Joseph Zammit
@josephzammit.bsky.social
With 25+ years of experience Driving Growth for FinTech and Crypto Businesses. Member of Crypto Valley Association - https://linktr.ee/Joseph_Zammit
86% of financial institutions have stablecoin infrastructure ready.
The Fed just opened the pathway (Dec 17).
Yet most fintech leaders are still asking, "Should we?"
Will you lead the infrastructure shift or inherit someone else's standard?
That window is 90 days.
buff.ly/pXcbf6E
The Fed just opened the pathway (Dec 17).
Yet most fintech leaders are still asking, "Should we?"
Will you lead the infrastructure shift or inherit someone else's standard?
That window is 90 days.
buff.ly/pXcbf6E
December 18, 2025 at 11:41 AM
86% of financial institutions have stablecoin infrastructure ready.
The Fed just opened the pathway (Dec 17).
Yet most fintech leaders are still asking, "Should we?"
Will you lead the infrastructure shift or inherit someone else's standard?
That window is 90 days.
buff.ly/pXcbf6E
The Fed just opened the pathway (Dec 17).
Yet most fintech leaders are still asking, "Should we?"
Will you lead the infrastructure shift or inherit someone else's standard?
That window is 90 days.
buff.ly/pXcbf6E
Bitcoin down 36%. Institutional adoption up 54x.
Most traders see a crash. Strategists see a market transition.
Price volatility shakes out retail. Infrastructure scaling locks in institutions.
The divergence is the signal.
Full breakdown: buff.ly/9FCeh63
#Crypto #Fintech #Web7
Most traders see a crash. Strategists see a market transition.
Price volatility shakes out retail. Infrastructure scaling locks in institutions.
The divergence is the signal.
Full breakdown: buff.ly/9FCeh63
#Crypto #Fintech #Web7
December 17, 2025 at 11:41 AM
Bitcoin down 36%. Institutional adoption up 54x.
Most traders see a crash. Strategists see a market transition.
Price volatility shakes out retail. Infrastructure scaling locks in institutions.
The divergence is the signal.
Full breakdown: buff.ly/9FCeh63
#Crypto #Fintech #Web7
Most traders see a crash. Strategists see a market transition.
Price volatility shakes out retail. Infrastructure scaling locks in institutions.
The divergence is the signal.
Full breakdown: buff.ly/9FCeh63
#Crypto #Fintech #Web7
December 2025.
Markets crashed.
But institutions are positioning for 2026.
Fed cuts rates in days.
Macro setup aligning.
Capital is flowing in while fear is out.
I'm looking ahead.
buff.ly/bmupeys
What are you building for the crash or the recovery?
#Bitcoin #Crypto #2026 #Opportunity
Markets crashed.
But institutions are positioning for 2026.
Fed cuts rates in days.
Macro setup aligning.
Capital is flowing in while fear is out.
I'm looking ahead.
buff.ly/bmupeys
What are you building for the crash or the recovery?
#Bitcoin #Crypto #2026 #Opportunity
December 8, 2025 at 11:41 AM
December 2025.
Markets crashed.
But institutions are positioning for 2026.
Fed cuts rates in days.
Macro setup aligning.
Capital is flowing in while fear is out.
I'm looking ahead.
buff.ly/bmupeys
What are you building for the crash or the recovery?
#Bitcoin #Crypto #2026 #Opportunity
Markets crashed.
But institutions are positioning for 2026.
Fed cuts rates in days.
Macro setup aligning.
Capital is flowing in while fear is out.
I'm looking ahead.
buff.ly/bmupeys
What are you building for the crash or the recovery?
#Bitcoin #Crypto #2026 #Opportunity
Bitcoin crashed $40,000.
Whale wallets expanded 100x.
One narrative is ending. Another is beginning.
Read why institutional adoption is happening right now: buff.ly/o1bhOsZ
#Bitcoin #InstitutionalAdoption
Whale wallets expanded 100x.
One narrative is ending. Another is beginning.
Read why institutional adoption is happening right now: buff.ly/o1bhOsZ
#Bitcoin #InstitutionalAdoption
December 2, 2025 at 11:41 AM
Bitcoin crashed $40,000.
Whale wallets expanded 100x.
