@askralph.bsky.social
A new identity, new strength, and a new beginning. Budgets aren’t about guilt or restriction. They’re about clarity, freedom, and peace. When you understand them, your finances—and your heart—start to align. #BudgetWithPeace #FaithAndFinance #FinancialFreedom #ChristianReels #PeacefulPlanning
January 8, 2026 at 10:07 AM
A new identity, new strength, and a new beginning. Budgets aren’t about guilt or restriction. They’re about clarity, freedom, and peace. When you understand them, your finances—and your heart—start to align. #BudgetWithPeace #FaithAndFinance #FinancialFreedom #ChristianReels #PeacefulPlanning
God doesn’t accuse—He invites.
Conviction has hope. Condemnation pushes.
#ComeCloser #HolySpirit #FaithGrowth #ChristianLiving
Conviction has hope. Condemnation pushes.
#ComeCloser #HolySpirit #FaithGrowth #ChristianLiving
January 8, 2026 at 9:36 AM
God doesn’t accuse—He invites.
Conviction has hope. Condemnation pushes.
#ComeCloser #HolySpirit #FaithGrowth #ChristianLiving
Conviction has hope. Condemnation pushes.
#ComeCloser #HolySpirit #FaithGrowth #ChristianLiving
If you travel for content creation, collaborations, filming, or conferences, your travel expenses may qualify for significant business travel deductions. In this episode, I explain how to write off business trips, providing key tax tips for creators. Understanding your travel expense deduction can
January 8, 2026 at 9:07 AM
If you travel for content creation, collaborations, filming, or conferences, your travel expenses may qualify for significant business travel deductions. In this episode, I explain how to write off business trips, providing key tax tips for creators. Understanding your travel expense deduction can
For any "small business" owner, it's common to work hard and still see tight profits; often, this is due to overlooked financial 'leaks' rather than a lack of effort. Saggio Accounting+PLUS helps you focus on sustainable growth by addressing issues like suboptimal "pricing method" and poor
January 8, 2026 at 1:27 AM
For any "small business" owner, it's common to work hard and still see tight profits; often, this is due to overlooked financial 'leaks' rather than a lack of effort. Saggio Accounting+PLUS helps you focus on sustainable growth by addressing issues like suboptimal "pricing method" and poor
Starting in 2025, the increased SALT cap has significant new "tax implications" homeowners should be aware of. We'll explain the updated "state and local taxes" (SALT) deduction and how it impacts your "itemized deductions" versus the "standard vs itemized deduction". This video offers crucial "tax
January 8, 2026 at 1:27 AM
Starting in 2025, the increased SALT cap has significant new "tax implications" homeowners should be aware of. We'll explain the updated "state and local taxes" (SALT) deduction and how it impacts your "itemized deductions" versus the "standard vs itemized deduction". This video offers crucial "tax
If you've received an "irs notice," don't panic, but don't ignore it either! This video offers crucial tips for "scam prevention" and "fraud protection" when dealing with official correspondence, highlighting the importance of verifying legitimacy and exercising "email safety." For help with your
January 8, 2026 at 12:25 AM
If you've received an "irs notice," don't panic, but don't ignore it either! This video offers crucial tips for "scam prevention" and "fraud protection" when dealing with official correspondence, highlighting the importance of verifying legitimacy and exercising "email safety." For help with your
The new "no tax on tips bill" for 2025 has many people wondering how it impacts their income. This video explains that while you might hear about "no tax on tips explained," it's a deduction, not an automatic exemption, requiring proper documentation for your "tax returns". For effective "tax
January 8, 2026 at 12:24 AM
The new "no tax on tips bill" for 2025 has many people wondering how it impacts their income. This video explains that while you might hear about "no tax on tips explained," it's a deduction, not an automatic exemption, requiring proper documentation for your "tax returns". For effective "tax
If you're a **small business** owner or resident in Delaware, understanding **delaware tax laws** is crucial. This video offers essential **tax facts** to help you navigate the complexities of **state tax** and **income tax** regulations. We provide insights into a sound **tax strategy** and
January 7, 2026 at 11:28 PM
If you're a **small business** owner or resident in Delaware, understanding **delaware tax laws** is crucial. This video offers essential **tax facts** to help you navigate the complexities of **state tax** and **income tax** regulations. We provide insights into a sound **tax strategy** and
Ralph Estep Jr. from Saggio Accounting Plus shares important "tax tips" regarding "federal tax credits" for home improvements. With some "home energy tax credit" options potentially phasing out in 2025, it's crucial to understand "how to claim tax credits" to "save money on taxes". Proactive "tax
January 7, 2026 at 11:27 PM
Ralph Estep Jr. from Saggio Accounting Plus shares important "tax tips" regarding "federal tax credits" for home improvements. With some "home energy tax credit" options potentially phasing out in 2025, it's crucial to understand "how to claim tax credits" to "save money on taxes". Proactive "tax
Your mistakes don’t get the final word. Hope changes outcomes. When you believe forgiveness is real, you don’t just manage money differently —you begin living differently. Because the issue isn’t just finances. It’s the heart. And Christ still heals hearts.
