Lightnews — Scholar-powered news

Central Bank of Ireland @centralbankireland.bsky.social · 3h

In the first episode of our latest series of Word on the Street, we ask the people of Dundalk for their views on Instant Payments - transferring money from bank to bank.

See our Explainer for more details:
www.centralbank.ie/InstantPayme...
youtu.be/FTsyz0VGP7g?...

Word on the Street – Can you send a payment from your bank instantly to another bank?

YouTube video by Central Bank of Ireland

youtu.be

Central Bank of Ireland @centralbankireland.bsky.social · 3h

📊 Retail interest rates statistics for August 2025 are now available.
Read more here: www.centralbank.ie/statistics/d...

In August, the average interest rate on new Irish household term deposits was 10 basis points above the Euro Area average.

Central Bank of Ireland @centralbankireland.bsky.social · 2d

📺 Watch: Colm Kincaid (Deputy Governor, Consumer and Investor Protection) outlines Central Bank of Ireland’s support for IOSCO’s World Investor Week and how it aligns with the Central Bank’s mandate. #WorldInvestorWeek #IOSCOWIW2025

Central Bank of Ireland @centralbankireland.bsky.social · 4d

Effective from 1 January 2026, Central Bank of Ireland has reduced the Insurance Compensation Fund Levy from 2% to 1%. www.centralbank.ie/news/article...

Central Bank of Ireland - North Wall Quay Building

Central Bank of Ireland @centralbankireland.bsky.social · 5d

💬 Read remarks from Governor Gabriel Makhlouf at British Irish Chamber of Commerce today. www.centralbank.ie/news/article...

Central Bank of Ireland @centralbankireland.bsky.social · 6d

💬 “Towards Our Future Financial Wellbeing” – read remarks from Colm Kincaid (Deputy Governor, Consumer & Investor Protection, Central Bank of Ireland) at Financial Services Ireland. www.centralbank.ie/news/article...

1

Central Bank of Ireland @centralbankireland.bsky.social · 7d

💳 Monthly Card Payment statistics for August 2025 are now available. Read more here: www.centralbank.ie/statistics/d...

In August, Mobile Wallet Payments increased in value when compared to July.

Central Bank of Ireland @centralbankireland.bsky.social · 8d

Our New Lending Frontier Statistics update shows that non-bank new lending to Irish enterprises was €888 million in Q1 2025. SMEs received €550 million in new loans, while new lending to large enterprises was €338 million. www.centralbank.ie/statistics/f...

Non-bank new lending to Irish enterprises was 888 million Euro in Q1 2025. SMEs received 550 million Euro in new loans, while new lending to large enterprises was 338 million Euro.

Central Bank of Ireland @centralbankireland.bsky.social · 9d

Our Household Debt Frontier Statistics Q1 update shows that total loans from domestic lenders to Irish households fell slightly to €155bn in Q1 2025, and that mortgages account for 75% of total household loans. www.centralbank.ie/statistics/f...

1

Central Bank of Ireland @centralbankireland.bsky.social · 12d

Our latest Frontier Statistics data on mortgage rates shows that the median interest rate on mortgage loans held by non-lending non-banks has fallen to 3.55%, 10 basis points higher than the median rate on bank-held mortgage loans. www.centralbank.ie/statistics/f...

The median interest rates on mortgages held by banks, lending non-banks, and non-lending non-banks have been converging since the ECB began cutting policy rates.

1

Central Bank of Ireland @centralbankireland.bsky.social · 12d

Our Q1 2025 Total Domestic Credit Frontier Statistics data shows that the average mortgage debt per principal-dwelling home mortgage borrower varies by county from €64,000 in Donegal to €138,000 in Dublin. www.centralbank.ie/statistics/f...

Frontier Statistics: In March, the average mortgage debt per Principal-Dwelling Home (PHD) borrower ranged from 64 thousand Euro in Donegal to 138 thousand Euro in Dublin.

1

Central Bank of Ireland @centralbankireland.bsky.social · 13d

In his annual letter to students of economics, Governor Gabriel Makhlouf outlines seven key learnings from working in economics over many years. Read the full blog: www.centralbank.ie/news/article...

The Governor's annual letter to students of economics.

