Center for Retirement Research at Boston College
@crrbc.bsky.social
The nation's leading source of research on anything involving money and retirement, including Social Security, 401(k)s, working longer, and long-term care.
https://crr.bc.edu/
https://crr.bc.edu/
What We’re Reading Now
A paper on how its easy for individuals to choose a diversified low-cost investment, but advisors can make that process worse due to conflicts of interest, especially for lower financial-literacy clients, disproportionately women bit.ly/3XMroF6
A paper on how its easy for individuals to choose a diversified low-cost investment, but advisors can make that process worse due to conflicts of interest, especially for lower financial-literacy clients, disproportionately women bit.ly/3XMroF6
December 10, 2025 at 3:41 PM
What We’re Reading Now
A paper on how its easy for individuals to choose a diversified low-cost investment, but advisors can make that process worse due to conflicts of interest, especially for lower financial-literacy clients, disproportionately women bit.ly/3XMroF6
A paper on how its easy for individuals to choose a diversified low-cost investment, but advisors can make that process worse due to conflicts of interest, especially for lower financial-literacy clients, disproportionately women bit.ly/3XMroF6
What We’re Reading Now
One of our latest recommendations is a great interview with Michael Kreps (of Groom Law Group) on the current state of the retirement system and what lies ahead.
This article and more: bit.ly/3XMroF6
One of our latest recommendations is a great interview with Michael Kreps (of Groom Law Group) on the current state of the retirement system and what lies ahead.
This article and more: bit.ly/3XMroF6
December 10, 2025 at 3:37 PM
What We’re Reading Now
One of our latest recommendations is a great interview with Michael Kreps (of Groom Law Group) on the current state of the retirement system and what lies ahead.
This article and more: bit.ly/3XMroF6
One of our latest recommendations is a great interview with Michael Kreps (of Groom Law Group) on the current state of the retirement system and what lies ahead.
This article and more: bit.ly/3XMroF6
What We’re Reading Now
One of our latest recommendations is for anyone planning for the risks associated with retirement. The author provides lessons in adaptability when facing difficult circumstances.
This article and our other recommendations: bit.ly/3XMroF6
One of our latest recommendations is for anyone planning for the risks associated with retirement. The author provides lessons in adaptability when facing difficult circumstances.
This article and our other recommendations: bit.ly/3XMroF6
December 10, 2025 at 3:33 PM
What We’re Reading Now
One of our latest recommendations is for anyone planning for the risks associated with retirement. The author provides lessons in adaptability when facing difficult circumstances.
This article and our other recommendations: bit.ly/3XMroF6
One of our latest recommendations is for anyone planning for the risks associated with retirement. The author provides lessons in adaptability when facing difficult circumstances.
This article and our other recommendations: bit.ly/3XMroF6
What We’re Reading Now
A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6
#EconSky
A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6
#EconSky
December 10, 2025 at 2:24 PM
What We’re Reading Now
A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6
#EconSky
A hand-picked list of recommendations from CRR researchers. Featuring articles on retirement health risks, recent developments shaping retirement savings, and gender differences in financial advice. bit.ly/3XMroF6
#EconSky
Happy Holidays from the CRR
December 9, 2025 at 5:55 PM
Happy Holidays from the CRR
December 2nd is Giving Tuesday
For #GivingTuesday, we would like to share three ways you can support the CRR:
Donate: bit.ly/44hgwm4
Join our email list: bit.ly/2t9MO0t
Become a partner: bit.ly/4fM7vod
Thanks for being a part of our community!
For #GivingTuesday, we would like to share three ways you can support the CRR:
Donate: bit.ly/44hgwm4
Join our email list: bit.ly/2t9MO0t
Become a partner: bit.ly/4fM7vod
Thanks for being a part of our community!
December 2, 2025 at 7:58 PM
December 2nd is Giving Tuesday
For #GivingTuesday, we would like to share three ways you can support the CRR:
Donate: bit.ly/44hgwm4
Join our email list: bit.ly/2t9MO0t
Become a partner: bit.ly/4fM7vod
Thanks for being a part of our community!
For #GivingTuesday, we would like to share three ways you can support the CRR:
Donate: bit.ly/44hgwm4
Join our email list: bit.ly/2t9MO0t
Become a partner: bit.ly/4fM7vod
Thanks for being a part of our community!
How Is Retirement Wealth Affected by Adverse Childhood Experiences?
The analysis follows teens through adulthood to explore the impact on their wealth at ages 52-60.
The results show that adverse experiences are associated with much lower wealth. bit.ly/4rvaQPu
The analysis follows teens through adulthood to explore the impact on their wealth at ages 52-60.
The results show that adverse experiences are associated with much lower wealth. bit.ly/4rvaQPu
December 2, 2025 at 4:57 PM
How Is Retirement Wealth Affected by Adverse Childhood Experiences?
