@joshsilver64.bsky.social
Fair lending and Community Reinvestment Act specialist, affordable housing and community development, enjoy reading American history, biography, historical novels, jogging, biking, kayaking
Arson suspect attacked Mississippi synagogue for its ‘Jewish ties,’ FBI says
www.washingtonpost.com/nation/2026/...
In a polarized environment, hate proliferates. Speak out against anti-Semitism and all other hatreds.
www.washingtonpost.com/nation/2026/...
In a polarized environment, hate proliferates. Speak out against anti-Semitism and all other hatreds.
Arson suspect attacked Mississippi synagogue for its ‘Jewish ties,’ FBI says
Stephen Spencer Pittman confessed to starting the fire at Beth Israel Congregation in Jackson, calling it a “synagogue of Satan,” the FBI said.
www.washingtonpost.com
January 12, 2026 at 10:22 PM
Arson suspect attacked Mississippi synagogue for its ‘Jewish ties,’ FBI says
www.washingtonpost.com/nation/2026/...
In a polarized environment, hate proliferates. Speak out against anti-Semitism and all other hatreds.
www.washingtonpost.com/nation/2026/...
In a polarized environment, hate proliferates. Speak out against anti-Semitism and all other hatreds.
open.substack.com/pub/joshsilv...
Read about how a former CRA officer wants banks to earn top ratings for their financing of affordable housing and community development.
Read about how a former CRA officer wants banks to earn top ratings for their financing of affordable housing and community development.
Linda Ezuka Wants Banks to Earn Outstanding CRA ratings!
As a CRA advocate, I enjoyed Linda Ezuka’s book, Outstanding: A Practitioner’s Guide to CRA Exam Readiness. It is part technical manual and part motivational speech asking CRA officers at banks to not...
open.substack.com
January 6, 2026 at 8:18 PM
open.substack.com/pub/joshsilv...
Read about how a former CRA officer wants banks to earn top ratings for their financing of affordable housing and community development.
Read about how a former CRA officer wants banks to earn top ratings for their financing of affordable housing and community development.
www.nytimes.com/2026/01/06/o...
More Trumpian follies and jingoism that will make the world a more dangerous place
More Trumpian follies and jingoism that will make the world a more dangerous place
Opinion | Trump Is Falling for a Trap We Can All See Coming
www.nytimes.com
January 6, 2026 at 7:35 PM
www.nytimes.com/2026/01/06/o...
More Trumpian follies and jingoism that will make the world a more dangerous place
More Trumpian follies and jingoism that will make the world a more dangerous place
open.substack.com/pub/joshsilv...
Why extreme swings in CRA and fair lending policy benefits no one and makes communities more vulnerable.
Why extreme swings in CRA and fair lending policy benefits no one and makes communities more vulnerable.
January 5, 2026 at 5:51 PM
open.substack.com/pub/joshsilv...
Why extreme swings in CRA and fair lending policy benefits no one and makes communities more vulnerable.
Why extreme swings in CRA and fair lending policy benefits no one and makes communities more vulnerable.
www.nytimes.com/2026/01/03/o...
Suppose Putin took Trump prisoner and shipped him to Siberia to try him for crypto financed crime. And Russia would run the US for an indefinite time. Absurd...of course...but how different from what happened this morning?
Suppose Putin took Trump prisoner and shipped him to Siberia to try him for crypto financed crime. And Russia would run the US for an indefinite time. Absurd...of course...but how different from what happened this morning?
Opinion | Trump’s Attack on Venezuela Is Illegal and Unwise
www.nytimes.com
January 3, 2026 at 5:57 PM
www.nytimes.com/2026/01/03/o...
Suppose Putin took Trump prisoner and shipped him to Siberia to try him for crypto financed crime. And Russia would run the US for an indefinite time. Absurd...of course...but how different from what happened this morning?
Suppose Putin took Trump prisoner and shipped him to Siberia to try him for crypto financed crime. And Russia would run the US for an indefinite time. Absurd...of course...but how different from what happened this morning?
A dying man said he found the key to happiness. Science backs him up.
www.washingtonpost.com/climate-envi...
We need more coffee shops like this one...
www.washingtonpost.com/climate-envi...
We need more coffee shops like this one...
Column | A dying man said he found the key to happiness. Science backs him up.
Ted Pellegatta was a MAGA supporter beloved by liberals in Sperryville, Virginia, whose friends transcended political allegiances.
www.washingtonpost.com
December 31, 2025 at 1:23 AM
A dying man said he found the key to happiness. Science backs him up.
www.washingtonpost.com/climate-envi...