One narrative is ending. Another is beginning.
Read why institutional adoption is happening right now: buff.ly/o1bhOsZ
#Bitcoin #InstitutionalAdoption
Whale wallets expanded 100x.
One narrative is ending. Another is beginning.
Read why institutional adoption is happening right now: buff.ly/o1bhOsZ
#Bitcoin #InstitutionalAdoption
Wall Street just bet $800M on crypto infrastructure.
Not Bitcoin. Not speculation.
Citadel Securities + Jane Street backing Kraken at $20B because they see the plumbing, not the price
The institutional flip is real
Read my full analysis: buff.ly/Qw9uJc0
#FinTech #Crypto #InstitutionalAdoption
Not Bitcoin. Not speculation.
Citadel Securities + Jane Street backing Kraken at $20B because they see the plumbing, not the price
The institutional flip is real
Read my full analysis: buff.ly/Qw9uJc0
#FinTech #Crypto #InstitutionalAdoption
November 27, 2025 at 11:41 AM
Wall Street just bet $800M on crypto infrastructure.
Not Bitcoin. Not speculation.
Citadel Securities + Jane Street backing Kraken at $20B because they see the plumbing, not the price
The institutional flip is real
Read my full analysis: buff.ly/Qw9uJc0
#FinTech #Crypto #InstitutionalAdoption
Not Bitcoin. Not speculation.
Citadel Securities + Jane Street backing Kraken at $20B because they see the plumbing, not the price
The institutional flip is real
Read my full analysis: buff.ly/Qw9uJc0
#FinTech #Crypto #InstitutionalAdoption
The crypto projects most celebrated in 2020-2024 probably won't survive 2026.
Because the game changed:- SEC taxonomy. GENIUS Act. MiCA enforcement. CFTC approvals.
$3.79B left Bitcoin/Ethereum ETFs. $930M entered Solana & XRP.
buff.ly/iuWJNt0
Because the game changed:- SEC taxonomy. GENIUS Act. MiCA enforcement. CFTC approvals.
$3.79B left Bitcoin/Ethereum ETFs. $930M entered Solana & XRP.
buff.ly/iuWJNt0
November 26, 2025 at 11:41 AM
The crypto projects most celebrated in 2020-2024 probably won't survive 2026.
Because the game changed:- SEC taxonomy. GENIUS Act. MiCA enforcement. CFTC approvals.
$3.79B left Bitcoin/Ethereum ETFs. $930M entered Solana & XRP.
buff.ly/iuWJNt0
Because the game changed:- SEC taxonomy. GENIUS Act. MiCA enforcement. CFTC approvals.
$3.79B left Bitcoin/Ethereum ETFs. $930M entered Solana & XRP.
buff.ly/iuWJNt0
Wall Street just admitted it.
Citadel cut $200m to Kraken. Fortress led $500m into Ripple. Both during a bitcoin crash.
They're not betting on price. They're betting on infrastructure.
Two crypto markets exist right now. One died in November. The other got bigger.
buff.ly/YQbbEQ3
Citadel cut $200m to Kraken. Fortress led $500m into Ripple. Both during a bitcoin crash.
They're not betting on price. They're betting on infrastructure.
Two crypto markets exist right now. One died in November. The other got bigger.
buff.ly/YQbbEQ3
November 25, 2025 at 11:41 AM
Wall Street just admitted it.
Citadel cut $200m to Kraken. Fortress led $500m into Ripple. Both during a bitcoin crash.
They're not betting on price. They're betting on infrastructure.
Two crypto markets exist right now. One died in November. The other got bigger.
buff.ly/YQbbEQ3
Citadel cut $200m to Kraken. Fortress led $500m into Ripple. Both during a bitcoin crash.
They're not betting on price. They're betting on infrastructure.
Two crypto markets exist right now. One died in November. The other got bigger.
buff.ly/YQbbEQ3
Bitcoin back above 87K, XRP enters the ETF era, DeFi has 3.1B in hacks. This is not noise; it is the market deciding who is ready for real institutional capital. I break it down here 👇
Bitcoin Back Above $87K, XRP ETFs Go Live, DeFi Loses $3.1B
There are mornings in crypto that feel like déjà vu. The numbers change, the headlines rotate, yet the underlying story rhymes with cycles you have seen before.
www.linkedin.com
November 24, 2025 at 7:50 AM
Bitcoin back above 87K, XRP enters the ETF era, DeFi has 3.1B in hacks. This is not noise; it is the market deciding who is ready for real institutional capital. I break it down here 👇
Bitcoin breaks below 86K. Coinbase beats the SEC.
