It would be years before I repaid her in earnest for that kindness. People can't simply budget their way out of poverty, and economics as designed keep poor people poor. Being stuck in that system doesn't mean you're stupid; it just means you might need a small lift until you can stand on your feet.

I was accruing daily fees and, by the time my next pay came in, it wouldn't even cover the fees. They refused to even freeze the account to let me catch up. I only got through it because Mom saw me crying and gave me enough to pay off the fees so I could scrounge my way back to a positive balance.

When I was first learning to budget, I didn't understand charged vs posted dates. I made a purchase on the same day I made a deposit. The ordering of posted transactions caused me to "overdraft", and ate my paycheck; I didn't find out until checking my balance a week later, where I learned that

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I feel this is my dev souuuuuuuul

Happy Valntimes from Cafe Lophop and Friends!! (4/4)
#ffxiv

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I did a double take after misreading as "Wander whither the wines take thee." That would not end well for me. 😂

I am continuing my 50% off sale on select listings (including some new listings!) this month -
banishedpixels.etsy.com