Canadian mortgages work similarly to UK mortgages - you renew it in increments, and can pay them off at any time during that period, but may be hit with the greater of an interest rate differential (IRD) or 3 months interest. The IRD can be 6+% of the amount owed.

That sucks :( Can you make hot water when you have electricity and fill a hot water bottle?

Yeah, came here to say this. 5400 cases in Canada this year. For whatever reason, Canada's measles vaccination rate is quite a bit lower than USA's.

Yeah, might just be my limited understanding of this business. I am guessing that paper products such as packaging must be treated separately from newsprint and other flat paper, which could account for the shutdown of the paper mill while still making paper products.

They shut down the paper operation in January 2024, according to their own website: www.domtar.com/paper-excell...

You'll also note that the paper machines and paper production aren't listed here: www.domtar.com/our-location...

Leopards are clear losers at turret toss.

Interview very much worth reading if you're interested in the future of power in B.C. (which you should be!) www.thetyee.ca/News/2025/11...

Let's see what happens, but I think it will be an unfortunate tell if Carney chooses to throw BC under the bus while teaming up with Danielle "Notwithstanding" Smith to turn over a tanker ban: stomping on human rights is rewarded by Carney.

Sounds like Chamberlain?