The analysis follows teens through adulthood to explore the impact on their wealth at ages 52-60.
The results show that adverse experiences are associated with much lower wealth. bit.ly/4rvaQPu
The analysis follows teens through adulthood to explore the impact on their wealth at ages 52-60.
The results show that adverse experiences are associated with much lower wealth. bit.ly/4rvaQPu
New CRR Brief: "Who Works After Claiming Social Security?"
Our results show that about 40% of individuals work at some point after claiming, typically for several years and for non-trivial earnings. bit.ly/49rn0T8
#EconSky
Our results show that about 40% of individuals work at some point after claiming, typically for several years and for non-trivial earnings. bit.ly/49rn0T8
#EconSky
November 18, 2025 at 2:50 PM
New CRR Brief: "Who Works After Claiming Social Security?"
Our results show that about 40% of individuals work at some point after claiming, typically for several years and for non-trivial earnings. bit.ly/49rn0T8
#EconSky
Our results show that about 40% of individuals work at some point after claiming, typically for several years and for non-trivial earnings. bit.ly/49rn0T8
#EconSky
The Fed, Mortgage Rates, and Home Prices
To predict where home prices are headed, it is crucial to look beyond interest rates. bit.ly/4oW0UfV
#EconSky
To predict where home prices are headed, it is crucial to look beyond interest rates. bit.ly/4oW0UfV
#EconSky
November 6, 2025 at 2:29 PM
The Fed, Mortgage Rates, and Home Prices
To predict where home prices are headed, it is crucial to look beyond interest rates. bit.ly/4oW0UfV
#EconSky
To predict where home prices are headed, it is crucial to look beyond interest rates. bit.ly/4oW0UfV
#EconSky
Can We Help People Improve Their Life Expectancy Estimates?
Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB
#EconSky
Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB
#EconSky
October 28, 2025 at 1:59 PM
Can We Help People Improve Their Life Expectancy Estimates?
Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB
#EconSky
Understanding how long we might live can affect our retirement decisions, but many people underestimate their odds of living to older ages. Read the brief: bit.ly/49qYQYB
#EconSky
Our fall newsletter features research on making the most of the Savers’ Match, immigration and the caregiving shortage, and taxing health benefits to help Social Security. bit.ly/4nALWuR
#EconSky
#EconSky
October 22, 2025 at 1:04 PM
Our fall newsletter features research on making the most of the Savers’ Match, immigration and the caregiving shortage, and taxing health benefits to help Social Security. bit.ly/4nALWuR
#EconSky
#EconSky
New CRR brief: "The Rise of Alternative Designs for Public Plans"
As funding DB pensions has become more burdensome, sponsors shift some risks onto workers by modifying DB plans or adopting new designs. bit.ly/42HuFbz
#EconSky
As funding DB pensions has become more burdensome, sponsors shift some risks onto workers by modifying DB plans or adopting new designs. bit.ly/42HuFbz
#EconSky
October 14, 2025 at 6:38 PM
New CRR brief: "The Rise of Alternative Designs for Public Plans"
As funding DB pensions has become more burdensome, sponsors shift some risks onto workers by modifying DB plans or adopting new designs. bit.ly/42HuFbz
#EconSky
As funding DB pensions has become more burdensome, sponsors shift some risks onto workers by modifying DB plans or adopting new designs. bit.ly/42HuFbz
#EconSky
Immigration and Caregiving: Who Will Care for Aging Boomers?
As boomers reach their 80s, the need for immigrant caregivers will become increasingly important. bit.ly/42DpfOF
#EconSky #Immigration
As boomers reach their 80s, the need for immigrant caregivers will become increasingly important. bit.ly/42DpfOF
#EconSky #Immigration
September 18, 2025 at 2:48 PM
Immigration and Caregiving: Who Will Care for Aging Boomers?
