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Unless there‘s a law that states your credit card application cannot be denied, only those with low credit scores would be affected, i.e., everyone who would normally be charged a rate higher than the suggested 10%. Would be interesting to know how much consumer spending of that population is.
January 13, 2026 at 12:08 AM
Many countries have usury laws. In my country credit cards may currently not charge more than 12%. I think in the US it’s the states that set interest rate caps. There‘s conflicing theories about the pros and cons of this. I‘m no expert but it would be interesting to see some studies on it.
January 12, 2026 at 11:49 PM
Reposted by econmaett
I also experienced this and made a CLAUDE.md file last year to help with some of the basics, and @jeremy-data.bsky.social just turned it into Claude Skills! They're in his repo for now but plans to add them to Posit's public skills repo! github.com/jeremy-allen...
GitHub - jeremy-allen/claude-skills
Contribute to jeremy-allen/claude-skills development by creating an account on GitHub.
github.com
January 12, 2026 at 8:13 PM
Keine memes? Unmöglich was Frauen alles ertragen müssen! 😤
January 12, 2026 at 7:07 PM