#faithandfinance ChristIsWorking
#faithandfinance ChristIsWorking
January 7, 2026 at 10:14 AM
Your mistakes don’t get the final word. Hope changes outcomes. When you believe forgiveness is real, you don’t just manage money differently —you begin living differently. Because the issue isn’t just finances. It’s the heart. And Christ still heals hearts.
#faithandfinance ChristIsWorking
#faithandfinance ChristIsWorking
Not sinful—but distracting.
That’s when storage becomes a substitute savior.
#KingdomFocus #TrustGod #FaithMindset #LetGo
That’s when storage becomes a substitute savior.
#KingdomFocus #TrustGod #FaithMindset #LetGo
January 7, 2026 at 9:46 AM
Not sinful—but distracting.
That’s when storage becomes a substitute savior.
#KingdomFocus #TrustGod #FaithMindset #LetGo
That’s when storage becomes a substitute savior.
#KingdomFocus #TrustGod #FaithMindset #LetGo
Subscriptions. Your phone. Your internet. If it helps you create, post, edit, or run your content business, it counts. Most creators pay for these every month…and never think to deduct them. Stop leaving money on the table. These are some of the easiest write-offs to fix. #CreatorTaxTips
January 7, 2026 at 9:20 AM
Subscriptions. Your phone. Your internet. If it helps you create, post, edit, or run your content business, it counts. Most creators pay for these every month…and never think to deduct them. Stop leaving money on the table. These are some of the easiest write-offs to fix. #CreatorTaxTips
Navigating **taxes** can be complex, especially with new rules. This video clarifies a new **car tax deductions** benefit for personal use vehicles, starting in 2025.
Learn about critical disqualifiers to help with your **tax planning** and ensure you're making informed financial decisions. This
Learn about critical disqualifiers to help with your **tax planning** and ensure you're making informed financial decisions. This
January 7, 2026 at 1:29 AM
Navigating **taxes** can be complex, especially with new rules. This video clarifies a new **car tax deductions** benefit for personal use vehicles, starting in 2025.
Learn about critical disqualifiers to help with your **tax planning** and ensure you're making informed financial decisions. This
Learn about critical disqualifiers to help with your **tax planning** and ensure you're making informed financial decisions. This
Are you running your business or constantly chasing your books? Many owners experience burnout from the demands of business accounting and the time-consuming nature of bookkeeping. At Saggio Accounting Plus, we provide expert bookkeeping services tailored for small business owners, ensuring your
January 7, 2026 at 12:29 AM
Are you running your business or constantly chasing your books? Many owners experience burnout from the demands of business accounting and the time-consuming nature of bookkeeping. At Saggio Accounting Plus, we provide expert bookkeeping services tailored for small business owners, ensuring your
Navigating taxes can be complex, especially with new changes like the updated child tax credit rules for 2025. This video spotlights common irs errors and tax return mistakes that can delay refunds and lead to IRS letters. Get essential tax tips to avoid tax problems and ensure a smooth individual
January 6, 2026 at 11:27 PM
Navigating taxes can be complex, especially with new changes like the updated child tax credit rules for 2025. This video spotlights common irs errors and tax return mistakes that can delay refunds and lead to IRS letters. Get essential tax tips to avoid tax problems and ensure a smooth individual
Here’s Truth #2 every business owner needs to win in 2026: A CEO Day is a cure for decision fatigue. Most owners aren’t tired because they’re weak—you’re strong, committed, hardworking. You’re tired because you’re making too many small decisions every single day. A CEO Day changes that. It
January 6, 2026 at 9:28 PM
Here’s Truth #2 every business owner needs to win in 2026: A CEO Day is a cure for decision fatigue. Most owners aren’t tired because they’re weak—you’re strong, committed, hardworking. You’re tired because you’re making too many small decisions every single day. A CEO Day changes that. It
When your goals are visible, they stop being just ideas—they become assignments. Clarity, focus, and joy follow. Jason created a simple vision board with a cabin, “Debt Free” sticky note, and a family photo. Every time he sees it, he remembers who he’s becoming. That’s the power of vision.
January 6, 2026 at 10:15 AM
When your goals are visible, they stop being just ideas—they become assignments. Clarity, focus, and joy follow. Jason created a simple vision board with a cabin, “Debt Free” sticky note, and a family photo. Every time he sees it, he remembers who he’s becoming. That’s the power of vision.
