Monevator
@monevator.bsky.social
Some thoughts on the intersection of AI and investing, plus a huge wodge of money and investing links to read when you can get away from your seasonal duties…
Merry Christmas everyone!
monevator.com/weekend-read...
Merry Christmas everyone!
monevator.com/weekend-read...
Weekend reading: AI don't know - Monevator
AI in the balance…plus all the week's best money and investing reads
monevator.com
December 20, 2025 at 1:49 PM
Some thoughts on the intersection of AI and investing, plus a huge wodge of money and investing links to read when you can get away from your seasonal duties…
Merry Christmas everyone!
monevator.com/weekend-read...
Merry Christmas everyone!
monevator.com/weekend-read...
Gold on a tear recently isn't reason alone to invest this way, but the yellow metal is key to its long-term success…
monevator.com/the-permanen...
monevator.com/the-permanen...
The Permanent Portfolio - Monevator
With gold on a tear, the Permanent Portfolio is suddenly popular again. But that's not really the point…
monevator.com
December 19, 2025 at 5:34 PM
Gold on a tear recently isn't reason alone to invest this way, but the yellow metal is key to its long-term success…
monevator.com/the-permanen...
monevator.com/the-permanen...
If you're going to give your kids another leg-up via a big inheritance then it's better to do it sooner rather than later.
Plus all the week's best money and investing reads!
monevator.com/weekend-read...
Plus all the week's best money and investing reads!
monevator.com/weekend-read...
Weekend reading: Redistribution, sooner or later - Monevator
What caught my eye this week. There’s a growing sense – I’d argue a reality – of intergenerational inequity in the UK, as with many other developed countries. Whether the old having so much more than ...
monevator.com
December 13, 2025 at 12:28 PM
If you're going to give your kids another leg-up via a big inheritance then it's better to do it sooner rather than later.
Plus all the week's best money and investing reads!
monevator.com/weekend-read...
Plus all the week's best money and investing reads!
monevator.com/weekend-read...
A competition to win a Monevator Christmas sweater, plus all the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
Weekend reading: Monevator Christmas sweatshirt competition - Monevator
Intrigue everyone in your office party by wearing a Christmas jumper from a cult investing website they've never heard of!
monevator.com
December 6, 2025 at 3:22 PM
A competition to win a Monevator Christmas sweater, plus all the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
When to derisk before retirement
Confronting the danger of going down before you're out
monevator.com
December 2, 2025 at 5:05 PM
More on the Big Budget anti-climax and on the foolish Cash ISA coshing, plus all the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
Weekend reading: a dawning realisation - Monevator
What caught my eye this week. Like many people, my immediate reaction to this week’s budget was a sense of relief. Not just on a personal level. Rather, given the litany of potential clangers leaked b...
monevator.com
November 29, 2025 at 2:39 PM
More on the Big Budget anti-climax and on the foolish Cash ISA coshing, plus all the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
Nothing in this budget will move the economic dial.
It’s driven by politics and the kind of spreadsheet maths familiar to anyone who has ever tried to make a holiday rental property add up.
monevator.com/first-take-o...
It’s driven by politics and the kind of spreadsheet maths familiar to anyone who has ever tried to make a holiday rental property add up.
monevator.com/first-take-o...
First take on the big bits of the 2025 Budget - Monevator
The 2025 budget is here and it's just as technocratic as expected. Most of the bad stuff didn't happen, but paying more taxes are nailed-on.
monevator.com
November 26, 2025 at 9:35 PM
Nothing in this budget will move the economic dial.
It’s driven by politics and the kind of spreadsheet maths familiar to anyone who has ever tried to make a holiday rental property add up.
monevator.com/first-take-o...
It’s driven by politics and the kind of spreadsheet maths familiar to anyone who has ever tried to make a holiday rental property add up.
monevator.com/first-take-o...
Twas the night (+/-) before the budget…
Some pre-budget whimsy and links to all the speculation, followed by the best of the week's money and investing reads as always…
monevator.com/weekend-read...
Some pre-budget whimsy and links to all the speculation, followed by the best of the week's money and investing reads as always…
monevator.com/weekend-read...
