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"Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." -Albert Einstein

There's no evidence that Einstein ever said this, but, it's still wise.

Which side of the compound interest equation do you live on? How is it impacting your life?

The majority of what you need to know about personal finance literally fits on an index card. There are many variations of this, but this one comes from University of Chicago professor Harold Pollack. Do most of these things, most of the time, and you'll be way ahead of most people.

At last night's class, we discussed the importance of starting to invest early.

Why is this so important?

Because of the power of compound interest. The earlier you start investing, the longer your investment returns have to also earn investment returns, growing your nest egg faster and bigger.