GE Miller
@ge-miller.bsky.social
Founder of https://20somethingfinance.com
Friend of dogs, biker, DIYer, backpacker/hiker, Michigan State fanatic, investor, personal finance nerd.
Friend of dogs, biker, DIYer, backpacker/hiker, Michigan State fanatic, investor, personal finance nerd.
Mint Mobile upped their monthly premium data allotment to 50GB & hotspot data allotment to 20GB on their Unlimited plan – with no price increases. The Unlimited plan is currently on sale for 50% off ($15 per month). Details in the new article below.
20somethingfinance.com/mint-mobile-...
20somethingfinance.com/mint-mobile-...
Mint Mobile Unlimited: Now 50GB Premium Data & 20GB Hotspot
Mint Mobile Unlimited plan improvements, specs, & current promotion details. Premium data was just boosted to 50GB & hotspot data to 20GB.
20somethingfinance.com
December 15, 2025 at 6:01 PM
Mint Mobile upped their monthly premium data allotment to 50GB & hotspot data allotment to 20GB on their Unlimited plan – with no price increases. The Unlimited plan is currently on sale for 50% off ($15 per month). Details in the new article below.
20somethingfinance.com/mint-mobile-...
20somethingfinance.com/mint-mobile-...
There are 3 new rule changes coming to HSA accounts in 2026 that should expand their usability. Here's an overview and how to get the most out of your HSA accounts in 2026 and beyond (new article below)...
20somethingfinance.com/how-to-get-t...
20somethingfinance.com/how-to-get-t...
3 New HSA Rules in 2026 & How to Get the Most Out of Your HSA
The OBBBA legislation created 3 new rules for HSAs that start in 2026. Here's how to get the most out of your HSA in 2026 & beyond.
20somethingfinance.com
December 15, 2025 at 5:51 PM
There are 3 new rule changes coming to HSA accounts in 2026 that should expand their usability. Here's an overview and how to get the most out of your HSA accounts in 2026 and beyond (new article below)...
20somethingfinance.com/how-to-get-t...
20somethingfinance.com/how-to-get-t...
Urgent update: the best-ever $50 Rakuten signup bonus registration deadline is December 31st. You just need to register, spend $50 on any Rakuten partner store (among thousands) within 90 days, & you'll get the $50 bonus. Details in the article below...
20somethingfinance.com/rakuten-50-b...
20somethingfinance.com/rakuten-50-b...
Rakuten Welcome Bonus: Spend $50, Get $50 (Expires 12/31/25)
Rakuten is offering a limited-time best ever $50 welcome referral bonus promotion to new customers. Live in December, 2025.
20somethingfinance.com
December 14, 2025 at 10:05 PM
Urgent update: the best-ever $50 Rakuten signup bonus registration deadline is December 31st. You just need to register, spend $50 on any Rakuten partner store (among thousands) within 90 days, & you'll get the $50 bonus. Details in the article below...
20somethingfinance.com/rakuten-50-b...
20somethingfinance.com/rakuten-50-b...
Here's everything you need to know about visiting a U.S. national park for free in 2026, including the 10 dates with free admission, other passes you can use throughout the year, & new rules (fees) for non-residents. New article below...
20somethingfinance.com/free-nationa...
20somethingfinance.com/free-nationa...
How & When to Visit National Parks for Free in 2026
List of free National Park days in the U.S. in 2026 & other free ways to visit national parks (Military, 4th grader, & Volunteer Passes).
20somethingfinance.com
December 14, 2025 at 9:53 PM
Here's everything you need to know about visiting a U.S. national park for free in 2026, including the 10 dates with free admission, other passes you can use throughout the year, & new rules (fees) for non-residents. New article below...
20somethingfinance.com/free-nationa...
20somethingfinance.com/free-nationa...
Looking for Amazon Black Friday deals that DON'T suck? I compiked a list of 76 of them, along with special offers I was able to find for readers. Some of these offers sell out quickly, so move fast. New article below...
20somethingfinance.com/best-amazon-...
20somethingfinance.com/best-amazon-...
