I am a constitutional liberal, an optician,a student of finance. A self-taught explorer of the sciences of mind, nature, and language. A speculator on the world’s stock exchanges, author, and in retirement. What sustains me: integrity, someday the beauty of a wonderful woman, and faith in God.

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My ideas: Zero tolerance for crime, corruption, and drug trafficking; tackling poverty as a root cause; protecting human rights and the right to asylum; living equality; thinking in an eco‑economic balance; integration following the Swiss model; actively upholding European values.

My idea: a value‑oriented liberalism with a strong focus on security and human rights, complementing Germany’s chance‑oriented liberalism centered on education, economy, and innovation. Freedom needs both opportunities and values to build a responsible and humane society.

Cultural liberalism emphasizes pluralism, tolerance, and individual life choices. It defends diversity, minority rights, and cultural self‑determination, ensuring freedom of expression and authentic living within a fair and inclusive society.

Social liberalism - links freedom with social responsibility. The state intervenes to secure equal opportunities, expanding education, welfare, and labor rights. It balances individual liberty with fairness, ensuring that society protects the vulnerable while fostering democratic participation.

Ordoliberalism - is a German variant from the Freiburg School in the 1930s. The state creates a legal framework, prevents monopolies and cartels, and ensures fair competition. It became the foundation of Germany’s Social Market Economy, balancing freedom with social responsibility.

Constitutional Liberalism - means that freedom is secured only through a binding constitution. The rule of law and separation of powers form its foundation. A classic example is the United States, with its strong constitutional framework and commitment to individual rights.

Political liberalism - emphasizes human rights, democracy, and the rule of law. It defends freedom of speech, religion, and assembly, ensuring diverse voices can coexist. Its goal is to limit state power through constitutional checks, protecting individuals from tyranny and safeguarding liberty.

Dear followers, our ancestral story shows: wealth may fade, but hope endures. From the shadows of the past, we draw strength to believe in opportunities for all. Each of us carries within the power to dare, to create, and to walk our own path. Be brave – the future is yours!

Audiobooks are an effective medium for advancing language proficiency from B2 to C2. Audible offers a wide range, particularly in Business, Finance, and Economics. Learners should first grasp content in their native language and then deepen it in English—an enriching supplement for students.

In Germany, rising from rags to riches is rare. A burdensome tax system stifles ambition and even makes people fear stocks. I dream of a nation where honest work, not inheritance, brings prosperity—wealth used not for vanity, but to help others.I am no longer so fit, but the reader is. Good Luck.

For a long-term perspective, classic authors like Benjamin Graham and George S. Clason teach principles that remain valid regardless of market trends.

📚 Timeless Classics in Finance

📚 Practical Strategy Books on Wealth Building....

Got it — you’re looking for English-language books that, like Gerd Kommer or John Bogle, provide practical strategies for building wealth.

Top Books on Money Mindset & Financial Psychology.

If you want English books that focus on mindset and psychology in finance, here are some of the most impactful titles. They show why the way you think about money is more important than any strategy.