Price is bleeding, but power is shifting.
I broke down why this crash is actually crypto’s institutional turning point.
👉 buff.ly/xZrUE4j
Price is bleeding, but power is shifting.
I broke down why this crash is actually crypto’s institutional turning point.
👉 buff.ly/xZrUE4j
November 21, 2025 at 11:41 AM
Bitcoin breaks below 86K. Coinbase beats the SEC.
Price is bleeding, but power is shifting.
I broke down why this crash is actually crypto’s institutional turning point.
👉 buff.ly/xZrUE4j
Price is bleeding, but power is shifting.
I broke down why this crash is actually crypto’s institutional turning point.
👉 buff.ly/xZrUE4j
Everyone’s staring at the red candles. The real power shift is in the rails: stablecoins, tokenisation, and CBDCs are quietly becoming core financial infrastructure.
If you’re building in crypto or fintech, this is the moment to pay attention.
buff.ly/hXtHzrc
If you’re building in crypto or fintech, this is the moment to pay attention.
buff.ly/hXtHzrc
November 20, 2025 at 11:41 AM
Everyone’s staring at the red candles. The real power shift is in the rails: stablecoins, tokenisation, and CBDCs are quietly becoming core financial infrastructure.
If you’re building in crypto or fintech, this is the moment to pay attention.
buff.ly/hXtHzrc
If you’re building in crypto or fintech, this is the moment to pay attention.
buff.ly/hXtHzrc
Crypto didn’t “collapse.”
It finally got what it wanted: institutional adoption, regulatory clarity and a seat inside the real plumbing of global finance.
The 27% drop is not the end of the story.
It’s the price of maturity.
I broke it down here 👇
buff.ly/Mb6JYzU
It finally got what it wanted: institutional adoption, regulatory clarity and a seat inside the real plumbing of global finance.
The 27% drop is not the end of the story.
It’s the price of maturity.
I broke it down here 👇
buff.ly/Mb6JYzU
November 19, 2025 at 11:41 AM
Crypto didn’t “collapse.”
It finally got what it wanted: institutional adoption, regulatory clarity and a seat inside the real plumbing of global finance.
The 27% drop is not the end of the story.
It’s the price of maturity.
I broke it down here 👇
buff.ly/Mb6JYzU
It finally got what it wanted: institutional adoption, regulatory clarity and a seat inside the real plumbing of global finance.
The 27% drop is not the end of the story.
It’s the price of maturity.
I broke it down here 👇
buff.ly/Mb6JYzU
Bitcoin under 90K is not the story.
$1.1B in liquidations and $835M in quiet institutional buying on the same move is the real signal.
New piece on why this is crypto’s true institutional inflexion point.
$1.1B in liquidations and $835M in quiet institutional buying on the same move is the real signal.
New piece on why this is crypto’s true institutional inflexion point.
Bitcoin Under $90K, $1.1B in Liquidations, $835M in Buying: Inside Crypto’s Real Institutional Inflexion Point
I woke up to the kind of chart that usually sends Telegram groups into full meltdown. Bitcoin is under ninety thousand.
www.linkedin.com
November 18, 2025 at 9:42 AM
Bitcoin under 90K is not the story.
$1.1B in liquidations and $835M in quiet institutional buying on the same move is the real signal.
New piece on why this is crypto’s true institutional inflexion point.
$1.1B in liquidations and $835M in quiet institutional buying on the same move is the real signal.
New piece on why this is crypto’s true institutional inflexion point.
Bitcoin just cracked below 100K. BlackRock pulls 463M. Fear Index hits 10.
Everyone sees panic. I see a reset in how crypto risk is priced and where the real infrastructure winners are emerging.
Everyone sees panic. I see a reset in how crypto risk is priced and where the real infrastructure winners are emerging.