We need more coffee shops like this one...
www.washingtonpost.com/climate-envi...
We need more coffee shops like this one...
open.substack.com/pub/joshsilv...
The new Connecticut fair housing law could increase affordable housing...check it out
The new Connecticut fair housing law could increase affordable housing...check it out
Connecticut has a New and Important Fair Housing Growth Law after Special Legislative Session
Connecticut joins just a handful of states in enacting a fair housing and growth law that is designed to address a dire shortage of affordable housing.
open.substack.com
December 18, 2025 at 5:13 PM
open.substack.com/pub/joshsilv...
The new Connecticut fair housing law could increase affordable housing...check it out
The new Connecticut fair housing law could increase affordable housing...check it out
open.substack.com/pub/joshsilv...
The Consumer Financial Protection Bureau (CFPB) proposed to dramatically dilute small business loan data. Read about why this matters in terms of making markets work better and increasing fairness.
The Consumer Financial Protection Bureau (CFPB) proposed to dramatically dilute small business loan data. Read about why this matters in terms of making markets work better and increasing fairness.
Data Drives the Movement for Economic Justice: The Case of Small Business Loan Data
Since 1975, the Home Mortgage Disclosure Act (HMDA) has required lending institutions to annually submit data on their home mortgage lending by neighborhood (census tract).
open.substack.com
December 16, 2025 at 8:09 PM
open.substack.com/pub/joshsilv...
The Consumer Financial Protection Bureau (CFPB) proposed to dramatically dilute small business loan data. Read about why this matters in terms of making markets work better and increasing fairness.
The Consumer Financial Protection Bureau (CFPB) proposed to dramatically dilute small business loan data. Read about why this matters in terms of making markets work better and increasing fairness.
open.substack.com/pub/joshsilv...
If you want to experience the soul and grit of Detroit and the human spirit, check out Sharon Cornelissen's new book. It also shows how policy has a profound impact on neighborhoods.
If you want to experience the soul and grit of Detroit and the human spirit, check out Sharon Cornelissen's new book. It also shows how policy has a profound impact on neighborhoods.
Sharon Cornelissen’s new book brought me back to Detroit
1987, my year in Detroit, was formative.
open.substack.com
December 15, 2025 at 4:50 PM
open.substack.com/pub/joshsilv...
If you want to experience the soul and grit of Detroit and the human spirit, check out Sharon Cornelissen's new book. It also shows how policy has a profound impact on neighborhoods.
If you want to experience the soul and grit of Detroit and the human spirit, check out Sharon Cornelissen's new book. It also shows how policy has a profound impact on neighborhoods.
Another counterproductive move - let's make it impossible for responsible lenders to address discrimination.
open.substack.com/pub/joshsilv...
open.substack.com/pub/joshsilv...
Designing Programs to Rectify Discrimination Impossible Under CFPB Proposal
The Consumer Financial Protection Bureau (CFPB) proposes to make it difficult, if not impossible, for lending institutions to design programs and products intended to benefit populations that face dis...
open.substack.com
December 12, 2025 at 5:34 PM
Another counterproductive move - let's make it impossible for responsible lenders to address discrimination.
open.substack.com/pub/joshsilv...
open.substack.com/pub/joshsilv...
Just wanted to make sure people saw the Office of the Comptroller of the Currency's (OCC's) preliminary report on debanking. The agency is considering penalizing banks that won't fund arms manufacturers, fossil fuel companies, private prisons, or adult entertainment.
occ.gov/news-issuanc...
occ.gov/news-issuanc...
OCC Releases Preliminary Findings from Its Review of Large Banks’ Debanking Activities
The Office of the Comptroller of the Currency (OCC) today released preliminary findings from its supervisory review of debanking activities at the nine largest national banks it supervises: JPMorgan C...
occ.gov
December 11, 2025 at 5:40 PM
Just wanted to make sure people saw the Office of the Comptroller of the Currency's (OCC's) preliminary report on debanking. The agency is considering penalizing banks that won't fund arms manufacturers, fossil fuel companies, private prisons, or adult entertainment.
occ.gov/news-issuanc...
occ.gov/news-issuanc...
Trump rails against Somali migrants: ‘I don’t want them in our country’
www.washingtonpost.com/politics/202...
In my six decades on this earth, I don't recall a President engaging in such vicious and dangerous racism. As a Jew I feel this deeply. Declare that this is not acceptable
www.washingtonpost.com/politics/202...