The Best Amazon Black Friday Week Deals & Promos
A list of the best Amazon Black Friday week offers, credits, discounts, and trials, including lesser-known credit card offers.
20somethingfinance.com
November 26, 2025 at 7:10 PM
Looking for Amazon Black Friday deals that DON'T suck? I compiked a list of 76 of them, along with special offers I was able to find for readers. Some of these offers sell out quickly, so move fast. New article below...
20somethingfinance.com/best-amazon-...
20somethingfinance.com/best-amazon-...
There really is no better time of year to get your financial house in order than the end/beginning of the year. To that point, I put together a 15-item checklist of personal finance to-do's one may want to take on before 2025 wraps up. Article below...
20somethingfinance.com/year-end-per...
20somethingfinance.com/year-end-per...
The Year-End Financial Checklist (15 Personal Finance To-Do's)
An end-of-year personal finance to-do list to help you reduce your taxes owed, save for retirement, & set new financial goals.
20somethingfinance.com
November 26, 2025 at 4:12 PM
There really is no better time of year to get your financial house in order than the end/beginning of the year. To that point, I put together a 15-item checklist of personal finance to-do's one may want to take on before 2025 wraps up. Article below...
20somethingfinance.com/year-end-per...
20somethingfinance.com/year-end-per...
The Upromise Mastercard bonus just increased to $300 (up from $100) on $1,000 in spend. All-time high. This is a solid no-annual-fee card w/ some really nice perks, including $250 in bonus cash back on gift cards per year. Details in article below...
20somethingfinance.com/upromise-mas...
20somethingfinance.com/upromise-mas...
Upromise Mastercard: New $300 Bonus on $1,000 Spend, $0 AF
The Upromise Mastercard is offering a $300 welcome signup bonus on $1,000 in spend. The card also offers some nice perks and no annual fee.
20somethingfinance.com
November 26, 2025 at 4:09 PM
The Upromise Mastercard bonus just increased to $300 (up from $100) on $1,000 in spend. All-time high. This is a solid no-annual-fee card w/ some really nice perks, including $250 in bonus cash back on gift cards per year. Details in article below...
20somethingfinance.com/upromise-mas...
20somethingfinance.com/upromise-mas...
The IRS also just increased the maximum 401K contribution amount (and catch-up contribution) for 2026. Here's everything you need to know on 401K contributions for the rest of 2025 & 2026 (article below)...
20somethingfinance.com/maximum-401k...
20somethingfinance.com/maximum-401k...
2025 & 2026 Maximum 401K Contribution Limits
2025 & 2026 max 401K contribution limits (& catch-up contributions), with 457B, 403B, TSP, Roth, Solo, & historical 401K maximums.
20somethingfinance.com
November 14, 2025 at 7:54 PM
The IRS also just increased the maximum 401K contribution amount (and catch-up contribution) for 2026. Here's everything you need to know on 401K contributions for the rest of 2025 & 2026 (article below)...
20somethingfinance.com/maximum-401k...
20somethingfinance.com/maximum-401k...
The IRS just increased the maximum IRA contribution for 2026 (and even the catch-up contribution amount). There were income eligibility increases too. All of the details for 2025 and 2026 can be found in the article below...
20somethingfinance.com/maximum-ira-...
20somethingfinance.com/maximum-ira-...
2025 & 2026 Maximum IRA Contribution Limits & Phaseouts
2025 & 2026 maximum IRA contribution limits for Traditional & Roth IRAs, catch-up contributions, & income phaseouts details from the IRS
20somethingfinance.com
November 14, 2025 at 7:51 PM
The IRS just increased the maximum IRA contribution for 2026 (and even the catch-up contribution amount). There were income eligibility increases too. All of the details for 2025 and 2026 can be found in the article below...
20somethingfinance.com/maximum-ira-...
20somethingfinance.com/maximum-ira-...
The Saver's Tax Credit can give a huge retirement savings bonus to low/middle income savers - yet less than 6% of eligible taxpayers claim it. Here's all of the Saver's Credit details for the rest of 2025 and 2026 (article below)...
