David Chivers
@davechivers.bsky.social
Associate Professor of Economics at University of Durham.
Buy my book here https://howtoreadnumbers.com
Buy my book here https://howtoreadnumbers.com
I feel uncomfortable with central bankers going into politics after doing their stints.
Theoretically, I have no issue with it as I think people can be politically neutral in these positions (something extremely important for institutions to function).
But perceptions matter.
Theoretically, I have no issue with it as I think people can be politically neutral in these positions (something extremely important for institutions to function).
But perceptions matter.
April 29, 2025 at 7:41 AM
I feel uncomfortable with central bankers going into politics after doing their stints.
Theoretically, I have no issue with it as I think people can be politically neutral in these positions (something extremely important for institutions to function).
But perceptions matter.
Theoretically, I have no issue with it as I think people can be politically neutral in these positions (something extremely important for institutions to function).
But perceptions matter.
The rakes should re-release this every year with inflation-adjusted lyrics (would now be 36 Grand Job).
www.youtube.com/watch?v=flES...
www.youtube.com/watch?v=flES...
The Rakes - 22 Grand Job
YouTube video by tokyoseven
www.youtube.com
April 9, 2025 at 8:28 AM
The rakes should re-release this every year with inflation-adjusted lyrics (would now be 36 Grand Job).
www.youtube.com/watch?v=flES...
www.youtube.com/watch?v=flES...
I think about this often
March 20, 2025 at 4:49 PM
I think about this often
Pro tip: if you want to drink secretly, buy a load of vintage wine. Once you have finished it, bury it in the garden and if anyone digs it up no one will think it was you all along.
March 16, 2025 at 3:32 PM
Pro tip: if you want to drink secretly, buy a load of vintage wine. Once you have finished it, bury it in the garden and if anyone digs it up no one will think it was you all along.
100g plain flour
2 large eggs
300ml milk
2 large eggs
300ml milk
March 4, 2025 at 8:49 AM
100g plain flour
2 large eggs
300ml milk
2 large eggs
300ml milk
Mortgage observations:
Up front fees/hidden fees really makes things quite confusing. I understand that their will potentially be minor savings depending on circumstances but I am unsure this is actually providing good competition compared to if everything had to be rolled into an interest rate.
Up front fees/hidden fees really makes things quite confusing. I understand that their will potentially be minor savings depending on circumstances but I am unsure this is actually providing good competition compared to if everything had to be rolled into an interest rate.
February 21, 2025 at 8:50 AM
Mortgage observations:
Up front fees/hidden fees really makes things quite confusing. I understand that their will potentially be minor savings depending on circumstances but I am unsure this is actually providing good competition compared to if everything had to be rolled into an interest rate.
Up front fees/hidden fees really makes things quite confusing. I understand that their will potentially be minor savings depending on circumstances but I am unsure this is actually providing good competition compared to if everything had to be rolled into an interest rate.
Why did we decide to phase put personal allowance for those on over 100k rather than increase tax rate?
February 17, 2025 at 1:54 PM
Why did we decide to phase put personal allowance for those on over 100k rather than increase tax rate?
Productivity hack: use two electric tooth brushes simultaneously to brush your child's teeth.
February 5, 2025 at 8:49 AM
Productivity hack: use two electric tooth brushes simultaneously to brush your child's teeth.
Only started using Claude/ChatGPT recently.
The way I use it tends to be decision related:
1) Comparing pros and cons of different options
2) Giving me probabilities (and confidence) of future events so it will help me make decisions
3) Doing experiments based on various scenarios
The way I use it tends to be decision related:
1) Comparing pros and cons of different options
2) Giving me probabilities (and confidence) of future events so it will help me make decisions
3) Doing experiments based on various scenarios
February 5, 2025 at 7:55 AM
Only started using Claude/ChatGPT recently.
The way I use it tends to be decision related:
1) Comparing pros and cons of different options
2) Giving me probabilities (and confidence) of future events so it will help me make decisions
3) Doing experiments based on various scenarios
The way I use it tends to be decision related:
1) Comparing pros and cons of different options
2) Giving me probabilities (and confidence) of future events so it will help me make decisions
3) Doing experiments based on various scenarios
Anyone recommend any reading on efficiency in the judicial system?
February 4, 2025 at 10:43 AM
Anyone recommend any reading on efficiency in the judicial system?
Idea: if you want to work for a governing body you should not be allowed to work there. Natural England and the FA should just swap roles.
We need more Ron Swansons.
We need more Ron Swansons.
I’m tired of hearing about bats. Do you want to hear a story about jumping spiders and the town that disappeared?
I think I might be breaking this story – do come be the first to read it.
I think I might be breaking this story – do come be the first to read it.
February 1, 2025 at 11:20 AM
Idea: if you want to work for a governing body you should not be allowed to work there. Natural England and the FA should just swap roles.
We need more Ron Swansons.
We need more Ron Swansons.
Reposted by David Chivers
I’m tired of hearing about bats. Do you want to hear a story about jumping spiders and the town that disappeared?
I think I might be breaking this story – do come be the first to read it.
I think I might be breaking this story – do come be the first to read it.
February 1, 2025 at 8:53 AM
I’m tired of hearing about bats. Do you want to hear a story about jumping spiders and the town that disappeared?
I think I might be breaking this story – do come be the first to read it.
I think I might be breaking this story – do come be the first to read it.
I guess this might work if you were paid weekly but 80% of people get paid per month.
You would save even more if you just paid the amount you were going to pay in the middle of the month at the start of the month when you get paid
mojomortgages.com/mortgage-new...