Bitcoin Breaks Below $100K: What BlackRock Outflows and a Fear Index at 10 Really Signal for Crypto
On Monday morning, the headlines all screamed the same thing. Bitcoin broke below 100 thousand dollars.
www.linkedin.com
November 17, 2025 at 6:57 AM
Bitcoin just cracked below 100K. BlackRock pulls 463M. Fear Index hits 10.
Everyone sees panic. I see a reset in how crypto risk is priced and where the real infrastructure winners are emerging.
Everyone sees panic. I see a reset in how crypto risk is priced and where the real infrastructure winners are emerging.
Leverage Bleeds, Infrastructure Wins, why ETFs, stablecoins and FX rails matter more than the latest wick.
➡️ www.linkedin.com/pul...
#crypto #fintech #web3
➡️ www.linkedin.com/pul...
#crypto #fintech #web3
Leverage Bleeds, Infrastructure Wins: What a Brutal 24 Hours Just Told Us About Crypto’s Future
I woke up to the kind of headline that would have ended bull markets in previous cycles. Bitcoin under 100,000 dollars for the first time since May.
www.linkedin.com
November 14, 2025 at 8:05 AM
Leverage Bleeds, Infrastructure Wins, why ETFs, stablecoins and FX rails matter more than the latest wick.
➡️ www.linkedin.com/pul...
#crypto #fintech #web3
➡️ www.linkedin.com/pul...
#crypto #fintech #web3
Crypto’s winners aren’t tokens. They’re rails. Custody. Stablecoin treasury. Tokenised treasuries. The stack that wins is explained.
www.linkedin.com/pul...
#Crypto #Fintech #InstitutionalAdoption
www.linkedin.com/pul...
#Crypto #Fintech #InstitutionalAdoption
Beyond Bitcoin: The Institutional Crypto Stack That Wins
The story of this cycle is not price. It is architecture.
www.linkedin.com
November 11, 2025 at 5:12 PM
Crypto’s winners aren’t tokens. They’re rails. Custody. Stablecoin treasury. Tokenised treasuries. The stack that wins is explained.
www.linkedin.com/pul...
#Crypto #Fintech #InstitutionalAdoption
www.linkedin.com/pul...
#Crypto #Fintech #InstitutionalAdoption
The $40 Billion Moment.
Ripple just raised $500M at a flat $40B valuation.
Translation: Citadel and Fortress aren't betting on innovation. They're betting on boring infrastructure.
Crypto's disruption era is over. The infrastructure era is beginning.
Read the full breakdown 👇
buff.ly/oajGJJV
Ripple just raised $500M at a flat $40B valuation.
Translation: Citadel and Fortress aren't betting on innovation. They're betting on boring infrastructure.
Crypto's disruption era is over. The infrastructure era is beginning.
Read the full breakdown 👇
buff.ly/oajGJJV
November 10, 2025 at 11:41 AM
The $40 Billion Moment.
Ripple just raised $500M at a flat $40B valuation.
Translation: Citadel and Fortress aren't betting on innovation. They're betting on boring infrastructure.
Crypto's disruption era is over. The infrastructure era is beginning.
Read the full breakdown 👇
buff.ly/oajGJJV
Ripple just raised $500M at a flat $40B valuation.
Translation: Citadel and Fortress aren't betting on innovation. They're betting on boring infrastructure.
Crypto's disruption era is over. The infrastructure era is beginning.
Read the full breakdown 👇
buff.ly/oajGJJV
The quiet upgrade isn’t price, it’s plumbing. The U.S. acts like a Bitcoin superpower, Wall Street goes on chain. My take: buff.ly/WJojdEs
November 7, 2025 at 11:41 AM
The quiet upgrade isn’t price, it’s plumbing. The U.S. acts like a Bitcoin superpower, Wall Street goes on chain. My take: buff.ly/WJojdEs
The internet finally has a payment layer.
AI agents pay by the second. Stablecoins settle in real time. MiCA sets the rules.
Signals: $61.19B ETF inflows, 26.3% institutional share.
New piece ⬇️
buff.ly/TEbFrGt
AI agents pay by the second. Stablecoins settle in real time. MiCA sets the rules.
Signals: $61.19B ETF inflows, 26.3% institutional share.