Weekend reading: few geese a-laying - Monevator
What caught my eye this week. Twas the night before the budget – give or take – and nothing was stirring, not even a mouse to move a pointer over the button to CALCULATE whether you’d be a winner or l...
monevator.com
November 22, 2025 at 11:44 AM
Twas the night (+/-) before the budget…
Some pre-budget whimsy and links to all the speculation, followed by the best of the week's money and investing reads as always…
monevator.com/weekend-read...
Some pre-budget whimsy and links to all the speculation, followed by the best of the week's money and investing reads as always…
monevator.com/weekend-read...
How to use the wealth in your ISAs as a bridging loan without losing your hard-won tax sheltering capacity
monevator.com/using-a-flex...
monevator.com/using-a-flex...
Using a Flexible ISA as a bridging loan - Monevator
Using a flexible ISA as a bridging loan is attractive because money can be taken out of such ISAs can be returned in the same tax year.
monevator.com
November 20, 2025 at 4:55 PM
How to use the wealth in your ISAs as a bridging loan without losing your hard-won tax sheltering capacity
monevator.com/using-a-flex...
monevator.com/using-a-flex...
There’s a tipping point in your investment life when you realise you’ve got a lot of portfolio to protect.
Going to the moon is yesterday’s game…
monevator.com/derisking-yo...
Going to the moon is yesterday’s game…
monevator.com/derisking-yo...
Derisking your portfolio on the run into retirement - Monevator
When it comes to derisking your portfolio ahead of retirement, your ability to stomach a stock market crash is just part of the picture.
monevator.com
November 19, 2025 at 2:25 PM
There’s a tipping point in your investment life when you realise you’ve got a lot of portfolio to protect.
Going to the moon is yesterday’s game…
monevator.com/derisking-yo...
Going to the moon is yesterday’s game…
monevator.com/derisking-yo...
If you're not accounting for Brexit when looking at Britain's fiscal predicament then you're fighting a phoney war.
Latest estimates put the hit to GDP at 6-8%! That has big ramifications.
Plus all the best of the money and investing reads as ever!
monevator.com/weekend-read...
Latest estimates put the hit to GDP at 6-8%! That has big ramifications.
Plus all the best of the money and investing reads as ever!
monevator.com/weekend-read...
Weekend reading: Schrödinger's tax rises - Monevator
Britain's pre-Budget Brexit-assisted woes, plus all the week's good reads…
monevator.com
November 15, 2025 at 7:06 PM
If you're not accounting for Brexit when looking at Britain's fiscal predicament then you're fighting a phoney war.
Latest estimates put the hit to GDP at 6-8%! That has big ramifications.
Plus all the best of the money and investing reads as ever!
monevator.com/weekend-read...
Latest estimates put the hit to GDP at 6-8%! That has big ramifications.
Plus all the best of the money and investing reads as ever!
monevator.com/weekend-read...
The post-2016 law of UK politics is reasserting itself – that there's always somebody worse ready in the wings
November 14, 2025 at 8:25 AM
The post-2016 law of UK politics is reasserting itself – that there's always somebody worse ready in the wings
The economics were always a little murky, but growing political risk and an inability to raise new money for ongoing investment means renewable infrastructure trusts are probably trading at scrap value here
monevator.com/end-in-sight...
monevator.com/end-in-sight...
End in sight for renewable infrastructure trusts? - Monevator
The Renewable infrastructure trusts have lagged the generalists in 2025. Is the sector impaired, or is it more political risk?
monevator.com
November 14, 2025 at 8:22 AM
The economics were always a little murky, but growing political risk and an inability to raise new money for ongoing investment means renewable infrastructure trusts are probably trading at scrap value here
monevator.com/end-in-sight...
monevator.com/end-in-sight...
Is the situation desperate enough to break the pledge and raise income taxes?
Plus all the week's best money and investing reads…
monevator.com/weekend-read...
Plus all the week's best money and investing reads…
monevator.com/weekend-read...
Weekend reading: Break glass in case of emergency - Monevator
Budget speculation reaches for the income tax button. Plus all the week's best money and investing reads…
monevator.com
November 8, 2025 at 9:17 AM
Is the situation desperate enough to break the pledge and raise income taxes?
Plus all the week's best money and investing reads…
monevator.com/weekend-read...
