Lack of Common Cents
@lackofcommoncents.bsky.social
I talk about personal finance and sports, plus a few other random topics.
https://lackofcommoncents.substack.com/
https://lackofcommoncents.substack.com/
Freefall continues for the bitcoin, gold, and silver trio.
February 2, 2026 at 3:51 AM
Freefall continues for the bitcoin, gold, and silver trio.
Reposted by Lack of Common Cents
Gallup finds 26% of U.S. workers use AI weekly, jumping to 57% in tech. Leaders (44% weekly) also outpace managers (30% weekly).
This usage density explains why tech execs perceive AI as taking over the world. They operate in the specific industry and tier utilizing it the most.
This usage density explains why tech execs perceive AI as taking over the world. They operate in the specific industry and tier utilizing it the most.
Frequent Use of AI in the Workplace Continued to Rise in Q4
Frequent use of AI in the workplace has continued to rise, while overall use has remained level. Use varies widely by industry, role type and job level.
www.gallup.com
February 2, 2026 at 1:23 AM
Gallup finds 26% of U.S. workers use AI weekly, jumping to 57% in tech. Leaders (44% weekly) also outpace managers (30% weekly).
This usage density explains why tech execs perceive AI as taking over the world. They operate in the specific industry and tier utilizing it the most.
This usage density explains why tech execs perceive AI as taking over the world. They operate in the specific industry and tier utilizing it the most.
"Chicken wings are...down 2.8% from last year."
I'm a bit surprised by this. With beef prices so high, I figured chicken prices would also go up as more people look for alternates/substitutes.
I guess chicken wings specifically aren't a big alternative for beef.
I'm a bit surprised by this. With beef prices so high, I figured chicken prices would also go up as more people look for alternates/substitutes.
I guess chicken wings specifically aren't a big alternative for beef.
Shrimp prices are high and the cost of beer and wine is also up, according to a Wells Fargo report, but wings and chips are less expensive this year.
This Year's Super Bowl Party Will Cost $140. Here's the Breakdown
Shrimp prices are high and the cost of beer and wine is also up, according to a Wells Fargo report, but wings and chips are less expensive this year.
bit.ly
February 2, 2026 at 1:07 AM
"Chicken wings are...down 2.8% from last year."
I'm a bit surprised by this. With beef prices so high, I figured chicken prices would also go up as more people look for alternates/substitutes.
I guess chicken wings specifically aren't a big alternative for beef.
I'm a bit surprised by this. With beef prices so high, I figured chicken prices would also go up as more people look for alternates/substitutes.
I guess chicken wings specifically aren't a big alternative for beef.
The median household income is roughly $84,000. The 401k max for under 50 is $24,500 in 2026. That's a 30% savings rate based on gross income.
I agree with being forward-thinking on retirement, but rising costs and small raises are pushing the max out of reach for many households.
I agree with being forward-thinking on retirement, but rising costs and small raises are pushing the max out of reach for many households.
The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows. Learn how contributing the maximum can provide significant benefits for savings.
Just 14% of Workers Hit This 401(k) Benchmark—Learn How To Set It as Your Target Today
The majority of workers don’t contribute the annual maximum amount to their retirement savings plans, a Vanguard study shows. Learn how contributing the maximum can provide significant benefits for savings.
bit.ly
February 2, 2026 at 12:50 AM
The median household income is roughly $84,000. The 401k max for under 50 is $24,500 in 2026. That's a 30% savings rate based on gross income.
I agree with being forward-thinking on retirement, but rising costs and small raises are pushing the max out of reach for many households.
I agree with being forward-thinking on retirement, but rising costs and small raises are pushing the max out of reach for many households.
Out of curiosity, I checked my crypto allocation... It's dropped from 1% to .10% in five years.
In fairness, I've never invested in crypto regularly, but I still shudder at the volatility because I know it can roil other markets.
In fairness, I've never invested in crypto regularly, but I still shudder at the volatility because I know it can roil other markets.
I am 1.43% allocated to crypto... yet I feel on the brink of ruin when these bitcoin & ether liquidations happen
February 1, 2026 at 8:11 PM
Out of curiosity, I checked my crypto allocation... It's dropped from 1% to .10% in five years.
In fairness, I've never invested in crypto regularly, but I still shudder at the volatility because I know it can roil other markets.
In fairness, I've never invested in crypto regularly, but I still shudder at the volatility because I know it can roil other markets.
Reposted by Lack of Common Cents
The IRS Direct File program was eliminated for the 2026 tax filing season. However, there are still several free tax preparation software options for some filers.
How to File Your Taxes for Free in 2026—What Cost-Conscious Filers Need to Know
The IRS Direct File program was eliminated for the 2026 tax filing season. However, there are still several free tax preparation software options for some filers.
bit.ly
February 1, 2026 at 7:00 PM
The IRS Direct File program was eliminated for the 2026 tax filing season. However, there are still several free tax preparation software options for some filers.
Hello BlueSky!
I'll be posting mainly about Personal Finance and sports here. Looking forward to sharing my thoughts on those!
I'll be posting mainly about Personal Finance and sports here. Looking forward to sharing my thoughts on those!
February 1, 2026 at 4:41 PM
Hello BlueSky!
I'll be posting mainly about Personal Finance and sports here. Looking forward to sharing my thoughts on those!
I'll be posting mainly about Personal Finance and sports here. Looking forward to sharing my thoughts on those!