Jenny Ruth's Just the Business
@justthebusinessjennyruth.skystack.xyz
I publish commentary on New Zealand companies, stock exchange matters and on banking in NZ, the Reserve Bank and the economy.
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This is an automated Substack Account of https://justthebusinessjennyruth.substack.com
Discover more/Create at: @skystack.xyz
Does Fletcher really want to ignore the lessons of its history?
Does Fletcher really want to ignore the lessons of its history?
justthebusinessjennyruth.substack.com
January 29, 2026 at 7:49 PM
Does Fletcher really want to ignore the lessons of its history?
Tickle vs Giggle for Girls: a business and women's rights at stake
Tickle vs Giggle for Girls: a business and women's rights at stake
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Tickle vs Giggle for Girls: a business and women's rights at stake
Stand your ground, Anna Breman
Stand your ground, Anna Breman
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Stand your ground, Anna Breman
RBNZ governor Anna Breman is doing the right thing
RBNZ governor Anna Breman is doing the right thing
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
RBNZ governor Anna Breman is doing the right thing
Just how turned off are we from the NZX? • Last year’s trading wasn’t as bad as you might think.
Just how turned off are we from the NZX?
Last year’s trading wasn’t as bad as you might think.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Just how turned off are we from the NZX? • Last year’s trading wasn’t as bad as you might think.
Justice minister Paul Goldsmith's response • I received a response to my open letter sent on Nov 26 on the Friday before Christmas.
Justice minister Paul Goldsmith's response
I received a response to my open letter sent on Nov 26 on the Friday before Christmas.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Justice minister Paul Goldsmith's response • I received a response to my open letter sent on Nov 26 on the Friday before Christmas.
Steel yourself for some change • BlueScope’s takeover tussle has ramifications in our own backyard.
Steel yourself for some change
BlueScope’s takeover tussle has ramifications in our own backyard.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Steel yourself for some change • BlueScope’s takeover tussle has ramifications in our own backyard.
Remembering the little guys • For some, 2025 was very much about stepping out of the shadows.
Remembering the little guys
For some, 2025 was very much about stepping out of the shadows.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Remembering the little guys • For some, 2025 was very much about stepping out of the shadows.
Observations from a Christmas food coma • It seems like 2025 was a year of everything and nothing.
Observations from a Christmas food coma
It seems like 2025 was a year of everything and nothing.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Observations from a Christmas food coma • It seems like 2025 was a year of everything and nothing.
Is the cinema industry dying? • Punters and analysts are asking that question again and Vista Group’s future hinges upon the answer.
Is the cinema industry dying?
Punters and analysts are asking that question again and Vista Group’s future hinges upon the answer.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Is the cinema industry dying? • Punters and analysts are asking that question again and Vista Group’s future hinges upon the answer.
Finance company lessons still unheeded • It might be time for a new approach in trying to limit losses for unwary investors.
Finance company lessons still unheeded
It might be time for a new approach in trying to limit losses for unwary investors.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Finance company lessons still unheeded • It might be time for a new approach in trying to limit losses for unwary investors.
RBNZ repeats bogus numbers • But will the smaller banks benefit more from changes in RBNZ’s capital rules?
RBNZ repeats bogus numbers
But will the smaller banks benefit more from changes in RBNZ’s capital rules?
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
RBNZ repeats bogus numbers • But will the smaller banks benefit more from changes in RBNZ’s capital rules?
PaySauce uses $4m cap raise to fuel Oz expansion
PaySauce uses $4m cap raise to fuel Oz expansion
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
PaySauce uses $4m cap raise to fuel Oz expansion
No need to grind your teeth over mortgage rate hikes • It’s actually good news the economy is coming off life support.
No need to grind your teeth over mortgage rate hikes
It’s actually good news the economy is coming off life support.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
No need to grind your teeth over mortgage rate hikes • It’s actually good news the economy is coming off life support.
Retirement village law reforms could spell disaster for some • Does the govt think old people’s heirs should inherit faster?
Retirement village law reforms could spell disaster for some
Does the govt think old people’s heirs should inherit faster?
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Retirement village law reforms could spell disaster for some • Does the govt think old people’s heirs should inherit faster?
Onehunga vs The Blob
Onehunga vs The Blob
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Onehunga vs The Blob
Trump Accounts, baby bonds and KiwiSaver • Trumpy baby bonds may come and go offshore, but KiwiSaver looks permanent
Trump Accounts, baby bonds and KiwiSaver
Trumpy baby bonds may come and go offshore, but KiwiSaver looks permanent
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Trump Accounts, baby bonds and KiwiSaver • Trumpy baby bonds may come and go offshore, but KiwiSaver looks permanent
A little ore conversation • The Sharesies brigade are getting in behind the latest wave of mining stocks.
A little ore conversation
The Sharesies brigade are getting in behind the latest wave of mining stocks.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
A little ore conversation • The Sharesies brigade are getting in behind the latest wave of mining stocks.
Did Nicola Willis cave to NZ First pressure? • Nicola Willis has botched the opportunity to add gravitas to RBNZ.
Did Nicola Willis cave to NZ First pressure?
Nicola Willis has botched the opportunity to add gravitas to RBNZ.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Did Nicola Willis cave to NZ First pressure? • Nicola Willis has botched the opportunity to add gravitas to RBNZ.
Does Kiwi Property’s build-to-rent make investment sense? • Kiwi Property’s township/mixed use concept makes sense, but the financials of the build-to-rent component look problematic.
Does Kiwi Property’s build-to-rent make investment sense?
Kiwi Property’s township/mixed use concept makes sense, but the financials of the build-to-rent component look problematic.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Does Kiwi Property’s build-to-rent make investment sense? • Kiwi Property’s township/mixed use concept makes sense, but the financials of the build-to-rent component look problematic.
The Reserve Bank’s done cutting rates – now what? • The signs of the recovery are in. The signs of the recovery are in.
The Reserve Bank’s done cutting rates – now what?
The signs of the recovery are in. The signs of the recovery are in.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
The Reserve Bank’s done cutting rates – now what? • The signs of the recovery are in. The signs of the recovery are in.
Has Ryman earned the right to resume a growth strategy? • Ryman has hired Richard Stephenson as chief development and property officer, a clear statement of intent to resume a growth strategy.
Has Ryman earned the right to resume a growth strategy?
Ryman has hired Richard Stephenson as chief development and property officer, a clear statement of intent to resume a growth strategy.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Has Ryman earned the right to resume a growth strategy? • Ryman has hired Richard Stephenson as chief development and property officer, a clear statement of intent to resume a growth strategy.
Open letter to Justice Minister Paul Goldsmith
Open letter to Justice Minister Paul Goldsmith
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Open letter to Justice Minister Paul Goldsmith
Jaundiced eyes of the beholder of Kiwi Property’s value • The difference four years made to the ASB North Wharf building’s value is $56 million less.
Jaundiced eyes of the beholder of Kiwi Property’s value
The difference four years made to the ASB North Wharf building’s value is $56 million less.
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
Jaundiced eyes of the beholder of Kiwi Property’s value • The difference four years made to the ASB North Wharf building’s value is $56 million less.
No hiding from the Nvidia juggernaut • Is our international FOMO making us miss some local gems?
No hiding from the Nvidia juggernaut
Is our international FOMO making us miss some local gems?
justthebusinessjennyruth.substack.com
January 26, 2026 at 7:48 PM
No hiding from the Nvidia juggernaut • Is our international FOMO making us miss some local gems?