You would save even more if you just paid the amount you were going to pay in the middle of the month at the start of the month when you get paid
mojomortgages.com/mortgage-new...
Save thousands in interest with this simple mortgage hack
Learn how switching to bi-weekly payments can reduce your mortgage term and save you money across the UK.
mojomortgages.com
January 31, 2025 at 11:31 AM
I guess this might work if you were paid weekly but 80% of people get paid per month.
You would save even more if you just paid the amount you were going to pay in the middle of the month at the start of the month when you get paid
mojomortgages.com/mortgage-new...
You would save even more if you just paid the amount you were going to pay in the middle of the month at the start of the month when you get paid
mojomortgages.com/mortgage-new...
Reposted by David Chivers
I have made the definitive* typology of Dads.
How to tell your Centrist Dads from your 6 Music Dads from your Climate and Net Zero Dads…
How to tell your Centrist Dads from your 6 Music Dads from your Climate and Net Zero Dads…
January 30, 2025 at 3:16 PM
I have made the definitive* typology of Dads.
How to tell your Centrist Dads from your 6 Music Dads from your Climate and Net Zero Dads…
How to tell your Centrist Dads from your 6 Music Dads from your Climate and Net Zero Dads…
A throuple household earning £21k each would be on the same post-tax wage as a single person earning £80k.
January 30, 2025 at 9:51 PM
A throuple household earning £21k each would be on the same post-tax wage as a single person earning £80k.
Government talk on growth is cheap: the proof is in the regulation reform pudding.
January 30, 2025 at 11:07 AM
Government talk on growth is cheap: the proof is in the regulation reform pudding.
DeepSeek works so effciently if you look behind the code.
Apprently, when you ask it a question, it is able to copy what you are asking it and then paste it into ChatGPT to get the answer. It does all this whilst passing it off as its own work.
We have reached human levels of intelligence.
Apprently, when you ask it a question, it is able to copy what you are asking it and then paste it into ChatGPT to get the answer. It does all this whilst passing it off as its own work.
We have reached human levels of intelligence.
January 28, 2025 at 8:21 AM
DeepSeek works so effciently if you look behind the code.
Apprently, when you ask it a question, it is able to copy what you are asking it and then paste it into ChatGPT to get the answer. It does all this whilst passing it off as its own work.
We have reached human levels of intelligence.
Apprently, when you ask it a question, it is able to copy what you are asking it and then paste it into ChatGPT to get the answer. It does all this whilst passing it off as its own work.
We have reached human levels of intelligence.
Why did these AI companies *need* so many nvidia chips? Have you met these people?
January 27, 2025 at 1:43 PM
Why did these AI companies *need* so many nvidia chips? Have you met these people?
We should ban the small blunt knives that are in my parents kitchen.
January 23, 2025 at 1:39 PM
We should ban the small blunt knives that are in my parents kitchen.
The US leaving the World Health Organisation seems bad.
I would put it in the same category as smoking, vaping and aspartame.
I would put it in the same category as smoking, vaping and aspartame.
January 21, 2025 at 9:08 AM
The US leaving the World Health Organisation seems bad.
I would put it in the same category as smoking, vaping and aspartame.
I would put it in the same category as smoking, vaping and aspartame.
Badenoch did not say they are looking at "means testing the triple lock" which would be very weird but about "means testing pensions" which we already do in part.
There is an Interesting IFS report on mean-testing benefits around state pension age.
There is an Interesting IFS report on mean-testing benefits around state pension age.
ifs.org.uk
January 18, 2025 at 10:08 AM
Badenoch did not say they are looking at "means testing the triple lock" which would be very weird but about "means testing pensions" which we already do in part.
There is an Interesting IFS report on mean-testing benefits around state pension age.
There is an Interesting IFS report on mean-testing benefits around state pension age.
All debates about on what university is for miss its one true purpose: to play pro evo in the dark on a small tv with wired controllers.
Adriano in Pro Evo 6: The greatest footballer ever
YouTube video by JJ Bull (FitbaThatba)
youtu.be
January 14, 2025 at 9:33 AM
All debates about on what university is for miss its one true purpose: to play pro evo in the dark on a small tv with wired controllers.
It's ironic that Musk is essentially playing a caricature of what many people worried about unlimited free speech: a powerful person could essentially monopolise power and have undue influence.
(Note: not trying to enter a debate on free speech here, just find it somewhat interesting).
(Note: not trying to enter a debate on free speech here, just find it somewhat interesting).
January 9, 2025 at 9:31 AM
It's ironic that Musk is essentially playing a caricature of what many people worried about unlimited free speech: a powerful person could essentially monopolise power and have undue influence.
(Note: not trying to enter a debate on free speech here, just find it somewhat interesting).
(Note: not trying to enter a debate on free speech here, just find it somewhat interesting).
Trying to figure out why procurement by large firms and governments is usually so expensive?
Sort of have an idea that it might be related to the use-it-or-lose-it budget approach and incentives for managers of departments to get a bigger budget.
Sort of have an idea that it might be related to the use-it-or-lose-it budget approach and incentives for managers of departments to get a bigger budget.
January 9, 2025 at 9:06 AM
Trying to figure out why procurement by large firms and governments is usually so expensive?
Sort of have an idea that it might be related to the use-it-or-lose-it budget approach and incentives for managers of departments to get a bigger budget.
Sort of have an idea that it might be related to the use-it-or-lose-it budget approach and incentives for managers of departments to get a bigger budget.