In my six decades on this earth, I don't recall a President engaging in such vicious and dangerous racism. As a Jew I feel this deeply. Declare that this is not acceptable
Trump rails against Somali migrants: ‘I don’t want them in our country’
The president blasted Minnesota’s Somali community as “garbage” in a rant also attacking Gov. Tim Walz and Rep. Ilhan Omar.
www.washingtonpost.com
December 3, 2025 at 1:48 AM
Trump rails against Somali migrants: ‘I don’t want them in our country’
www.washingtonpost.com/politics/202...
In my six decades on this earth, I don't recall a President engaging in such vicious and dangerous racism. As a Jew I feel this deeply. Declare that this is not acceptable
www.washingtonpost.com/politics/202...
In my six decades on this earth, I don't recall a President engaging in such vicious and dangerous racism. As a Jew I feel this deeply. Declare that this is not acceptable
Democrats eye housing affordability as next weapon against Trump
www.washingtonpost.com/business/202...
Zoning reform tied to increases in federal aid for renters and infrastructure
www.washingtonpost.com/business/202...
Zoning reform tied to increases in federal aid for renters and infrastructure
Democrats eye housing affordability as next weapon against Trump
The Center for American Progress, a liberal think tank, wants the next Democratic president to boost home construction and punish localities that don’t reform zoning codes.
www.washingtonpost.com
November 19, 2025 at 2:52 AM
Democrats eye housing affordability as next weapon against Trump
www.washingtonpost.com/business/202...
Zoning reform tied to increases in federal aid for renters and infrastructure
www.washingtonpost.com/business/202...
Zoning reform tied to increases in federal aid for renters and infrastructure
medium.com/authority-ma...
Authority Magazine interviewed me about my background working for inclusive communities, the Community Reinvestment Act, and my new book.
Authority Magazine interviewed me about my background working for inclusive communities, the Community Reinvestment Act, and my new book.
Celebrating Diversity: Josh Silver Of The National Community Reinvestment Coalition (NCRC) On How…
An Interview With Vanessa Ogle
medium.com
November 17, 2025 at 5:28 PM
medium.com/authority-ma...
Authority Magazine interviewed me about my background working for inclusive communities, the Community Reinvestment Act, and my new book.
Authority Magazine interviewed me about my background working for inclusive communities, the Community Reinvestment Act, and my new book.
www.wpr.org/shows/wiscon...
Wisconsin Public Radio interviewed me this week about my book Ending Redlining through a Community Centered Reform of the Community Reinvestment Act. See the link to listen.
Wisconsin Public Radio interviewed me this week about my book Ending Redlining through a Community Centered Reform of the Community Reinvestment Act. See the link to listen.
Wisconsin Today
“Wisconsin Today” explores the people, places and ideas shaping life in Wisconsin. Join hosts Rob Ferrett and Kate Archer Kent for news and in-depth conversations that you can’t find anywhere else. Do...
www.wpr.org
November 7, 2025 at 9:02 PM
www.wpr.org/shows/wiscon...
Wisconsin Public Radio interviewed me this week about my book Ending Redlining through a Community Centered Reform of the Community Reinvestment Act. See the link to listen.
Wisconsin Public Radio interviewed me this week about my book Ending Redlining through a Community Centered Reform of the Community Reinvestment Act. See the link to listen.
open.substack.com/pub/joshsilv...
I think it is important to learn from history, not erase it. This book about Wilson is interesting and timely, and not in a good way...
I think it is important to learn from history, not erase it. This book about Wilson is interesting and timely, and not in a good way...
Woodrow Wilson: The Light Withdrawn by Christopher Cox
As you can guess from the title, Cox is not a fan of President Wilson.
open.substack.com
November 5, 2025 at 8:50 PM
open.substack.com/pub/joshsilv...
I think it is important to learn from history, not erase it. This book about Wilson is interesting and timely, and not in a good way...
I think it is important to learn from history, not erase it. This book about Wilson is interesting and timely, and not in a good way...
See who are the millions of Americans receiving SNAP food benefits - Washington Post
www.washingtonpost.com/business/int...
Ending SNAP benefits takes food away from the vulnerable
www.washingtonpost.com/business/int...
Ending SNAP benefits takes food away from the vulnerable
Who receives SNAP? Food aid for 1 in 8 Americans is threatened in November.
A look into the Americans who could be affected by the delay of SNAP food assistance during the government shutdown.
www.washingtonpost.com
November 1, 2025 at 2:36 PM
See who are the millions of Americans receiving SNAP food benefits - Washington Post
www.washingtonpost.com/business/int...