Central Bank of Ireland @centralbankireland.bsky.social · 13d

Applications for our Graduate Programme 2026 are NOW OPEN! This is your chance to work for the public good and unlock your potential. Apply now at: www.centralbank.ie/careers/grad...

Central Bank of Ireland @centralbankireland.bsky.social · 15d

Speaking at our Payments Seminar: Charting a Future Payments Path for Ireland today, Deputy Governor Vasileios Madouros launched the Innovation Sandbox Programme which will focus on the theme of Innovation in Payments. Applications are now open here:
www.centralbank.ie/news/article...

Vasileios Madouros speaking at the Payments Seminar

Central Bank of Ireland @centralbankireland.bsky.social · 15d

Last week we've published a Research Technical Paper titled “Macroprudential easing and mortgage borrower outcomes: Evidence from Ireland”, written by Anuj Pratap Singh & Fang Yao. Read the paper: www.centralbank.ie/research-exc...

Assessing the Macroeconomic costs and Benefits of Borrower Based Measures: Evidence from Ireland

Central Bank of Ireland @centralbankireland.bsky.social · 15d

Last week we've published a Research Technical Paper titled “Macroprudential easing and mortgage borrower outcomes: Evidence from Ireland”, written by Anuj Pratap Singh & Fang Yao. Read the paper: www.centralbank.ie/research-exc...

Central Bank of Ireland @centralbankireland.bsky.social · 16d

Growing pains: how demographics, migration and technology will reshape Europe’s workforce - read remarks by Governor Gabriel Makhlouf at the Organisation for Economic Cooperation and Development seminar series ‘The Lectures of the Governor’. www.centralbank.ie/news/article...

1

Central Bank of Ireland @centralbankireland.bsky.social · 18d

“The Macroprudential Mortgage Measures Ten Years On: Taking Stock”. Read remarks by Deputy Governor Vasileios Madouros at the Dublin Economic Workshop today: www.centralbank.ie/news/article...

Central Bank of Ireland @centralbankireland.bsky.social · 19d

In Staff Insight No. 4, Laura Boyd and Tara McIndoe-Calder look at “Personal Income Tax and Fiscal Drag Across the Distribution in Ireland”.
www.centralbank.ie/research-exc...

Central Bank of Ireland @centralbankireland.bsky.social · 19d

In the third Staff Insight in the series, Michael Mahony and Cian O’Neill analyse “The Drivers of SME Investment in Ireland”.
Read here: www.centralbank.ie/research-exc...

Central Bank of Ireland @centralbankireland.bsky.social · 19d

In our latest Staff Insight, Elizaveta Lukmanova and Michael O’Grady examine “The Sectoral Impacts of Tariffs and Trade Fragmentation in the Irish Economy”.
Read here: www.centralbank.ie/research-exc...

1

Central Bank of Ireland @centralbankireland.bsky.social · 20d

We have published our third Quarterly Bulletin of 2025. Watch Robert Kelly (Director of Economics and Statistics) speaking about the outlook for the Irish economy and how policymakers can navigate global economic changes: www.centralbank.ie/publication/...

1 1

Central Bank of Ireland @centralbankireland.bsky.social · 22d

Last week the chairs of the ECB Supervisory Board and the Single Resolution Board (SRB) met with senior leadership at Central Bank of Ireland. Some of our economists also provided the chairs with a briefing, which delved into the impact of international trade challenges on the Irish economy.

Visit of the chairs of the ECB Supervisory Board and the Single Resolution Board.

1

Central Bank of Ireland @centralbankireland.bsky.social · 23d

Today we've published a Research Technical Paper titled “Corporate Taxation in Open Economies”, written by Radek Šauer. Read the paper: www.centralbank.ie/research-exc...

Central Bank of Ireland @centralbankireland.bsky.social · 25d

We’ve just launched gold and silver proof collector coins celebrating 250 years since Daniel O’Connell’s birth. The coin was launched by Governor Gabriel Makhlouf in Derrynane House in Kerry, the ancestral home of Daniel O’Connell. You can purchased a coin via www.collectorcoins.ie

Governor Gabriel Makhlouf at the Daniel O'Connell collector coin launch