20somethingfinance.com/savers-tax-c...
20somethingfinance.com/savers-tax-c...
2025 & 2026 Saver's Tax Credit Qualifications & Income Limits
2025 & 2026 Saver's Tax Credit (Retirement Savings Contribution Credit) income limits, amounts, phaseouts, eligibility, & IRS form 8880.
20somethingfinance.com
November 14, 2025 at 7:46 PM
The Saver's Tax Credit can give a huge retirement savings bonus to low/middle income savers - yet less than 6% of eligible taxpayers claim it. Here's all of the Saver's Credit details for the rest of 2025 and 2026 (article below)...
20somethingfinance.com/savers-tax-c...
20somethingfinance.com/savers-tax-c...
The no annual fee Amazon Prime Card just had its no-spend required, instant Amazon gift card signup bonus increased to a best-ever $250. I cover the card's perks & how to get the offer (new article below)...
20somethingfinance.com/amazon-prime...
20somethingfinance.com/amazon-prime...
Amazon Prime Visa Review: $250 Amazon Gift Card Bonus & More
An Amazon Prime Visa Card review that digs in to its annual fee, $250 signup bonus offer, cash back perks, & other cardmember perks.
20somethingfinance.com
November 11, 2025 at 10:52 PM
The no annual fee Amazon Prime Card just had its no-spend required, instant Amazon gift card signup bonus increased to a best-ever $250. I cover the card's perks & how to get the offer (new article below)...
20somethingfinance.com/amazon-prime...
20somethingfinance.com/amazon-prime...
The IRS has officially ended IRS Direct File ahead of the 2026 tax filing season (and before it really had a chance to thrive). Here's what happened, why it happened, and some comparable free alternatives (new article below)...
20somethingfinance.com/irs-ends-irs...
20somethingfinance.com/irs-ends-irs...
IRS Ends IRS Direct File. Here's Why & Free Alternatives.
IRS Direct File won't be available in 2026, according to the IRS. I cover the history of IRS Direct File, why it failed, & free alternatives.
20somethingfinance.com
November 11, 2025 at 10:47 PM
The IRS has officially ended IRS Direct File ahead of the 2026 tax filing season (and before it really had a chance to thrive). Here's what happened, why it happened, and some comparable free alternatives (new article below)...
20somethingfinance.com/irs-ends-irs...
20somethingfinance.com/irs-ends-irs...
2/2: You can also now roll over more FSA funds from one year to the next with inflation increases. However, check your employer plan to make sure rollovers are possible. Here's the details (article below)...
20somethingfinance.com/flexible-spe...
20somethingfinance.com/flexible-spe...
FSA Carryover Rules for 2025 & 2026
FSA carryover rules for 2025 & 2026, with maximum FSA carry over amounts & IRS maximum flexible spending account contributions.
20somethingfinance.com
November 1, 2025 at 7:25 PM
2/2: You can also now roll over more FSA funds from one year to the next with inflation increases. However, check your employer plan to make sure rollovers are possible. Here's the details (article below)...
20somethingfinance.com/flexible-spe...
20somethingfinance.com/flexible-spe...
1/2: the IRS just increased the maximum amount you can contribute to FSAs for 2026. Here is a rundown of all the details as well as all of the FSA basics you may want to know. Article below...
20somethingfinance.com/flexible-spe...
20somethingfinance.com/flexible-spe...
Flexible Spending Account (FSA) Basics & FAQs for 2025 & 2026
2025 & 2026 flexible spending account (FSA) basics: pros, cons, maximum contribution, qualified medical expenses, carryover rule, vs HSAs
20somethingfinance.com
November 1, 2025 at 7:20 PM
1/2: the IRS just increased the maximum amount you can contribute to FSAs for 2026. Here is a rundown of all the details as well as all of the FSA basics you may want to know. Article below...
20somethingfinance.com/flexible-spe...
20somethingfinance.com/flexible-spe...
Costco (via Groupon) has started offering bonus digital Costco Shop Cards ($40 or $60) with new memberships (until 12/21). Details in the new article below...
20somethingfinance.com/costco-membe...