Ending SNAP benefits takes food away from the vulnerable
www.washingtonpost.com/business/int...
Ending SNAP benefits takes food away from the vulnerable
I thank American University for hosting a lecture about my CRA book. Check it out on endredline.com
October 24, 2025 at 8:30 PM
I thank American University for hosting a lecture about my CRA book. Check it out on endredline.com
Millions may lose SNAP food stamp benefits if shutdown continues
www.washingtonpost.com/nation/2025/...
Shutdown = hunger for millions
www.washingtonpost.com/nation/2025/...
Shutdown = hunger for millions
Millions may lose SNAP food stamp benefits if shutdown continues
Texas, New York, California and other states say lower-income families risk losing access to SNAP assistance if the government shutdown continues into November.
www.washingtonpost.com
October 23, 2025 at 1:42 PM
Millions may lose SNAP food stamp benefits if shutdown continues
www.washingtonpost.com/nation/2025/...
Shutdown = hunger for millions
www.washingtonpost.com/nation/2025/...
Shutdown = hunger for millions
Health insurance sticker shock begins as shutdown battle over subsidies rages
www.washingtonpost.com/health/2025/...
The high costs of defunding Obamacare
www.washingtonpost.com/health/2025/...
The high costs of defunding Obamacare
Health insurance sticker shock begins as shutdown battle over subsidies rages
Many states have shown rising premiums ahead of open enrollment for Affordable Care Act plans. The government shutdown is driven by Democrats and Republicans being far apart on the issue of extended s...
www.washingtonpost.com
October 22, 2025 at 6:11 PM
Health insurance sticker shock begins as shutdown battle over subsidies rages
www.washingtonpost.com/health/2025/...
The high costs of defunding Obamacare
www.washingtonpost.com/health/2025/...
The high costs of defunding Obamacare
Why this one area of cities is usually the poorest
www.washingtonpost.com/business/202...
Poor neighborhoods tend to be on the east side of cities because weather blows pollution from west to east. Add in institutional racism and the result is entrenched inequality
www.washingtonpost.com/business/202...
Poor neighborhoods tend to be on the east side of cities because weather blows pollution from west to east. Add in institutional racism and the result is entrenched inequality
Column | Why this one area of cities is usually the poorest
The Department of Data went looking for geographic patterns in poverty, and stumbled upon a surprising culprit.
www.washingtonpost.com
October 19, 2025 at 4:33 PM
Why this one area of cities is usually the poorest
www.washingtonpost.com/business/202...
Poor neighborhoods tend to be on the east side of cities because weather blows pollution from west to east. Add in institutional racism and the result is entrenched inequality
www.washingtonpost.com/business/202...
Poor neighborhoods tend to be on the east side of cities because weather blows pollution from west to east. Add in institutional racism and the result is entrenched inequality
LeBron James is defined by his hometown. Now he’s reshaping it.
www.washingtonpost.com/opinions/202...
Important piece on LeBron James
www.washingtonpost.com/opinions/202...
Important piece on LeBron James
Opinion | LeBron James is defined by his hometown. Now he’s reshaping it.
He says he’s just a kid from Akron, Ohio. But he’s not just any kid.
www.washingtonpost.com
October 19, 2025 at 3:39 PM
LeBron James is defined by his hometown. Now he’s reshaping it.
www.washingtonpost.com/opinions/202...
Important piece on LeBron James
www.washingtonpost.com/opinions/202...
Important piece on LeBron James
Who will lose out when ACA health insurance subsidies expire?
www.washingtonpost.com/politics/202...
Here is the impact of dramatic reductions in Obamacare subsidies. Is it moral public policy to cause people to lose health insurance because they can't afford it?
www.washingtonpost.com/politics/202...
Here is the impact of dramatic reductions in Obamacare subsidies. Is it moral public policy to cause people to lose health insurance because they can't afford it?
Who will lose out when ACA health insurance subsidies expire?
Here’s a look at who could be affected by the end of the Affordable Care Act credits and how much prices could change.
www.washingtonpost.com
October 18, 2025 at 2:37 PM
Who will lose out when ACA health insurance subsidies expire?
www.washingtonpost.com/politics/202...
Here is the impact of dramatic reductions in Obamacare subsidies. Is it moral public policy to cause people to lose health insurance because they can't afford it?
www.washingtonpost.com/politics/202...
Here is the impact of dramatic reductions in Obamacare subsidies. Is it moral public policy to cause people to lose health insurance because they can't afford it?