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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 9h

Most U.S. consumers who own cryptocurrency do so as an investment.

The share of consumers who do make payments with crypto is small, and it recently declined.

Fumiko Hayashi &d Aditi Routh at the Kansas City Fed explore this in a Payments Briefing: https://bit.ly/3IHJkN4

#FinTech #Finance

Graph showing the decline in the share of U.S. consumers using cryptocurrency for purchases only, money transfers only, and both, from 2021 to 2023.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 9h

The share of Americans age 65 & older has risen & will likely keep growing. Older households tend to hold more wealth, increasing the demand for assets across the economy. This chart shows the rise in older population alongside a decline in long-term real yields. https://bit.ly/47fEqQW

#EconSky

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 11h

Biofuel Policies Are Likely to Drive Future Demand for U.S. Corn and Soybeans

by Francisco Scott and Ayesha Cooray

*********
Global inventories of corn & soybeans have increased over the years. This article examines where demand for U.S. crops will come from going forward. https://bit.ly/42TmtVF

Bar graphs showing global production trends for corn and soybeans over the years.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 17h

Imagine this: You finally find an item you’ve been coveting. But you don’t have the cash to buy it, and you don't qualify for a credit card. What do you do?

In the last few years, more consumers are using “Buy Now, Pay Later” services. But experts advise caution with them: https://bit.ly/46P9B41

Buy now, pay later: Convenience and constraints

Buying products and services through short-term installment payments is easy, but consumers should be aware of potential risks.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 1d

Yesterday Jeff Schmid, Kansas City Fed's President and CEO, delivered remarks on the economic outlook and monetary policy. Full speech: bit.ly/4mTcAOW

The Federal Reserve, Economic Outlook and Monetary Policy

Remarks delivered to CFA Kansas City.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 1d

Conditions for economic mobility worsened considerably between fall 2024 and spring 2025.

The share of organizations in the region reporting that conditions for economic mobility were “poor” or “very poor” increased by 22 percentage points. https://bit.ly/42YOevY

#EconSky #DataViz

Bar chart titled "Few sectors reporting good conditions now, and most expect worsen conditions over the next year." Displays current, past year, and next year conditions for sectors like Economic mobility, Renting housing, Owner housing, Financial stability, Business credit, Public health, Healthcare access, Pre-K - 12 education, Internet access, Human Services, and Technology sectors.

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 2d

Calling all #KansasCity homeschooling families - Oct. 8 is Homeschool Day at our Money Museum! Take a field trip to visit & enjoy the special educational programming we have planned just for homeschool groups. Learn more: https://bit.ly/3KzoHDo #kcsky

P.S. Please share to help us spread the word!

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 2d

Our President and CEO Jeff Schmid is speaking to the CFA Society Kansas City today about the economic outlook and monetary policy. Read his remarks: https://bit.ly/4mTcAOW

#EconSky

Portrait of Jeff Schmid, President and CEO of the Kansas City Fed, in a suit, standing before a decorative background.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 2d

In mid-August, our Vice President, Economist and Denver Branch Executive Nick Sly spent a few days in Grand Junction, #Colorado to learn about the community and its economic environment. Read more: https://bit.ly/3VOTa2S

#Economy

Connecting with our communities: A look at the economy of Colorado’s Western Slope

During a visit to Grand Junction, Denver Branch Executive Nick Sly interacted with business operators and local leaders.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 2d

Why have realized fertility rates fallen below what women on average view as an ideal number for a typical family? https://bit.ly/4nR6Xlg

#EconSky #Economy

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 2d

Farm debt at commercial agricultural banks continued to grow in the 2nd quarter. Delinquency rates on the #agriculture loans increased slightly but remains low. https://bit.ly/434rbjt

#EconSky

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 3d

Community conditions in the Tenth Federal Reserve District have deteriorated since last fall, say regional respondents to the Community Perspectives Survey.

Respondents' biggest concern was the availability of government assistance. https://bit.ly/42YOevY

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 4d

The average number of children per woman age 40+ has declined from nearly 3.0 children in the 1970s to about 2.2 in 2024. At the same time, surveyed women’s “ideal number of children in a family” declined more moderately, stabilizing at about 2.5 children since the late 1990s. https://bit.ly/4nR6Xlg

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 5d

New legislation for stablecoin issuance could increase the use of stablecoins—a type of cryptocurrency—for payments.