New piece ⬇️
buff.ly/TEbFrGt
November 6, 2025 at 11:41 AM
The internet finally has a payment layer.
AI agents pay by the second. Stablecoins settle in real time. MiCA sets the rules.
Signals: $61.19B ETF inflows, 26.3% institutional share.
New piece ⬇️
buff.ly/TEbFrGt
AI agents pay by the second. Stablecoins settle in real time. MiCA sets the rules.
Signals: $61.19B ETF inflows, 26.3% institutional share.
New piece ⬇️
buff.ly/TEbFrGt
Bitcoin didn’t crash; it transferred.
While retail panicked, institutions accumulated.
$9B moved quietly. ETF inflows surged. The “silent hand” took control.
This isn’t a collapse, it’s a succession. The market isn’t dying, it’s maturing.
buff.ly/Z67kUh7
#Bitcoin #Crypto #Fintech #Web3
While retail panicked, institutions accumulated.
$9B moved quietly. ETF inflows surged. The “silent hand” took control.
This isn’t a collapse, it’s a succession. The market isn’t dying, it’s maturing.
buff.ly/Z67kUh7
#Bitcoin #Crypto #Fintech #Web3
November 5, 2025 at 11:41 AM
Bitcoin didn’t crash; it transferred.
While retail panicked, institutions accumulated.
$9B moved quietly. ETF inflows surged. The “silent hand” took control.
This isn’t a collapse, it’s a succession. The market isn’t dying, it’s maturing.
buff.ly/Z67kUh7
#Bitcoin #Crypto #Fintech #Web3
While retail panicked, institutions accumulated.
$9B moved quietly. ETF inflows surged. The “silent hand” took control.
This isn’t a collapse, it’s a succession. The market isn’t dying, it’s maturing.
buff.ly/Z67kUh7
#Bitcoin #Crypto #Fintech #Web3
The next crypto bull run won’t be built on hype; it’ll be built on trust.
Tether’s audit. Ripple’s institutional leap. Regulators are finally engaging instead of fighting.
Crypto is growing up, and credibility is becoming the new currency.
🔗https://buff.ly/2a20B23
#Crypto #Fintech #Web3
Tether’s audit. Ripple’s institutional leap. Regulators are finally engaging instead of fighting.
Crypto is growing up, and credibility is becoming the new currency.
🔗https://buff.ly/2a20B23
#Crypto #Fintech #Web3
November 4, 2025 at 11:41 AM
Wall Street isn’t watching crypto anymore; it’s building on it.
From JPMorgan’s Bitcoin-backed loans to PayPal’s ChatGPT payments, the line between traditional finance and Web3 just disappeared.
Read: The Institutional Turning Point
From JPMorgan’s Bitcoin-backed loans to PayPal’s ChatGPT payments, the line between traditional finance and Web3 just disappeared.
Read: The Institutional Turning Point
The Institutional Turning Point: How Wall Street Finally Brought Crypto Into the Financial System
The Moment the Question Changed For over a decade, the question was whether crypto would ever matter to institutions. The past few weeks have made that question obsolete.
www.linkedin.com
November 3, 2025 at 7:23 AM
Wall Street isn’t watching crypto anymore; it’s building on it.
From JPMorgan’s Bitcoin-backed loans to PayPal’s ChatGPT payments, the line between traditional finance and Web3 just disappeared.
Read: The Institutional Turning Point
From JPMorgan’s Bitcoin-backed loans to PayPal’s ChatGPT payments, the line between traditional finance and Web3 just disappeared.
Read: The Institutional Turning Point
Sixteen years ago, Satoshi wrote the blueprint.
Today, Wall Street runs on it.
Bitcoin’s legacy isn’t rebellion anymore, it’s infrastructure.
Read how the whitepaper became the backbone of institutional finance.
👉 From Whitepaper to Wall Street - buff.ly/w9DiFDK
Today, Wall Street runs on it.
Bitcoin’s legacy isn’t rebellion anymore, it’s infrastructure.
Read how the whitepaper became the backbone of institutional finance.
👉 From Whitepaper to Wall Street - buff.ly/w9DiFDK
October 31, 2025 at 11:41 AM
Sixteen years ago, Satoshi wrote the blueprint.
