Dave Akerman
@daveake.bsky.social
Campervan owner. 3D printing shop. High-altitude balloonist. Radio ham M0RPI. PC/mobile/embedded programmer using Delphi, Lazarus/FPC and C.
Indeed. Perhaps it should be a requirement that those making these decisions first invest some time learning about investment before they make silly mistakes. Watching Ramin's channel for a start 😁
November 29, 2025 at 12:13 PM
Indeed. Perhaps it should be a requirement that those making these decisions first invest some time learning about investment before they make silly mistakes. Watching Ramin's channel for a start 😁
And practically that's the wrong way round; if you want safe cash for emergencies or planned expenditure, then you want it readily available in an ISA and not tucked away in a SIPP where there are rules and possible taxation on extraction.
November 29, 2025 at 10:07 AM
And practically that's the wrong way round; if you want safe cash for emergencies or planned expenditure, then you want it readily available in an ISA and not tucked away in a SIPP where there are rules and possible taxation on extraction.
Plus as you say MMFs are a useful portfolio ingredient, to reduce risk, to hold spare cash in case the markets take a dive and create buying opportunities, etc.
I use them as safe cash for the next few years, but I'm 65 and gently retiring, so probably not affected.
I use them as safe cash for the next few years, but I'm 65 and gently retiring, so probably not affected.
November 29, 2025 at 10:00 AM
Plus as you say MMFs are a useful portfolio ingredient, to reduce risk, to hold spare cash in case the markets take a dive and create buying opportunities, etc.
I use them as safe cash for the next few years, but I'm 65 and gently retiring, so probably not affected.
I use them as safe cash for the next few years, but I'm 65 and gently retiring, so probably not affected.
That's just nuts. By far the main reason for not investing that I hear from those that don't (knowingly) invest is "but I might lose it all". So rather than encourage them to invest, the government wants to remove the most obvious dipping-toe-in-the-water product from their options. Madness.
November 29, 2025 at 9:56 AM
That's just nuts. By far the main reason for not investing that I hear from those that don't (knowingly) invest is "but I might lose it all". So rather than encourage them to invest, the government wants to remove the most obvious dipping-toe-in-the-water product from their options. Madness.
Complain to your ruler.
November 10, 2025 at 12:18 AM
Complain to your ruler.
I'll press 1️⃣ for a callback then 😁
October 10, 2025 at 8:27 PM
I'll press 1️⃣ for a callback then 😁
The idea of limiting cash ISA deposits does seem odd, given that as you say a MMF in an S&S ISA is still very cash-like. Or just leave it as cash in a T212 ISA for example.
Education seems a much better route to encouraging investment. And removing stamp duty on UK investments!
Education seems a much better route to encouraging investment. And removing stamp duty on UK investments!
September 19, 2025 at 9:39 AM
The idea of limiting cash ISA deposits does seem odd, given that as you say a MMF in an S&S ISA is still very cash-like. Or just leave it as cash in a T212 ISA for example.
Education seems a much better route to encouraging investment. And removing stamp duty on UK investments!
Education seems a much better route to encouraging investment. And removing stamp duty on UK investments!
I had a similar experience when I left a camera bag behind at South Ken. I noticed before I got to the next station, got the first train back, and the platform staff soon reunited me with my expensive cameras.
September 16, 2025 at 5:05 PM
I had a similar experience when I left a camera bag behind at South Ken. I noticed before I got to the next station, got the first train back, and the platform staff soon reunited me with my expensive cameras.
Ah, the infamous ballpoint mouse driver, outliving the actual hardware by decades, and STILL causing trouble.
May 12, 2025 at 8:14 PM
Ah, the infamous ballpoint mouse driver, outliving the actual hardware by decades, and STILL causing trouble.
Any article with "XX issues", and especially "XX issues warning", is made up nonsense.
April 17, 2025 at 11:53 AM
Any article with "XX issues", and especially "XX issues warning", is made up nonsense.
With impressive forward thinking and financial planning, I was born a few days early and just before that table starts.
April 15, 2025 at 7:05 AM
With impressive forward thinking and financial planning, I was born a few days early and just before that table starts.
Apparently if you mix green with orange, now you get red.
April 7, 2025 at 3:31 PM
Apparently if you mix green with orange, now you get red.
Sounds good but I don't think I can eat a whole one.
April 1, 2025 at 12:17 PM
Sounds good but I don't think I can eat a whole one.
Easily done!
My pet peeve with shared designs is they often aren't oriented for printing. Even ignoring that, many don't seem to be designed with printing in mind, so they'll have overhangs that could have been easily reworked to remove the need for supports which, aside from PLA, can be a pain.
My pet peeve with shared designs is they often aren't oriented for printing. Even ignoring that, many don't seem to be designed with printing in mind, so they'll have overhangs that could have been easily reworked to remove the need for supports which, aside from PLA, can be a pain.
March 27, 2025 at 2:58 PM
Easily done!
My pet peeve with shared designs is they often aren't oriented for printing. Even ignoring that, many don't seem to be designed with printing in mind, so they'll have overhangs that could have been easily reworked to remove the need for supports which, aside from PLA, can be a pain.
My pet peeve with shared designs is they often aren't oriented for printing. Even ignoring that, many don't seem to be designed with printing in mind, so they'll have overhangs that could have been easily reworked to remove the need for supports which, aside from PLA, can be a pain.