20somethingfinance.com/costco-membe...
New Costco Membership Deal: Bonus Costco Shop Card
Groupon is offering bonus digital Costco Shop Cards with new Costco memberships, in a promotion for new members, this November, 2025.
20somethingfinance.com
November 1, 2025 at 5:11 PM
Costco (via Groupon) has started offering bonus digital Costco Shop Cards ($40 or $60) with new memberships (until 12/21). Details in the new article below...
20somethingfinance.com/costco-membe...
20somethingfinance.com/costco-membe...
With inflation recently making a comeback, the U.S. Department of Treasury just slightly increased the newest I Bond rate to 4.03% APR. All of the new details can be found in the article below...
20somethingfinance.com/new-series-i...
20somethingfinance.com/new-series-i...
New Series I Bond Rate for November 2025 - May 2026: 4.03%
The new current 6-month Series I savings bond rate is 4.03% until May, 2026. The I bond variable rate is 3.12% & fixed rate is 0.90%.
20somethingfinance.com
November 1, 2025 at 5:07 PM
With inflation recently making a comeback, the U.S. Department of Treasury just slightly increased the newest I Bond rate to 4.03% APR. All of the new details can be found in the article below...
20somethingfinance.com/new-series-i...
20somethingfinance.com/new-series-i...
The Earned Income Tax Credit (EITC) is one of the most significant, popular, yet mysterious tax credits in the entire tax code. The IRS just did new inflation updates to the EITC - here's all of the updates (article below)...
20somethingfinance.com/earned-incom...
20somethingfinance.com/earned-incom...
Earned Income Tax Credit (EITC) Tables & Basics for 2025 & 2026
2025 & 2026 Earned Income Credit Tax (EITC or EIC) overview: maximum credit, calculators, income limits, tables & qualification eligibility.
20somethingfinance.com
October 13, 2025 at 8:27 PM
The Earned Income Tax Credit (EITC) is one of the most significant, popular, yet mysterious tax credits in the entire tax code. The IRS just did new inflation updates to the EITC - here's all of the updates (article below)...
20somethingfinance.com/earned-incom...
20somethingfinance.com/earned-incom...
And, the IRS just announced the new standard deductions for next year. Here's all of the details for 2025 and 2026 (new article below)...
20somethingfinance.com/standard-ded...
20somethingfinance.com/standard-ded...
IRS Standard Deduction Amounts (2025 & 2026 Update)
Standard deduction amounts for 2025 & 2026, post OBBBA updates, & what percent claim standard vs itemized deductions.
20somethingfinance.com
October 10, 2025 at 7:32 PM
And, the IRS just announced the new standard deductions for next year. Here's all of the details for 2025 and 2026 (new article below)...
20somethingfinance.com/standard-ded...
20somethingfinance.com/standard-ded...
Inflation adjustments to the capital gains tax rate brackets were also announced by the IRS for next year. Here's an overview of what you need to know for 2025 & 2026 (article below):
20somethingfinance.com/capital-gain...
20somethingfinance.com/capital-gain...
Capital Gains Tax Rates for 2025 & 2026
2025 & 2026 capital gains tax rates, cost basis methods, capital loss carryover rules, short & long-term capital gains tax rates, & forms.
20somethingfinance.com
October 10, 2025 at 7:30 PM
Inflation adjustments to the capital gains tax rate brackets were also announced by the IRS for next year. Here's an overview of what you need to know for 2025 & 2026 (article below):
20somethingfinance.com/capital-gain...
20somethingfinance.com/capital-gain...
Tax brackets were just increased for inflation by the IRS (glad someone is working over there). Here's everything you'd want to know on tax brackets and rates for 2025 & 2026 (article below)...
20somethingfinance.com/tax-brackets/
20somethingfinance.com/tax-brackets/
Federal Tax Brackets for 2025 & 2026 (IRS Tax Rate Tables)
2025 & 2026 tax brackets (IRS federal income tax rate tables) for single, married filing jointly & separately, & head of household.
