Insurance Fairness Project
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insurancefairness.bsky.social
Insurance Fairness Project
@insurancefairness.bsky.social
Protecting America's homes, by advocating for a sustainable and equitable solution to the climate-driven property insurance crisis.
Those who keep their policies are facing continuously escalating costs.

More from New York Times: www.nytimes.com/2025/12/04/c...

They are still collecting stories here: www.nytimes.com/2025/11/18/c...
December 5, 2025 at 8:23 PM
The New York Times recently asked readers to send in stories of their experience with rising insurance costs. Homeowners responded to rising rates and deductibles, some are dropping their coverage entirely, while others are simply relocating.
December 5, 2025 at 8:23 PM
Read more from NBC Bay Area: www.nbcbayarea.com/news/local/m...
November 26, 2025 at 4:32 PM
This legislation mandates the creation of a publicly accessible tool that offers comprehensive data, including fire and fire risk tracking. This new resource is designed to simplify the process for homeowners to obtain and better understand their fire insurance coverage.
November 26, 2025 at 4:32 PM
November 25, 2025 at 8:23 PM
Verisk effectively controls the entire home insurance process, from establishing coverage limits to calculating post-disaster rebuilding costs and assessing wildfire risk.
November 25, 2025 at 8:23 PM
Episode 3 of the Consumer Watchdog podcast investigates the growing dependence of home insurers on one technology company, Verisk.
November 25, 2025 at 8:23 PM
Experts are warning that this could lead to an increase in foreclosures within the next year.

Read more from NPR: www.npr.org/2025/11/17/n...
November 25, 2025 at 4:32 PM
Climate change is driving up home insurance premiums across the United States. Increased frequency and intensity of storms, floods, and wildfires are causing property damage and destruction leading to higher insurance costs.
November 25, 2025 at 4:32 PM
This is no longer confined to hurricane-prone coasts.

More from New York Times: www.nytimes.com/interactive/...

More from Bloomberg: www.bloomberg.com/opinion/arti...
November 24, 2025 at 8:23 PM
Recent reporting shows how soaring home insurance premiums, driven by climate-risk, are altering the U.S. housing market. In many high-risk regions, insurance is no longer a background expense; it’s determining whether families can buy, sell, or stay in their homes.
November 24, 2025 at 8:23 PM
November 24, 2025 at 4:32 PM
On this call, speakers demanded home insurers be held accountable for bad faith practices amid record profits while homeowners continue to lose coverage. You can watch the recording here: drive.google.com/file/d/1Xdw_...
November 24, 2025 at 4:32 PM
November 21, 2025 at 8:23 PM
A new report from the Insurance Fairness Project (that’s us!) reveals that Florida’s insurance market remains precariously balanced on undercapitalized companies, opaque ratings, and a regulatory system that prioritizes market optics over homeowner protection.
November 21, 2025 at 8:23 PM
Statement from Consumer Watchdog: consumerwatchdog.org/in-the-court...

Read more: www.latimes.com/business/sto...
November 18, 2025 at 8:23 PM
The inquiry focuses on claim delays and denials, "rotating adjuster tactics," coverage misrepresentations, smoke damage payments, failure to disclose estimates/inspection results, and the use of AI in claim review.
November 18, 2025 at 8:23 PM
The L.A. County Board of Supervisors and County Counsel have launched a civil investigation into State Farm's handling of 2025 L.A. Wildfire claims.
November 18, 2025 at 8:23 PM