Fumiko Hayashi and Aditi Routh at the Kansas City Fed find that only a very small share of U.S. consumers currently use crypto for payments.

🔗: https://bit.ly/3IHJkN4 #FinTech

Image of a green and black patterned background with white text stating, "PAYMENTS SYSTEM RESEARCH BRIEFING. The share of U.S. consumers using cryptocurrency for payments declined from nearly 3% in 2022 to less than 2% in 2023 and 2024."

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

❓ How is money defined?

What is the difference between money and payments?

Look over this infographic created by the @atlantafed.org to learn more about money and its role in our economy. #EduSky

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

💡 #DidYouKnow? Missouri is the only state to have 2 Federal Reserve Banks - Kansas City and St. Louis. But, why?

In 1914 government officials determined that it would be beneficial to the Fed System because both cities were important commercial and banking hubs for their respective regions.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

New monetary policy research:

Post-FOMC press conferences with the Federal Reserve chair are a relatively recent addition to monetary policy announcements. How does the press conference affect how long markets take to react to a policy decision?

Read more: https://bit.ly/42nHtnv #EconSky

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

Take a look at some behind-the-scenes moments from our 2025 Jackson Hole Economic Policy Symposium: https://bit.ly/46UPodl

#EconSky

Behind the Scenes at Jackson Hole 2025

The Kansas City Fed hosted the Jackson Hole Economic Policy Symposium last month, one of the longest-standing central banking conferences in the world. Explore the 2025 event with personal reflections...

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

Most aspects of commercial real estate activity softened in recent months, write Nicholas Sly & Juan David Munoz Henao at the Kansas City Fed.

Limited property sales, declining property prices & waning development activity weighed most heavily on #CRE activity. https://bit.ly/3QQsFIe

#EconSky

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

📊 The spring 2025 Community Conditions Survey suggests that community conditions in the Tenth District have generally worsened.

Respondents reported poorer conditions relative to fall 2024 in almost every sector. https://bit.ly/42YOevY

#EconSky #DataViz

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 6d

2nd Quarter District Banking Conditions:

District bank earnings increased. Balance sheets grew modestly during the quarter as banks increased loans, shed liquid assets, and took on more borrowings amid limited deposit growth

🔗: https://bit.ly/3VVPVq8

#Finance #EconSky

Second Quarter 2025 Banking Conditions

Net interest margins boost earnings, loan growth rebounds.

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 7d

🏢 Commercial real estate activity in the Tenth District declined modestly over the past 2 quarters.

Read more about it in the latest release of the Kansas City Fed CRE Index: https://bit.ly/3QQsFIe

#EconSky

Text reads "KC Fed Commercial Real Estate Index" on a geometric patterned background in shades of gray.

Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 7d

John McCoy, assoc. economist at the Kansas City Fed, assessed how changes in international trade patterns or volumes might affect local communities in the Tenth Federal Reserve District. Watch this video to learn what he found.

To read his full article, visit https://bit.ly/3Tyt2bj.

#EconSky

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 7d

Francisco Scott and Ayesha Cooray at the Kansas City Fed find that proposed changes to biofuel policies are likely to be the main driver of demand growth for corn and soybeans going forward. https://bit.ly/42TmtVF

#EconSky #AgSky

Biofuel Policies Are Likely to Drive Future Demand for U.S. Corn and Soybeans

The supply of U.S. corn and soybeans has grown over the past decade and is projected to increase further in the coming years. In the past, large supplies have been partly absorbed by both export marke...

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Federal Reserve Bank of Kansas City @kansascityfed.bsky.social · 8d

The Federal Funds Rate was lower than prescribed by the Taylor Rule during post-pandemic #inflation surge; new research argues this was appropriate policy. https://bit.ly/4nhWkYL

#EconSky

Charting the Economy

Timely economic data curated by research staff at the Federal Reserve Bank of Kansas City. Click the link button in the chart title to copy and share.

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