Green Helix Financial
@greenhelixfinancial.com
Wealth Management Rooted In Trust.
We help our clients make smart, informed financial decisions with clarity and confidence.
Visit us at https://www.greenhelixfinancial.com
We help our clients make smart, informed financial decisions with clarity and confidence.
Visit us at https://www.greenhelixfinancial.com
Professionals often mix personal and corporate spending and it creates tax problems later
If personal expenses run through a corporation without proper documentation, CRA can reassess and add in tax and penalties.
If personal expenses run through a corporation without proper documentation, CRA can reassess and add in tax and penalties.
February 6, 2026 at 2:17 PM
Professionals often mix personal and corporate spending and it creates tax problems later
If personal expenses run through a corporation without proper documentation, CRA can reassess and add in tax and penalties.
If personal expenses run through a corporation without proper documentation, CRA can reassess and add in tax and penalties.
Dividing a farm is hard - dividing it in a blended family is even harder
A farmer remarries and has three children from their first marriage and one from a second. The farm is worth $2.3 million.
A farmer remarries and has three children from their first marriage and one from a second. The farm is worth $2.3 million.
February 5, 2026 at 1:48 PM
Dividing a farm is hard - dividing it in a blended family is even harder
A farmer remarries and has three children from their first marriage and one from a second. The farm is worth $2.3 million.
A farmer remarries and has three children from their first marriage and one from a second. The farm is worth $2.3 million.
Most business owners don’t realize they can shift income across family members legally
Paying a spouse or adult child $15,000 for real administrative work can reduce tax by to $4,000 each year and the family pays little or no tax on that amount.
Paying a spouse or adult child $15,000 for real administrative work can reduce tax by to $4,000 each year and the family pays little or no tax on that amount.
February 2, 2026 at 1:57 PM
Most business owners don’t realize they can shift income across family members legally
Paying a spouse or adult child $15,000 for real administrative work can reduce tax by to $4,000 each year and the family pays little or no tax on that amount.
Paying a spouse or adult child $15,000 for real administrative work can reduce tax by to $4,000 each year and the family pays little or no tax on that amount.
A professional practice loses value fast if it isn’t prepared for an unexpected transition
A physiotherapist’s clinic worth $750,000 could lose 50% of its value within months if the owner is out of service and no transition plan exists. That can reduce sale proceeds to $375,000.
A physiotherapist’s clinic worth $750,000 could lose 50% of its value within months if the owner is out of service and no transition plan exists. That can reduce sale proceeds to $375,000.
January 30, 2026 at 2:18 PM
A professional practice loses value fast if it isn’t prepared for an unexpected transition
A physiotherapist’s clinic worth $750,000 could lose 50% of its value within months if the owner is out of service and no transition plan exists. That can reduce sale proceeds to $375,000.
A physiotherapist’s clinic worth $750,000 could lose 50% of its value within months if the owner is out of service and no transition plan exists. That can reduce sale proceeds to $375,000.
Selling land in stages can save tens of thousands in tax - but only if planned ahead
A family sells two parcels - one for $700,000 and the other for $900,000.
If both close in the same year, the combined capital gain may push them into higher brackets.
A family sells two parcels - one for $700,000 and the other for $900,000.
If both close in the same year, the combined capital gain may push them into higher brackets.
January 27, 2026 at 5:14 PM
Selling land in stages can save tens of thousands in tax - but only if planned ahead
A family sells two parcels - one for $700,000 and the other for $900,000.
If both close in the same year, the combined capital gain may push them into higher brackets.
A family sells two parcels - one for $700,000 and the other for $900,000.
If both close in the same year, the combined capital gain may push them into higher brackets.
One bad ladder slip can erase a year of income
A tradesperson earning $95,000 a year suffers a fall and is off work for four months. That’s roughly $32,000 in lost income plus medical bills, contract delays, and cancelled jobs.
A tradesperson earning $95,000 a year suffers a fall and is off work for four months. That’s roughly $32,000 in lost income plus medical bills, contract delays, and cancelled jobs.
January 26, 2026 at 2:22 PM
One bad ladder slip can erase a year of income
A tradesperson earning $95,000 a year suffers a fall and is off work for four months. That’s roughly $32,000 in lost income plus medical bills, contract delays, and cancelled jobs.
A tradesperson earning $95,000 a year suffers a fall and is off work for four months. That’s roughly $32,000 in lost income plus medical bills, contract delays, and cancelled jobs.
Most professionals leave money on the table by not coordinating RRSPs with their corporation
A dentist takes $220,000 as dividends only. But dividends don’t create RRSP room.
A dentist takes $220,000 as dividends only. But dividends don’t create RRSP room.
January 23, 2026 at 2:41 PM
Most professionals leave money on the table by not coordinating RRSPs with their corporation
A dentist takes $220,000 as dividends only. But dividends don’t create RRSP room.