Your home disciples your heart—every single day.
#GenerousLiving #GodIsMySource #FaithInAction
#GenerousLiving #GodIsMySource #FaithInAction
January 6, 2026 at 9:21 AM
Your home disciples your heart—every single day.
#GenerousLiving #GodIsMySource #FaithInAction
#GenerousLiving #GodIsMySource #FaithInAction
Most creators are leaving money on the table—and they don’t even know it. If you use it to record, edit, or produce content, it’s typically deductible. Camera. Lenses. Mic. Laptop. Monitor. Lights. One creator skipped a $1,200 lens deduction because he thought he “wasn’t big enough yet.” That
January 6, 2026 at 9:16 AM
Most creators are leaving money on the table—and they don’t even know it. If you use it to record, edit, or produce content, it’s typically deductible. Camera. Lenses. Mic. Laptop. Monitor. Lights. One creator skipped a $1,200 lens deduction because he thought he “wasn’t big enough yet.” That
If you've ever felt confused about filing your **taxes**, Saggio Accounting Plus is here to simplify the process. We guide you through each step of **tax preparation**, ensuring all your documents are organized and accurate. Our comprehensive **accounting services** and expert **tax planning** are
January 6, 2026 at 2:55 AM
If you've ever felt confused about filing your **taxes**, Saggio Accounting Plus is here to simplify the process. We guide you through each step of **tax preparation**, ensuring all your documents are organized and accurate. Our comprehensive **accounting services** and expert **tax planning** are
Changes to the **new tax code** for the 2025 tax year will significantly impact how you file your **taxes** in 2026. These **irs tax updates** are making many do-it-yourself filers consider professional assistance. Proactive **tax planning** and working with a **professional tax preparer** can make
January 6, 2026 at 2:53 AM
Changes to the **new tax code** for the 2025 tax year will significantly impact how you file your **taxes** in 2026. These **irs tax updates** are making many do-it-yourself filers consider professional assistance. Proactive **tax planning** and working with a **professional tax preparer** can make
Are you a **small business** owner working hard but still seeing tight profits? This video addresses common financial "leaks" that can hinder **business growth**, such as neglecting proper **pricing strategies** and overlooking **cash flow** management. Saggio Accounting helps you focus on growth,
January 5, 2026 at 11:27 PM
Are you a **small business** owner working hard but still seeing tight profits? This video addresses common financial "leaks" that can hinder **business growth**, such as neglecting proper **pricing strategies** and overlooking **cash flow** management. Saggio Accounting helps you focus on growth,
A business that grows without intentional leadership doesn’t scale—it spins out of control.
Here’s the truth every owner needs to hear before 2026 hits:
If you don’t schedule clarity, chaos will gladly fill the space.
Emails. Team questions. Customer fires.
The loudest thing always grabs your
Here’s the truth every owner needs to hear before 2026 hits:
If you don’t schedule clarity, chaos will gladly fill the space.
Emails. Team questions. Customer fires.
The loudest thing always grabs your
January 5, 2026 at 10:22 PM
A business that grows without intentional leadership doesn’t scale—it spins out of control.
Here’s the truth every owner needs to hear before 2026 hits:
If you don’t schedule clarity, chaos will gladly fill the space.
Emails. Team questions. Customer fires.
The loudest thing always grabs your
Here’s the truth every owner needs to hear before 2026 hits:
If you don’t schedule clarity, chaos will gladly fill the space.
Emails. Team questions. Customer fires.
The loudest thing always grabs your
Ralph V. Estep, Jr., a licensed accountant with over 30 years of experience, introduces Saggio Accounting Plus, offering comprehensive "accounting services" for both personal and "small business" needs. Whether you're seeking expert "bookkeeping" to stay organized or require specialized "tax
January 5, 2026 at 7:33 PM
Ralph V. Estep, Jr., a licensed accountant with over 30 years of experience, introduces Saggio Accounting Plus, offering comprehensive "accounting services" for both personal and "small business" needs. Whether you're seeking expert "bookkeeping" to stay organized or require specialized "tax
Financial clutter isn’t a failure—it’s human. Too many accounts, subscriptions, and obligations quietly weigh on our minds. Simplifying doesn’t always mean more money. It means more space, calmer thoughts, and room for peace to grow. #FinancialPeace #SimplifyYourLife #MoneyMindset
January 5, 2026 at 10:09 AM
Financial clutter isn’t a failure—it’s human. Too many accounts, subscriptions, and obligations quietly weigh on our minds. Simplifying doesn’t always mean more money. It means more space, calmer thoughts, and room for peace to grow. #FinancialPeace #SimplifyYourLife #MoneyMindset