Jason Kotter
@jasonkotter.bsky.social
Assistant Professor of Finance at BYU Marriott. I'm interested in household finance, labor economics, and financial institutions.
Check out this new paper from my awesome co-author Gregor Schubert. It's worth a read!
🚨 New working paper with Caitlin Gorback!
We ask what happens when households are more likely to WANT to own a home for cultural reasons? We find homeownership increases, they're more responsive to credit supply shocks, and more of their retirement portfolios are in real estate. 🧵
We ask what happens when households are more likely to WANT to own a home for cultural reasons? We find homeownership increases, they're more responsive to credit supply shocks, and more of their retirement portfolios are in real estate. 🧵
March 1, 2025 at 12:38 AM
Check out this new paper from my awesome co-author Gregor Schubert. It's worth a read!
Over the last few months, I helped CNBC with a brief segment highlighting the role of industrial banks in Utah. Industrial bank charters allow non-financial companies to own a bank, and these banks have played an important role in the growth of FinTech. Watch the clip at www.cnbc.com/video/2024/1...
The story behind Salt Lake City's booming banking industry
CNBC unlocks the story behind Salt Lake City's booming banking industry. The city's exceptional growth in finance can be traced back to an early catalyst: industrial banking. This little-known type of banking institution allows non-financial companies, such as car manufacturer BMW, to own their own bank. Utah is home to most of America's industrial banks, with 15 of the nation's 23 located in Salt Lake County—a concentration unmatched anywhere else in the country.
www.cnbc.com
January 15, 2025 at 8:38 PM
Over the last few months, I helped CNBC with a brief segment highlighting the role of industrial banks in Utah. Industrial bank charters allow non-financial companies to own a bank, and these banks have played an important role in the growth of FinTech. Watch the clip at www.cnbc.com/video/2024/1...