As boomers reach their 80s, the need for immigrant caregivers will become increasingly important. bit.ly/42DpfOF
#EconSky #Immigration
As boomers reach their 80s, the need for immigrant caregivers will become increasingly important. bit.ly/42DpfOF
#EconSky #Immigration
New CRR Brief: "What Stock Allocations Do Advisors Suggest and Does It Impact Clients?" bit.ly/4pqJDwc @jacksonnational.bsky.social
#EconSky
#EconSky
September 16, 2025 at 2:01 PM
New CRR Brief: "What Stock Allocations Do Advisors Suggest and Does It Impact Clients?" bit.ly/4pqJDwc @jacksonnational.bsky.social
#EconSky
#EconSky
New research on pension participation, rising Social Security claiming ages, and senior housing. bit.ly/40RwfXn
#EconSky #retirement
#EconSky #retirement
July 18, 2025 at 8:13 PM
New research on pension participation, rising Social Security claiming ages, and senior housing. bit.ly/40RwfXn
#EconSky #retirement
#EconSky #retirement
Our summer newsletter features research on pension participation, rising Social Security claiming ages, and a new model for senior housing. bit.ly/40RwfXn
#EconSky #retirement
#EconSky #retirement
July 15, 2025 at 1:53 PM
Our summer newsletter features research on pension participation, rising Social Security claiming ages, and a new model for senior housing. bit.ly/40RwfXn
#EconSky #retirement
#EconSky #retirement
The 2025 Trustees Report shows a modest increase in Social Security’s 75-year deficit, while the depletion date for the retirement trust fund remains at 2033. Read the brief: bit.ly/3GqwbXM
#EconSky
#EconSky
July 9, 2025 at 8:01 PM
The 2025 Trustees Report shows a modest increase in Social Security’s 75-year deficit, while the depletion date for the retirement trust fund remains at 2033. Read the brief: bit.ly/3GqwbXM
#EconSky
#EconSky
The Public Plans Database has been updated to include the current data for plans that have released reports by 3/31/25. Also, the PPD now covers all major state-administered plans in each state. bit.ly/2I4BXgX
#PublicPensions #EconSky
#PublicPensions #EconSky
July 9, 2025 at 6:35 PM
The Public Plans Database has been updated to include the current data for plans that have released reports by 3/31/25. Also, the PPD now covers all major state-administered plans in each state. bit.ly/2I4BXgX
#PublicPensions #EconSky
#PublicPensions #EconSky
New CRR Brief: "Social Security’s Financial Outlook: The 2025 Update in Perspective" bit.ly/3GqwbXM
#EconSky
#EconSky
July 8, 2025 at 3:39 PM
New CRR Brief: "Social Security’s Financial Outlook: The 2025 Update in Perspective" bit.ly/3GqwbXM
#EconSky
#EconSky
"Lowering pay for federal jobs is bad for workers — and bad for America" latest @marketwatch.com blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4k8KP3E
#EconSky
#EconSky
June 25, 2025 at 4:08 PM
"Lowering pay for federal jobs is bad for workers — and bad for America" latest @marketwatch.com blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4k8KP3E
#EconSky
#EconSky
June 24, 2025 at 1:46 PM
Economic Insecurity for Older Adults in a High-Cost State
This study explores whether living in a high-wealth, high-cost state – like #Massachusetts – helps or hurts retirees meet their basic needs. bit.ly/4kC1ddC
#EconSky
This study explores whether living in a high-wealth, high-cost state – like #Massachusetts – helps or hurts retirees meet their basic needs. bit.ly/4kC1ddC
#EconSky
May 27, 2025 at 3:08 PM
Economic Insecurity for Older Adults in a High-Cost State
This study explores whether living in a high-wealth, high-cost state – like #Massachusetts – helps or hurts retirees meet their basic needs. bit.ly/4kC1ddC
#EconSky
This study explores whether living in a high-wealth, high-cost state – like #Massachusetts – helps or hurts retirees meet their basic needs. bit.ly/4kC1ddC
#EconSky
"Do IRAs actually help more people save for retirement?" latest MarketWatch blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4ddT5gU
#EconSky #IRA
#EconSky #IRA
May 9, 2025 at 3:16 PM
"Do IRAs actually help more people save for retirement?" latest MarketWatch blog post by CRR senior advisor Alicia Munnell: on.mktw.net/4ddT5gU
#EconSky #IRA
#EconSky #IRA
"401(k) Tax Subsidy and Matches Favor Higher Earners, Often White"
The racial gaps in workers' savings add up to big gaps in the wealth accumulated over a lifetime. bit.ly/3YCXLHb
#EconSky #401k
The racial gaps in workers' savings add up to big gaps in the wealth accumulated over a lifetime. bit.ly/3YCXLHb
#EconSky #401k
May 8, 2025 at 1:53 PM
"401(k) Tax Subsidy and Matches Favor Higher Earners, Often White"
The racial gaps in workers' savings add up to big gaps in the wealth accumulated over a lifetime. bit.ly/3YCXLHb
#EconSky #401k
The racial gaps in workers' savings add up to big gaps in the wealth accumulated over a lifetime. bit.ly/3YCXLHb
#EconSky #401k
New Spring Newsletter: Featuring research on the average retirement age, retirees’ uninsured healthcare costs, and measures of retirement well-being. bit.ly/3Spv8cM
#econsky #retirement
#econsky #retirement
May 6, 2025 at 2:03 PM
New Spring Newsletter: Featuring research on the average retirement age, retirees’ uninsured healthcare costs, and measures of retirement well-being. bit.ly/3Spv8cM
#econsky #retirement
#econsky #retirement