C.H. Silver
@chsliver.bsky.social
Hello! *^*
- Anti-AI: I DO NOT use AI for any post I write.
- English is not my first language, but I’m working on it!
- Anti-AI: I DO NOT use AI for any post I write.
- English is not my first language, but I’m working on it!
I sincerely hope I helped someone reading this to quit their toxic habit, and start changing for better. Better mental health, better physical health, and better confidence!
February 14, 2026 at 5:32 PM
I sincerely hope I helped someone reading this to quit their toxic habit, and start changing for better. Better mental health, better physical health, and better confidence!
That’s why it’s important to keep your phone out of your day as possible, and that starts from having books instead of smartphone in the bed. The less time you spend scrolling and mindlessly typing, the more confidence you’ll have in your daily life. It has affected mine, so definitely would yours.
February 14, 2026 at 5:31 PM
That’s why it’s important to keep your phone out of your day as possible, and that starts from having books instead of smartphone in the bed. The less time you spend scrolling and mindlessly typing, the more confidence you’ll have in your daily life. It has affected mine, so definitely would yours.
So many people, regardless of age, are having problems with serious smartphone addiction these days. It has been prominent after Covid, and it seems like very few authorities have intention to work on it. With the AI surge, smartphone addiction issue seems like it's thrown out of the discussion.
February 14, 2026 at 5:28 PM
So many people, regardless of age, are having problems with serious smartphone addiction these days. It has been prominent after Covid, and it seems like very few authorities have intention to work on it. With the AI surge, smartphone addiction issue seems like it's thrown out of the discussion.
9. Oh, and the most important thing! Before you start investing.. Make sure you pay all your debt and have set an emergency fund. You need to have enough liquidity to make up for at least 6 months.
February 3, 2026 at 1:54 PM
9. Oh, and the most important thing! Before you start investing.. Make sure you pay all your debt and have set an emergency fund. You need to have enough liquidity to make up for at least 6 months.
8. Lastly, you need to rebalance your portfolio at least once a year. If bonds are performing better than stocks so your ratio is kinda ruined, sell the bonds and fill the gap with stocks. This not only balances your portfolio, but also makes yields by “selling high and buying low”.
February 3, 2026 at 1:23 PM
8. Lastly, you need to rebalance your portfolio at least once a year. If bonds are performing better than stocks so your ratio is kinda ruined, sell the bonds and fill the gap with stocks. This not only balances your portfolio, but also makes yields by “selling high and buying low”.
because you never know what’s going to happen in the next few years!
7. Once you put your money in retirement accounts and stocks, go enjoy your life while they keep moving in the backstage. Keeping your principle is the hardest part of investing, but it'll make sure you enjoy the fruit later.
7. Once you put your money in retirement accounts and stocks, go enjoy your life while they keep moving in the backstage. Keeping your principle is the hardest part of investing, but it'll make sure you enjoy the fruit later.
February 3, 2026 at 1:18 PM
because you never know what’s going to happen in the next few years!
7. Once you put your money in retirement accounts and stocks, go enjoy your life while they keep moving in the backstage. Keeping your principle is the hardest part of investing, but it'll make sure you enjoy the fruit later.
7. Once you put your money in retirement accounts and stocks, go enjoy your life while they keep moving in the backstage. Keeping your principle is the hardest part of investing, but it'll make sure you enjoy the fruit later.
5. Don’t fall into home bias and balance U.S. stocks with world stocks. Desired ratio is 65:35, but it can be adjusted to your needs.
6. Bonds are useful to withstand recession. Some people I’ve seen on forums recommended young investors not including them, but I’m thinking 20:80 bonds ands stocks-
6. Bonds are useful to withstand recession. Some people I’ve seen on forums recommended young investors not including them, but I’m thinking 20:80 bonds ands stocks-
February 3, 2026 at 1:13 PM
5. Don’t fall into home bias and balance U.S. stocks with world stocks. Desired ratio is 65:35, but it can be adjusted to your needs.
6. Bonds are useful to withstand recession. Some people I’ve seen on forums recommended young investors not including them, but I’m thinking 20:80 bonds ands stocks-
6. Bonds are useful to withstand recession. Some people I’ve seen on forums recommended young investors not including them, but I’m thinking 20:80 bonds ands stocks-
3. You should put certain portion of your salary into retirement funds and investments then start spending. Save then spend, don’t do it the opposite way!
4. It’s indisputably better to choose ETFs rather than individual stocks, since most of the investors can’t beat the market.
4. It’s indisputably better to choose ETFs rather than individual stocks, since most of the investors can’t beat the market.
February 3, 2026 at 1:06 PM
3. You should put certain portion of your salary into retirement funds and investments then start spending. Save then spend, don’t do it the opposite way!
4. It’s indisputably better to choose ETFs rather than individual stocks, since most of the investors can’t beat the market.
4. It’s indisputably better to choose ETFs rather than individual stocks, since most of the investors can’t beat the market.