A dentist takes $220,000 as dividends only. But dividends don’t create RRSP room.
When one spouse runs the farm and the other works off-farm, insurance needs double
If the off-farm spouse earns $55,000 and the farming spouse generates $90,000 in production value, losing either income creates a monthly shortfall. Yet many families insure only one spouse.
If the off-farm spouse earns $55,000 and the farming spouse generates $90,000 in production value, losing either income creates a monthly shortfall. Yet many families insure only one spouse.
January 21, 2026 at 1:47 PM
When one spouse runs the farm and the other works off-farm, insurance needs double
If the off-farm spouse earns $55,000 and the farming spouse generates $90,000 in production value, losing either income creates a monthly shortfall. Yet many families insure only one spouse.
If the off-farm spouse earns $55,000 and the farming spouse generates $90,000 in production value, losing either income creates a monthly shortfall. Yet many families insure only one spouse.
Many professionals lose thousands by investing personally instead of through a corporation
A veterinarian pays themselves $230,000 in salary and invests personally.
If they left $100,000 in the corporation instead, it could be taxed around 13%, leaving $87,000 to invest.
A veterinarian pays themselves $230,000 in salary and invests personally.
If they left $100,000 in the corporation instead, it could be taxed around 13%, leaving $87,000 to invest.
January 16, 2026 at 4:16 PM
Many professionals lose thousands by investing personally instead of through a corporation
A veterinarian pays themselves $230,000 in salary and invests personally.
If they left $100,000 in the corporation instead, it could be taxed around 13%, leaving $87,000 to invest.
A veterinarian pays themselves $230,000 in salary and invests personally.
If they left $100,000 in the corporation instead, it could be taxed around 13%, leaving $87,000 to invest.
Corporate cash should work as hard as the business does.
A business keeps $250,000 in its corporate account for “safety.”
At 1% interest and 3% inflation, that cash loses $5,000 in purchasing power each year.
Over 10 years, that’s a $50,000 in erosion plus the missed opportunity of growth.
A business keeps $250,000 in its corporate account for “safety.”
At 1% interest and 3% inflation, that cash loses $5,000 in purchasing power each year.
Over 10 years, that’s a $50,000 in erosion plus the missed opportunity of growth.
January 12, 2026 at 2:00 PM
Corporate cash should work as hard as the business does.
A business keeps $250,000 in its corporate account for “safety.”
At 1% interest and 3% inflation, that cash loses $5,000 in purchasing power each year.
Over 10 years, that’s a $50,000 in erosion plus the missed opportunity of growth.
A business keeps $250,000 in its corporate account for “safety.”
At 1% interest and 3% inflation, that cash loses $5,000 in purchasing power each year.
Over 10 years, that’s a $50,000 in erosion plus the missed opportunity of growth.
For professionals, the biggest financial risk isn’t market loss - it’s losing the ability to earn.
A dentist earning $260,000 annually injures their hand.
Even six months off work means $130,000 of lost income plus clinic expenses that continue regardless.
A dentist earning $260,000 annually injures their hand.
Even six months off work means $130,000 of lost income plus clinic expenses that continue regardless.
January 9, 2026 at 1:34 PM
For professionals, the biggest financial risk isn’t market loss - it’s losing the ability to earn.
A dentist earning $260,000 annually injures their hand.
Even six months off work means $130,000 of lost income plus clinic expenses that continue regardless.
A dentist earning $260,000 annually injures their hand.
Even six months off work means $130,000 of lost income plus clinic expenses that continue regardless.
Incorporating the farm can save tax - but only if it’s done strategically.
If the farm earns $200,000, operating personally may trigger 35 to 45% tax.
If the farm earns $200,000, operating personally may trigger 35 to 45% tax.
January 7, 2026 at 3:01 PM
Incorporating the farm can save tax - but only if it’s done strategically.
If the farm earns $200,000, operating personally may trigger 35 to 45% tax.
If the farm earns $200,000, operating personally may trigger 35 to 45% tax.
Most professionals forget that their biggest asset, the practice, needs its own estate plan.
A legal practice worth $900,000 loses value quickly if the owner is unable to work.
Without a continuity plan, the family may recover only $350,000 during a forced sale.
A legal practice worth $900,000 loses value quickly if the owner is unable to work.
Without a continuity plan, the family may recover only $350,000 during a forced sale.
December 19, 2025 at 1:41 PM
Most professionals forget that their biggest asset, the practice, needs its own estate plan.
A legal practice worth $900,000 loses value quickly if the owner is unable to work.
Without a continuity plan, the family may recover only $350,000 during a forced sale.
A legal practice worth $900,000 loses value quickly if the owner is unable to work.
Without a continuity plan, the family may recover only $350,000 during a forced sale.
Most farm families insure the equipment… but not their income.
