✅ You're a FEDERAL employee
✅ This is OWCP, not state workers' comp
✅ Different forms, different rules, different system
✅ You're a FEDERAL employee
✅ This is OWCP, not state workers' comp
✅ Different forms, different rules, different system
❌ File state workers' comp forms (WRONG)
❌ Use state procedures (WRONG)
❌ Follow state timelines (WRONG)
❌ Submit to wrong insurance (WRONG)
❌ File state workers' comp forms (WRONG)
❌ Use state procedures (WRONG)
❌ Follow state timelines (WRONG)
❌ Submit to wrong insurance (WRONG)
State/Private Employee? ➡️ State workers' comp handles your claim
State/Private Employee? ➡️ State workers' comp handles your claim