20somethingfinance.com
October 10, 2025 at 7:30 PM
Tax brackets were just increased for inflation by the IRS (glad someone is working over there). Here's everything you'd want to know on tax brackets and rates for 2025 & 2026 (article below)...
20somethingfinance.com/tax-brackets/
20somethingfinance.com/tax-brackets/
Sam's Club is out with their best membership offer of the year - $15 for Club membership ($35 off) or $50 for Plus membership ($60 off). Full details in the new article below...
20somethingfinance.com/sams-club-me...
20somethingfinance.com/sams-club-me...
Sam's Club Membership: $15 (Best Offer this Year). Expires 10/31.
Get a Sam's Club membership discount promo offer of $15 for "Club" membership or $50 off "Plus" memberships. Valid October, 2025.
20somethingfinance.com
October 7, 2025 at 6:47 PM
Sam's Club is out with their best membership offer of the year - $15 for Club membership ($35 off) or $50 for Plus membership ($60 off). Full details in the new article below...
20somethingfinance.com/sams-club-me...
20somethingfinance.com/sams-club-me...
Interested in Amazon Prime Day deals that DON'T suck? Here's 52 of them, along with some special offers I was able to find for readers. Sales end tomorrow (Oct. 8) or when inventory sells out. New article below...
20somethingfinance.com/amazon-prime...
20somethingfinance.com/amazon-prime...
Amazon Prime Day Deals that are Actually Good (Ends October 8)
A list of the best Amazon Prime Day offers, credits, discounts, and trials, including lesser-known credit card offers.
20somethingfinance.com
October 7, 2025 at 6:34 PM
Interested in Amazon Prime Day deals that DON'T suck? Here's 52 of them, along with some special offers I was able to find for readers. Sales end tomorrow (Oct. 8) or when inventory sells out. New article below...
20somethingfinance.com/amazon-prime...
20somethingfinance.com/amazon-prime...
Here's an easy lucrative cash back offer: Rakuten - the popular shopping portal site - is currently offering a best-ever $50 cash back referral welcome bonus for new users. Spend $50+ & you'll get a $50 bonus. Details in the new article below...
20somethingfinance.com/rakuten-50-b...
20somethingfinance.com/rakuten-50-b...
Rakuten Welcome Bonus: Best Ever Spend $50, Get $50
Rakuten is offering a limited-time best ever $50 welcome referral bonus promotion to new customers. Ends September 30, 2025.
20somethingfinance.com
September 11, 2025 at 5:06 PM
Here's an easy lucrative cash back offer: Rakuten - the popular shopping portal site - is currently offering a best-ever $50 cash back referral welcome bonus for new users. Spend $50+ & you'll get a $50 bonus. Details in the new article below...
20somethingfinance.com/rakuten-50-b...
20somethingfinance.com/rakuten-50-b...
There's been a small, but noteworthy update to the new 9/30/25 EV tax credit deadline. Details in the updated article below...
20somethingfinance.com/ev-tax-credi...
20somethingfinance.com/ev-tax-credi...
The EV Tax Credits Now Expire 9/30/25. What you Need to Know.
With the "One Big Beautiful Bill Act", the electric vehicle (EV) tax credits now expire September 30, 2025. Full details on the update.
20somethingfinance.com
September 11, 2025 at 3:36 PM
There's been a small, but noteworthy update to the new 9/30/25 EV tax credit deadline. Details in the updated article below...
20somethingfinance.com/ev-tax-credi...
20somethingfinance.com/ev-tax-credi...
Groupon is offering a $100 off promo code with new Costco membership. Full details on this time-sensitive offer in the new article below...
20somethingfinance.com/costco-membe...
20somethingfinance.com/costco-membe...
New Costco Membership Deal: Bonus $100 Off (September, 2025)
Groupon is offering a $100 off $200 promo code with a new Costco membership promotion, in a promotion only for new members.
20somethingfinance.com
September 11, 2025 at 1:35 PM
Groupon is offering a $100 off promo code with new Costco membership. Full details on this time-sensitive offer in the new article below...
20somethingfinance.com/costco-membe...
20somethingfinance.com/costco-membe...