A farmer earning $90,000 per year suffers an injury that prevents them from working.
Basic group plans might pay only a basic benefit, leaving an after tax shortfall of $2,000 to $3,000 per month.
A farmer earning $90,000 per year suffers an injury that prevents them from working.
Basic group plans might pay only a basic benefit, leaving an after tax shortfall of $2,000 to $3,000 per month.
December 17, 2025 at 12:35 PM
Most farm families insure the equipment… but not their income.
A farmer earning $90,000 per year suffers an injury that prevents them from working.
Basic group plans might pay only a basic benefit, leaving an after tax shortfall of $2,000 to $3,000 per month.
A farmer earning $90,000 per year suffers an injury that prevents them from working.
Basic group plans might pay only a basic benefit, leaving an after tax shortfall of $2,000 to $3,000 per month.
Many small businesses overpay tax because they withdraw income the wrong way.
A contractor takes $180,000 out of their corporation as salary.
If instead they used a blend of salary and dividends, tax savings could reach $4,000 to $8,000 per year depending on province and structure.
A contractor takes $180,000 out of their corporation as salary.
If instead they used a blend of salary and dividends, tax savings could reach $4,000 to $8,000 per year depending on province and structure.
December 15, 2025 at 12:35 PM
Many small businesses overpay tax because they withdraw income the wrong way.
A contractor takes $180,000 out of their corporation as salary.
If instead they used a blend of salary and dividends, tax savings could reach $4,000 to $8,000 per year depending on province and structure.
A contractor takes $180,000 out of their corporation as salary.
If instead they used a blend of salary and dividends, tax savings could reach $4,000 to $8,000 per year depending on province and structure.
Some of the highest-earning Canadians still struggle with cash flow because their corporation isn’t structured properly.
A professional corporation earns $480,000.
After overhead and taxes, the owner pays themselves $240,000.
A professional corporation earns $480,000.
After overhead and taxes, the owner pays themselves $240,000.
December 12, 2025 at 12:54 PM
Some of the highest-earning Canadians still struggle with cash flow because their corporation isn’t structured properly.
A professional corporation earns $480,000.
After overhead and taxes, the owner pays themselves $240,000.
A professional corporation earns $480,000.
After overhead and taxes, the owner pays themselves $240,000.
The LCGE can save hundreds of thousands but only if the farm qualifies.
A family sells farmland for $1.6 million with an ACB of $150,000, creating a $1.45M gain.
If the LCGE applies, up to $1,250,000 can be exempt.
If it doesn’t apply, the tax bill could be $350,000.
A family sells farmland for $1.6 million with an ACB of $150,000, creating a $1.45M gain.
If the LCGE applies, up to $1,250,000 can be exempt.
If it doesn’t apply, the tax bill could be $350,000.
December 10, 2025 at 1:58 PM
The LCGE can save hundreds of thousands but only if the farm qualifies.
A family sells farmland for $1.6 million with an ACB of $150,000, creating a $1.45M gain.
If the LCGE applies, up to $1,250,000 can be exempt.
If it doesn’t apply, the tax bill could be $350,000.
A family sells farmland for $1.6 million with an ACB of $150,000, creating a $1.45M gain.
If the LCGE applies, up to $1,250,000 can be exempt.
If it doesn’t apply, the tax bill could be $350,000.
A contractor’s most valuable asset isn’t their tools, it's their ability to work.
If a tradesperson earning $150,000 gets injured and can’t work for six months, the income loss is roughly $75,000.
Most group plans cover $2,500 to $3,000 per month, leaving a shortfall every month
If a tradesperson earning $150,000 gets injured and can’t work for six months, the income loss is roughly $75,000.
Most group plans cover $2,500 to $3,000 per month, leaving a shortfall every month
December 8, 2025 at 1:35 PM
A contractor’s most valuable asset isn’t their tools, it's their ability to work.
If a tradesperson earning $150,000 gets injured and can’t work for six months, the income loss is roughly $75,000.
Most group plans cover $2,500 to $3,000 per month, leaving a shortfall every month
If a tradesperson earning $150,000 gets injured and can’t work for six months, the income loss is roughly $75,000.
Most group plans cover $2,500 to $3,000 per month, leaving a shortfall every month
High income doesn’t guarantee high net worth - especially for professionals.
A physician earning $380,000 saves only $2,000 per month.
After taxes and lifestyle costs, that’s just $24,000 per year, or around 6% of income.
A physician earning $380,000 saves only $2,000 per month.
After taxes and lifestyle costs, that’s just $24,000 per year, or around 6% of income.
December 5, 2025 at 1:50 PM
High income doesn’t guarantee high net worth - especially for professionals.
A physician earning $380,000 saves only $2,000 per month.
After taxes and lifestyle costs, that’s just $24,000 per year, or around 6% of income.
A physician earning $380,000 saves only $2,000 per month.
