JohnMacaulay.Accountant
banner
johnmaccountant.bsky.social
JohnMacaulay.Accountant
@johnmaccountant.bsky.social
FCCA
Chartered Certified Accountant
Hampshire, UK
Owner of 365 Accounts Ltd
Struggling to pay your tax? Here is what to do…
January 8, 2026 at 11:43 AM
A business can be profitable and still struggle.

Cash flow problems usually arrive long before profit problems.

They’re worth watching closely.
January 8, 2026 at 7:27 AM
Starting a business? You might be able to claim back expenses you paid before you even started trading.

It’s one of the most commonly missed areas we see with new businesses, simply because people don’t realise it’s allowed.

Getting it right from day one can make a real difference to your taxes
January 7, 2026 at 10:29 AM
Underpricing often looks like a market issue.

More often, it’s a confidence issue.

Clarity on value changes pricing conversations quickly.
January 7, 2026 at 7:06 AM
Before you start on site, make sure you do these 5 things 👇

Get this right early and you’ll avoid overpaying tax, fines, and a lot of stress later.

Save this, it’ll make your life much easier.

#CIS #SelfEmployedUK #ConstructionIndustry #TaxTipsUK #SubcontractorLife
January 6, 2026 at 9:16 AM
Hiring too early often hides the real issue.

Processes, pricing, and roles need to work first.

Hiring should scale a business, not stabilise it.
January 6, 2026 at 7:53 AM
Utilise your spouses tax free and basic rate bands before paying higher rate taxes!
January 5, 2026 at 5:49 AM
When businesses feel stretched, “more customers” feels like the answer.

Often the real issue is pricing, margins, or the type of work being done.

Volume isn’t always the fix.
January 5, 2026 at 5:24 AM
This is how businesses owners can pay less corporation tax while simultaneously growing their pension pot.

#businessowners #paylesstax
January 4, 2026 at 10:23 AM
A full calendar can feel like progress. It isn’t always.

If your goal this year is to increase profits, ensure your numbers & margins are fundamental good before looking to increase volume.

If you can increase prices 10% then you can afford to lose 10% of your clients to be in the same situation
January 4, 2026 at 7:57 AM
Here are 6 things you must do when setting up a limited company.

www.gov.uk/limited-comp...

#businessstartup
#businesstips
January 3, 2026 at 9:46 AM
Growth often exposes weaknesses faster than it creates success.

Strong foundations ensures growth is sustainable.

#BusinessGrowth
January 3, 2026 at 7:23 AM
Most New Year plans fail quietly.

Not through lack of effort but through lack of routine.

Simple financial habits usually matter more than big intentions.
January 2, 2026 at 6:57 AM
A new year doesn’t mean doing more.

It usually means doing things earlier and with more clarity.

Clean foundations reduce stress faster than big changes.

#business #SmallBusiness #Accounting #NewYear
January 1, 2026 at 7:26 AM
Many business problems don’t come from bad decisions.

They come from decisions being made too late.

Timing often matters more than detail.
December 31, 2025 at 6:21 AM
Did you know that if you work from home as part of your business then theirs two methods to calculate your use of home office allowance.

The two different methods usually offer significantly different amounts of tax relief.
December 30, 2025 at 4:59 PM
Many business owners don’t have a money problem.

They have a clarity problem.

When personal and business finances are blurred, decision-making becomes guesswork.

Clear boundaries create calm businesses.
December 30, 2025 at 8:12 AM
Most business owners track turnover.

Very few know their break-even point.

That one number often matters more than revenue, profit, or the bank balance.

Clarity beats complexity.
December 29, 2025 at 4:34 PM
Most business owners overpay tax.

Taxation is most owners biggest business expense and requires planning. If you only hear from your accountant once a year that’s a 🚩

Worth thinking about as the year approaches.

free 30 min consultation to see how we can help below.
calendly.com/john-365acco...
Free Consultation 365 Accounts Ltd - john macaulay
calendly.com
December 28, 2025 at 7:29 PM
Most businesses don’t fail because they’re unprofitable.

They fail because:
• Cash flow isn’t tracked
• Tax bills aren’t planned
• Numbers aren’t understood

That’s where we come in.

365 Accounts Ltd — proactive accounting for UK business owners.
December 28, 2025 at 7:24 PM