ACA enhanced subsidies expire on Dec 31,2025. In 2026, average out-of-pocket premiums for subsidized enrollees are projected to double, from $888 to $1,904 (KFF). Early enrollment data is pending, but many may choose higher-deductible plans. Open enrollment runs until Jan 15.2026. #HealthInsurance

New York is so cold right now, I’m shivering! But the beauty of this sleepless city is breathtaking, even in the fall. ♥️🗽

Merry Christmas to all! 🎄✨
I want to express my gratitude to everyone on my journey. May your holidays be filled with love, laughter, and cherished moments. Let’s inspire one another and make a positive impact together. Wishing you happiness and prosperity in the coming year♥️

Cold and rainy days have me feeling cozy indoors, but the urge to go out is strong! Why does the weather have to be so annoying? ☔️😩 #RainyDayVibes

Christmas is drawing near,
The third without my precious girl so dear.
Wherever you are, I hope you're smiling and feeling all my love.
Miss you so much, my sweet girl. Stay warm and happy. ❤️😔

Good morning! ☃️🍂The weather is cloudy today, perfect for coffee but not great for going out this weekend. I saw an insightful picture this morning that reminded me how valuable learning from failure is compared to success. I found those last two books, what do you think the two books at the top are?

Just some late-night musings, the night brings memories to life. In twilight’s glow, I stand free, a queen of my journey. Seven years gone, treasures unfold under the stars.........
Scarlett Bennett

Winter streets and a smooth ride ❄️ Loving this NYC drive in Cybertruck.
#WinterDrive #Cybertruck #NYCStreets #CityDrive #SimpleJoys #CozyVibes #WinterMood #OnTheRoad #UrbanAdventure

A sophisticated interior with panoramic views of the Manhattan skyline, evoking the feeling of City A from the novel.
#NYC #Skyline