After taxes and lifestyle costs, that’s just $24,000 per year, or around 6% of income.
A land sale is only life-changing if it’s invested the right way.
A farm family sells a parcel for $1.2 million and deposits the proceeds into a Guaranteed Investment Certificate earning 3%.
After tax, the real return is closer to 1.5%, or $18,000/year.
A farm family sells a parcel for $1.2 million and deposits the proceeds into a Guaranteed Investment Certificate earning 3%.
After tax, the real return is closer to 1.5%, or $18,000/year.
December 3, 2025 at 1:50 PM
A land sale is only life-changing if it’s invested the right way.
A farm family sells a parcel for $1.2 million and deposits the proceeds into a Guaranteed Investment Certificate earning 3%.
After tax, the real return is closer to 1.5%, or $18,000/year.
A farm family sells a parcel for $1.2 million and deposits the proceeds into a Guaranteed Investment Certificate earning 3%.
After tax, the real return is closer to 1.5%, or $18,000/year.
Most business owners reinvest in their company but never invest for themselves.
A contractor earns $220,000 and puts everything back into tools, vehicles, and staffing.
At the end of the year, personal savings might be only $10,000.
A contractor earns $220,000 and puts everything back into tools, vehicles, and staffing.
At the end of the year, personal savings might be only $10,000.
December 1, 2025 at 2:18 PM
Most business owners reinvest in their company but never invest for themselves.
A contractor earns $220,000 and puts everything back into tools, vehicles, and staffing.
At the end of the year, personal savings might be only $10,000.
A contractor earns $220,000 and puts everything back into tools, vehicles, and staffing.
At the end of the year, personal savings might be only $10,000.
Throwing to the Wrong Base: Financial Red Flags
Throwing to the wrong base can cost the game even if the throw looks good.
In personal finance, not all moves are smart, even if they feel productive.
Throwing to the wrong base can cost the game even if the throw looks good.
In personal finance, not all moves are smart, even if they feel productive.
November 28, 2025 at 3:30 PM
Throwing to the Wrong Base: Financial Red Flags
Throwing to the wrong base can cost the game even if the throw looks good.
In personal finance, not all moves are smart, even if they feel productive.
Throwing to the wrong base can cost the game even if the throw looks good.
In personal finance, not all moves are smart, even if they feel productive.
90% Of Mutual Funds Underperform
That’s right - most funds sold at the bank don’t beat the market.
High fees or poor strategies drag them down.
If you’re buying what your bank advisor pushes, odds are you’re losing.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
That’s right - most funds sold at the bank don’t beat the market.
High fees or poor strategies drag them down.
If you’re buying what your bank advisor pushes, odds are you’re losing.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
November 26, 2025 at 5:22 PM
90% Of Mutual Funds Underperform
That’s right - most funds sold at the bank don’t beat the market.
High fees or poor strategies drag them down.
If you’re buying what your bank advisor pushes, odds are you’re losing.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
That’s right - most funds sold at the bank don’t beat the market.
High fees or poor strategies drag them down.
If you’re buying what your bank advisor pushes, odds are you’re losing.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
Money Myth: Cash Is Safest
Holding cash feels safe, but inflation makes it shrink.
A dollar today buys less tomorrow.
Cash is a tool for short term needs, not long term security.
Investing protects your future purchasing power.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
Holding cash feels safe, but inflation makes it shrink.
A dollar today buys less tomorrow.
Cash is a tool for short term needs, not long term security.
Investing protects your future purchasing power.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
November 25, 2025 at 12:25 PM
Money Myth: Cash Is Safest
Holding cash feels safe, but inflation makes it shrink.
A dollar today buys less tomorrow.
Cash is a tool for short term needs, not long term security.
Investing protects your future purchasing power.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
Holding cash feels safe, but inflation makes it shrink.
A dollar today buys less tomorrow.
Cash is a tool for short term needs, not long term security.
Investing protects your future purchasing power.
Ready to reach out? Start the conversation at greenhelixfinancial.com.
Passing the Torch: Wealth Transfer
Veterans don’t just chase stats - they mentor the next generation.
That’s what wealth transfer is all about.
Whether it's gifting during life or planning through your will, passing on your values is just as important as your assets.
Veterans don’t just chase stats - they mentor the next generation.
That’s what wealth transfer is all about.
Whether it's gifting during life or planning through your will, passing on your values is just as important as your assets.
November 21, 2025 at 12:23 PM
Passing the Torch: Wealth Transfer
Veterans don’t just chase stats - they mentor the next generation.
That’s what wealth transfer is all about.
Whether it's gifting during life or planning through your will, passing on your values is just as important as your assets.
Veterans don’t just chase stats - they mentor the next generation.
That’s what wealth transfer is all about.
Whether it's gifting during life or planning through your will, passing on your values is just as important as your assets.