Joel Barnehama
barnehama.bsky.social
Joel Barnehama
@barnehama.bsky.social
Architect of the Exclusive IUL. 🏛️ I help families build tax-free wealth and ironclad protection using strategies the big banks keep to themselves.

🛡️ Family Protection Specialist 📈 Wealth Strategy & Legacy Planning 🔗 https://compassroad.biz/
By adding Living Benefit riders, you can accelerate a portion of your death benefit to access capital during major health events. This means liquidity when it matters most—not after the fact.
#LivingBenefits #IUL #WealthProtection
January 5, 2026 at 2:02 PM
What if your child’s life insurance policy could do more than protect them? With the right strategy, you can use their policy to grow your own retirement.
#IUL #FinancialEducation #WealthStrategy
January 4, 2026 at 8:01 PM
If your 2025 plan is to “save more money,” you’re following advice that quietly destroys wealth in an inflationary world. Traditional savings accounts and retail strategies were never designed to make you wealthy.
#WealthStrategy #IUL #FinancialFreedom
January 3, 2026 at 12:02 PM
If your business protects key employees with five separate IULs, you’re walking into an administrative nightmare—and worse, a financial bottleneck. Each policy has a low MEC limit, meaning your capital sits on the sidelines while opportunity slips away.
#CorporateStrategy #IUL #MegaMEC
January 1, 2026 at 8:02 PM