Plus all the week's best money and investing reads…
monevator.com/weekend-read...
Defensive asset allocation is trickier than the growth side of the equation.
monevator.com/defensive-as...
monevator.com/defensive-as...
Defensive asset allocation beyond the 60/40 portfolio - Monevator
Ideas for your defensive asset allocation. What to use and why
monevator.com
November 5, 2025 at 12:09 PM
Defensive asset allocation is trickier than the growth side of the equation.
monevator.com/defensive-as...
monevator.com/defensive-as...
Are everyday investors being pushed towards having to invest into private assets?
Plus all the best money and investing reads…
monevator.com/weekend-read...
Plus all the best money and investing reads…
monevator.com/weekend-read...
Weekend reading: A word on private - Monevator
Why would passive investors want to put money into pricy private funds? Plus all the week's best reads…
monevator.com
November 1, 2025 at 12:10 PM
Are everyday investors being pushed towards having to invest into private assets?
Plus all the best money and investing reads…
monevator.com/weekend-read...
Plus all the best money and investing reads…
monevator.com/weekend-read...
When the CASHLESS society becomes the CLOUDLESS society, plus all the week's best money and investing reads…
monevator.com/bank-cloud-p...
monevator.com/bank-cloud-p...
Weekend Reading: We need a list of which bank uses which cloud provider - Monevator
What caught my eye this week. Unlike some vocal Monevator readers, I’m nearly all-in on the cashless society. I even have a long-running email thread with a few sceptical and long-suffering friends, w...
monevator.com
October 25, 2025 at 11:22 AM
When the CASHLESS society becomes the CLOUDLESS society, plus all the week's best money and investing reads…
monevator.com/bank-cloud-p...
monevator.com/bank-cloud-p...
On the cusp of rate cuts
London property recap: 24 October 2025
propegator.substack.com
October 24, 2025 at 6:31 PM
An overview of the apparently elevated US / tech market, what a mostly passive investor can do about it with respect to their own portfolios, and the case for doing nothing!
[Members]
monevator.com/what-to-do-a...
[Members]
monevator.com/what-to-do-a...
What to do about extreme US market valuations [Members] - Monevator
Many Monevator readers tell us they’re feeling nervous about the markets. Me too. The perils on my personal Venn diagram of risks seem to overlap like unattended coffee rings. Notable brow-furrowers i...
monevator.com
October 22, 2025 at 10:10 AM
An overview of the apparently elevated US / tech market, what a mostly passive investor can do about it with respect to their own portfolios, and the case for doing nothing!
[Members]
monevator.com/what-to-do-a...
[Members]
monevator.com/what-to-do-a...
Goldman Sach's global portfolio dreaming, plus as always all the rest of the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
Weekend reading: What's even better than investing in Everything, Everywhere, All at Once? - Monevator
The whole world in Goldman Sach's hands, plus all the week's best money and investing reads…
monevator.com
October 18, 2025 at 11:14 AM
Goldman Sach's global portfolio dreaming, plus as always all the rest of the week's best money and investing reads…
monevator.com/weekend-read...
monevator.com/weekend-read...
Shock! A politician pointing the finger in the right direction for once
All credible independent studies have found Brexit is costing the UK north of £100bn GDP a year, which equates to more than £40bn of lost tax receipts
There's your black hole…
www.huffingtonpost.co.uk/entry/rachel...
All credible independent studies have found Brexit is costing the UK north of £100bn GDP a year, which equates to more than £40bn of lost tax receipts
There's your black hole…
www.huffingtonpost.co.uk/entry/rachel...
Rachel Reeves Blames Brexit As She Prepares To Raise Taxes And Cut Spending
The chancellor said the impact of leaving the EU is "severe and long lasting".
www.huffingtonpost.co.uk
October 16, 2025 at 10:45 AM
Shock! A politician pointing the finger in the right direction for once
All credible independent studies have found Brexit is costing the UK north of £100bn GDP a year, which equates to more than £40bn of lost tax receipts
There's your black hole…
www.huffingtonpost.co.uk/entry/rachel...
All credible independent studies have found Brexit is costing the UK north of £100bn GDP a year, which equates to more than £40bn of lost tax receipts
There's your black hole…
www.huffingtonpost.co.uk/entry/rachel...