needed more space but didn’t want to risk ending up houseless between transactions.

Thinking of upsizing? DM me “Move Up Plan”.

#moveupbuyer #successstory

If you're a family looking for space, community, safety, excellent schools, and that perfect blend of city + small-town warmth… Guelph keeps showing up at the top of the list.

Here’s why so many families are moving to Guelph (and staying for good):

MYTH: You need 20% down to buy a home in Canada.

Nope!!!
You can buy with as little as 5% down, depending on the purchase price.

What matters more is your credit, debt ratio, and long-term goals.

I help clients build a personalized plan that matches their life — not the internet’s advice.

What $900,000 gets you in Guelph right now!

Want the top 5 homes under $900K, that are for you? Send me “Top 5

#guelphopenhouse #guelphpreview #guelphmarket #realestatetour #househunting #canadianrealtor #familyhomes #realtorsofinstagram

STOP touring homes without a pre-approval.

Getting pre-approved strengthens your offer, tells you exactly what budget you’re working with, and helps you win in competitive situations.

I walk all my clients through this step.

Message me “Pre-Approval” and I’ll send you my trusted lender list.

Know what’s hot, what’s slowing, and where the hidden deals are hiding.

Whether you're upsizing, downsizing, or buying your first home, I'll give you the clarity you need before making any moves.

DM me “Market Update” for the full breakdown tailored to your neighbourhood.

Ontario just passed Bill 60 — here are the major changes every tenant and landlord should know. Shorter notice periods, faster evictions, and new rules at the LTB. If you need help understanding how this affects you, message me anytime.

Amrit Gill, Broker/Owner
(416) 358-1711

What makes a great Realtor?
Trust. Guidance. Real results.

This quick highlight is a little window into who I am, how I work, and what you can expect when we partner together.