Warren Buffet: "The best way to own...stock is through an #index fund that charges minimal fees. Those following this path are sure to beat the net results [after fees and expenses] delivered by the great majority of investment professionals."

#PersonalFinance #Money #FinancialFreedom #Invest

The Base Rate got cut to 4.25%.
Shield your savings from further rate cuts.
Our pick of the week is from Virgin Money with 2 options:

1 Year Fixed Rate E-Bond, 4.31% AER

1 Year Fixed Rate Cash E-ISA, 4.10% AER

Get the best rate. Use your switching power!

#InterestRates #Money #Savings

Dogs don't care about interest rates. You should.
The UK Base Rate is now 4.25%.

There’s an expectation of another two 0.25% rate cuts in 2025.

Think about a switch to get the best deal on mortgages & savings.

#BuildUpYourWealth #MyDogReggie #InterestRates #PersonalFinance #Money #Mortgage

Does your business bank account offer value?

These 4 highly rated providers (Allica Bank, @monzo.com Starling Bank & Tide) offer banking benefits & interest on your cash held with them, either directly via instant access accounts or through linked savings accounts.

#BusinessBanking #Money

6 simple tips to build yourself a solid financial future.
Once you have a strong foundation, pick your investments. Treat them like building blocks.
One block or lots of blocks.
Combine them to help achieve your financial goals. #BuildUpYourWealth #Money #PersonalFinance #FinancialFreedom #Wealth

Parents! Build wealth & education through these three things:
1. Junior ISAs
2. Set up a pension for kids - a Junior SIPP
3. Children can learn about money using award-winning providers like Go Henry & Starling Bank

#BuildUpYourWealth #Money #PersonalFinance #FinancialFreedom #JuniorISA

3 tips to help build our wealth:

1. Use the ISA allowance for tax-free capital gains & interest
2. Contribute more into a pension – workplace, SIPP or both
3. Use credit cards but pay the full balance every month

#FinancialPlan #PersonalFinance #Money #BuildUpYourWealth

Building blocks & investing are similar.

When the blocks are in a messy pile, it’s impossible to make sense of them.

Investments need to be grouped to match specific goal. Sort investments by asset class, region & sector. Remember each asset has a particular risk.

#BuildUpYourWealth #Money

What does investing actually look like?
Global markets have had a wobble.

Here's the 5-year performance of a global equity index fund.

It’s important to put short-term events into perspective, and focus on time in the market.

DM me with any questions.

#PersonalFinance #Money #Tariff #Invest

Trump has had a tantrum.
Investors have been impacted.
How can we build up any wealth?

Well, it’s difficult in the short term. Take a long-term view of investing. Select low-cost, diversified index funds.

#FinancialPlan #FinancialFreedom #PersonalFinance #TaxEfficient #Investing #tariffs #trump

Invest £5 a week for 20 years with an annual return of 7.5% and you could end up with £11,259.
That’s less than two flat whites a week.

Take some time to think about your financial goals, review your ISA and pensions, and build up your wealth.

Two words: compound returns.
The concept isn’t magic but it is pretty magical.

In the stock market, compound growth allows your initial investment to grow on both the original amount invested and any accumulated earnings (dividends).

#FinancialFreedom #PersonalFinance #CompoundGrowth

For a solid foundation and to give your money the best chance to grow, my TIP has three ingredients:
Track your income & expenses
Invest in ISAs
Plan your pension

Use tax relief to build up your pension pot.

#FinancialPlan #FinancialFreedom #PersonalFinance #Budget #TaxEfficient

The base rate (Bank Rate) is currently at 4.5%.
The Bank of England pays interest to high street banks that hold money with them. Their rate determines lending & savings rates. It's also used to control inflation.

#FinancialFreedom #InterestRates #BankofEngland #PersonalFinance #Inflation

Invested in the default fund in your workplace pension?
Is it delivering good outcomes for you?

Why not review your pension options?

Get to know what your fund invests in.
Understand performance & charges.
Switch if appropriate.

Take more control of your investments.

#Pension #FinancialFreedom

UK folk, thinking about starting or topping up an ISA?

Which will you choose, a Cash ISA or a Stocks & Shares ISA?

You can hold both, as long as your contributions to both types of ISA don’t exceed £20,000.

Invest according to your own attitude to risk.

#financialfreedom #personalfinance #ISA

Do you want to take more control of your financial future? Rule number one: Make a plan and stick with it. Give yourself a solid foundation and opportunities to build wealth through savings & investments will follow.
#financialfreedom #personalfinance #financialcoach #buildwealth