Today, Wall Street runs on it.
Bitcoin’s legacy isn’t rebellion anymore, it’s infrastructure.
Read how the whitepaper became the backbone of institutional finance.
👉 From Whitepaper to Wall Street - buff.ly/w9DiFDK
Today, Wall Street runs on it.
Bitcoin’s legacy isn’t rebellion anymore, it’s infrastructure.
Read how the whitepaper became the backbone of institutional finance.
👉 From Whitepaper to Wall Street - buff.ly/w9DiFDK
October wasn’t about Bitcoin’s correction.
It was the month Wall Street integrated crypto.
Mastercard, JPMorgan, & Morgan Stanley moved from pilots to pipelines.
The debate is over, the plumbing is on.
www.linkedin.com/pul...
#Crypto #Fintech #Web3 #Stablecoins
It was the month Wall Street integrated crypto.
Mastercard, JPMorgan, & Morgan Stanley moved from pilots to pipelines.
The debate is over, the plumbing is on.
www.linkedin.com/pul...
#Crypto #Fintech #Web3 #Stablecoins
Institutional Crypto Is Here: October 2025 Turned On the Plumbing
October wasn’t about price. It was about pipes.
www.linkedin.com
October 30, 2025 at 6:36 AM
October wasn’t about Bitcoin’s correction.
It was the month Wall Street integrated crypto.
Mastercard, JPMorgan, & Morgan Stanley moved from pilots to pipelines.
The debate is over, the plumbing is on.
www.linkedin.com/pul...
#Crypto #Fintech #Web3 #Stablecoins
It was the month Wall Street integrated crypto.
Mastercard, JPMorgan, & Morgan Stanley moved from pilots to pipelines.
The debate is over, the plumbing is on.
www.linkedin.com/pul...
#Crypto #Fintech #Web3 #Stablecoins
Wall Street just went on-chain.
Citi, Coinbase, and Circle aren’t experimenting; they’re rebuilding the financial system’s core.
This isn’t about hype anymore. It’s about infrastructure, regulation, and trust.
🔗 buff.ly/9Harw8k
#Fintech #Crypto #Web3
Citi, Coinbase, and Circle aren’t experimenting; they’re rebuilding the financial system’s core.
This isn’t about hype anymore. It’s about infrastructure, regulation, and trust.
🔗 buff.ly/9Harw8k
#Fintech #Crypto #Web3
October 29, 2025 at 11:41 AM
Wall Street just went on-chain.
Citi, Coinbase, and Circle aren’t experimenting; they’re rebuilding the financial system’s core.
This isn’t about hype anymore. It’s about infrastructure, regulation, and trust.
🔗 buff.ly/9Harw8k
#Fintech #Crypto #Web3
Citi, Coinbase, and Circle aren’t experimenting; they’re rebuilding the financial system’s core.
This isn’t about hype anymore. It’s about infrastructure, regulation, and trust.
🔗 buff.ly/9Harw8k
#Fintech #Crypto #Web3
Crypto isn’t a bet anymore; it’s the base layer of global finance.
ETFs are pouring billions, stablecoins are powering real payments, and AI agents are transacting on-chain.
The system isn’t coming; it’s already live.
🔗 Read: Crypto’s New Base Layer - buff.ly/Hkd2Mmf
#Crypto #Fintech #Web3
ETFs are pouring billions, stablecoins are powering real payments, and AI agents are transacting on-chain.
The system isn’t coming; it’s already live.
🔗 Read: Crypto’s New Base Layer - buff.ly/Hkd2Mmf
#Crypto #Fintech #Web3
October 28, 2025 at 11:41 AM
Crypto isn’t a bet anymore; it’s the base layer of global finance.
ETFs are pouring billions, stablecoins are powering real payments, and AI agents are transacting on-chain.
The system isn’t coming; it’s already live.
🔗 Read: Crypto’s New Base Layer - buff.ly/Hkd2Mmf
#Crypto #Fintech #Web3
ETFs are pouring billions, stablecoins are powering real payments, and AI agents are transacting on-chain.
The system isn’t coming; it’s already live.
🔗 Read: Crypto’s New Base Layer - buff.ly/Hkd2Mmf
#Crypto #Fintech #Web3